MBFJF (Mitsubishi UFJ Financial Group) Scaled Net Operating Assets: -0.07 (As of Mar. 2026)


MBFJF Mitsubishi UFJ Financial Group Inc MBFJF
65 GF Score
Price $19.44
GF Value $12.69
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Mitsubishi UFJ Financial Group Scaled Net Operating Assets?

Mitsubishi UFJ Financial Group MBFJF -3.05% 65 Scaled Net Operating Assets is -0.07 as of Mar. 2026. GuruFocus rates MBFJF with a GF Score™ of 65/100 and a GF Value™ of $12.69 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Mitsubishi UFJ Financial Group's operating assets for the quarter that ended in Mar. 2026 was $2,153,266 Mil. Mitsubishi UFJ Financial Group's operating liabilities for the quarter that ended in Mar. 2026 was $2,349,908 Mil. Mitsubishi UFJ Financial Group's Total Assets for the quarter that ended in Dec. 2025 was $2,681,640 Mil. Therefore, Mitsubishi UFJ Financial Group's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.07.

MBFJF
65GF Score
Mitsubishi UFJ Financial Group Inc MBFJF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Mitsubishi UFJ Financial Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Mitsubishi UFJ Financial Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(2153265.907-2349908.144)/2771502.433
=-0.07

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2720722.221 - 567456.314
=2153265.907

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2571089.331 - 166168.278 - 55012.909
=2349908.144

Mitsubishi UFJ Financial Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(2153265.907-2349908.144)/2681639.759
=-0.07

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2720722.221 - 567456.314
=2153265.907

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2571089.331 - 166168.278 - 55012.909
=2349908.144

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.07 mean?
Mitsubishi UFJ Financial Group (MBFJF) has a Scaled Net Operating Assets of -0.07 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Mitsubishi UFJ Financial Group and its competitors.
Is Mitsubishi UFJ Financial Group's Scaled Net Operating Assets too high?
Mitsubishi UFJ Financial Group's current Scaled Net Operating Assets is -0.07. Overall, Mitsubishi UFJ Financial Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi UFJ Financial Group's Scaled Net Operating Assets compare to JPM and BAC?
Mitsubishi UFJ Financial Group's Scaled Net Operating Assets of -0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Mitsubishi UFJ Financial Group and its competitors. Mitsubishi UFJ Financial Group's current Scaled Net Operating Assets is -0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi UFJ Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Mitsubishi UFJ Financial Group (MBFJF) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.69, compared to a current price of $19.44 — trading 53.2% above its estimated fair value. The current Scaled Net Operating Assets is -0.07. Mitsubishi UFJ Financial Group's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Mitsubishi UFJ Financial Group (MBFJF), the current Scaled Net Operating Assets is -0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mitsubishi UFJ Financial Group (MBFJF) Overvalued in 2026?

Based on GuruFocus' analysis, Mitsubishi UFJ Financial Group stock appears to be overvalued. The current stock price of $19.44 is trading 53.2% above its estimated GF Value™ of $12.69. GuruFocus considers Mitsubishi UFJ Financial Group to be Significantly Overvalued.

Key valuation signals for MBFJF:

  • Scaled Net Operating Assets: -0.07
  • GF Value™: $12.69 vs. price of $19.44 (53.2% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the MBFJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mitsubishi UFJ Financial Group Business Description

Address 4-5, Marunouchi 1-chome, Chiyoda-ku, Tokyo, JPN, 100-8330
Mitsubishi UFJ Financial Group is the largest bank in Japan in terms of market capitalization and assets. It is the largest non-Chinese bank group globally and has a balance sheet slightly larger than those of JPMorgan Chase and HSBC Holdings. MUFG's operations in Japan account for around half of profit, banking in Thailand and Indonesia for around 15%, and equity-method earnings from Morgan Stanley most of the rest.
65GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.44
Price
$12.69
GF Value