Mitsubishi UFJ Financial GroupMBFJF +0.78%65 Return-on-Tangible-Asset is 0.58% as of Mar. 2026, which is 87% above its 10-year median of 0.31. GuruFocus rates MBFJF with a GF Score™ of 65/100 and a GF Value™ of $12.80 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,528 Banks companies, Mitsubishi UFJ Financial Group ranks worse than 72.64% on this metric.
The historical rank and industry rank for Mitsubishi UFJ Financial Group's Return-on-Tangible-Asset or its related term are showing as below:
MBFJF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.16 Med: 0.31 Max: 0.59
Current: 0.59
During the past 13 years, Mitsubishi UFJ Financial Group's highest Return-on-Tangible-Asset was 0.59%. The lowest was 0.16%. And the median was 0.31%.
MBFJF's Return-on-Tangible-Asset is ranked worse than 72.64% of 1528
companies
in the Banks industry
Industry Median: 0.99
vs MBFJF: 0.59
Mitsubishi UFJ Financial Group (OTCPK:MBFJF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Mitsubishi UFJ Financial Group Return-on-Tangible-Asset Related Terms
Mitsubishi UFJ Financial Group Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mitsubishi UFJ Financial Group Return-on-Tangible-Asset Chart
MBFJF vs JPM, BAC, WFC: Return-on-Tangible-Asset Comparison
For the Banks - Diversified subindustry, Mitsubishi UFJ Financial Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mitsubishi UFJ Financial Group Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Mitsubishi UFJ Financial Group's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Mitsubishi UFJ Financial Group's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.58% mean?
Mitsubishi UFJ Financial Group (MBFJF) has a Return-on-Tangible-Asset of 0.58% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Mitsubishi UFJ Financial Group and its competitors. This is 87% above median its historical median of 0.31. Over the past decade, Mitsubishi UFJ Financial Group's Return-on-Tangible-Asset has ranged from 0.16 to 0.59. According to the industry distribution chart, Mitsubishi UFJ Financial Group ranks #1110 out of 1528 companies in the Banks industry, placing it in the top 72.6%.
Is Mitsubishi UFJ Financial Group's Return-on-Tangible-Asset too high?
Mitsubishi UFJ Financial Group's current Return-on-Tangible-Asset of 0.58% is 87% above median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.59. The Banks industry median Return-on-Tangible-Asset is 0.99. Mitsubishi UFJ Financial Group's value of 0.58% is 41.4% below this industry median. Based on the distribution chart, Mitsubishi UFJ Financial Group ranks #1110 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Mitsubishi UFJ Financial Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi UFJ Financial Group's Return-on-Tangible-Asset compare to JPM and BAC?
According to the Banks industry distribution chart, Mitsubishi UFJ Financial Group ranks #1110 out of 1528 companies for Return-on-Tangible-Asset. This places Mitsubishi UFJ Financial Group in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Mitsubishi UFJ Financial Group's value of 0.58% is 41.4% below this benchmark. Historically, Mitsubishi UFJ Financial Group's own Return-on-Tangible-Asset has ranged from 0.16 to 0.59 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 0.99, Mitsubishi UFJ Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mitsubishi UFJ Financial Group's current Return-on-Tangible-Asset of 0.58% is 41.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Mitsubishi UFJ Financial Group and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mitsubishi UFJ Financial Group's current Return-on-Tangible-Asset is 0.58%, which is 87% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi UFJ Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Mitsubishi UFJ Financial Group (MBFJF) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.80, compared to a current price of $21.00 — trading 64.1% above its estimated fair value. The current Return-on-Tangible-Asset is 0.58%, which is 87% above median its 10-year median of 0.31 and 41.4% below the Banks industry median of 0.99. Mitsubishi UFJ Financial Group's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Mitsubishi UFJ Financial Group (MBFJF), the current Return-on-Tangible-Asset is 0.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mitsubishi UFJ Financial Group (MBFJF) Overvalued in 2026?
Based on GuruFocus' analysis, Mitsubishi UFJ Financial Group stock appears to be overvalued.
The current stock price of $21.00 is trading 64.1% above its estimated GF Value™ of $12.80.
GuruFocus considers Mitsubishi UFJ Financial Group to be Significantly Overvalued.
Key valuation signals for MBFJF:
Return-on-Tangible-Asset: 0.58% (87% above median its 10-year median of 0.31)
GF Value™: $12.80 vs. price of $21.00 (64.1% above fair value)
Industry Position: 41.4% below the Banks median (#1110 of 1528)
No single metric tells the full story. See the MBFJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mitsubishi UFJ Financial Group Business Description
Mitsubishi UFJ Financial Group is the largest bank in Japan in terms of market capitalization and assets. It is the largest non-Chinese bank group globally and has a balance sheet slightly larger than those of JPMorgan Chase and HSBC Holdings. MUFG's operations in Japan account for around half of profit, banking in Thailand and Indonesia for around 15%, and equity-method earnings from Morgan Stanley most of the rest.
65GF Score
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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