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PEARL DIVER CREDIT COMPANYPDCC -0.28%13 Cash-to-Debt is 0.01 as of Dec. 2025, which is 67% below its 10-year median of 0.03. GuruFocus rates PDCC with a GF Score™ of 13/100. Among 1,426 Asset Management companies, PEARL DIVER CREDIT COMPANY ranks worse than 95.79% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. PEARL DIVER CREDIT COMPANY's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.01.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, PEARL DIVER CREDIT COMPANYcouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for PEARL DIVER CREDIT COMPANY's Cash-to-Debt or its related term are showing as below:
PDCC'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.03 Max: No Debt
Current: 0.01
During the past 3 years, PEARL DIVER CREDIT COMPANY's highest Cash to Debt Ratio was No Debt. The lowest was 0.01. And the median was 0.03.
PDCC's Cash-to-Debt is ranked worse than 95.79% of 1426
companies
in the Asset Management industry
Industry Median: 5.63
vs PDCC: 0.01
PEARL DIVER CREDIT COMPANY (NYSE:PDCC) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
PEARL DIVER CREDIT COMPANY Cash-to-Debt Related Terms
PEARL DIVER CREDIT COMPANY Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PEARL DIVER CREDIT COMPANY Cash-to-Debt Chart
PEARL DIVER CREDIT COMPANY Annual Data
Trend
Dec23
Dec24
Dec25
Cash-to-Debt
No Debt
0.03
0.01
PEARL DIVER CREDIT COMPANY Semi-Annual Data
Dec23
Jun24
Dec24
Jun25
Dec25
Cash-to-Debt
No Debt
No Debt
0.03
0.03
0.01
PDCC vs CYPH, VLT, AFCG: Cash-to-Debt Comparison
For the Asset Management subindustry, PEARL DIVER CREDIT COMPANY's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PEARL DIVER CREDIT COMPANY Cash-to-Debt vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PEARL DIVER CREDIT COMPANY's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where PEARL DIVER CREDIT COMPANY's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PEARL DIVER CREDIT COMPANY (PDCC) has a Cash-to-Debt of 0.01 as of Dec. 2025. This is 67% below median its historical median of 0.03. Over the past decade, PEARL DIVER CREDIT COMPANY's Cash-to-Debt has ranged from 0.01 to 10,000.00. According to the industry distribution chart, PEARL DIVER CREDIT COMPANY ranks #1366 out of 1426 companies in the Asset Management industry, placing it in the top 95.8%.
Is PEARL DIVER CREDIT COMPANY's Cash-to-Debt too high?
PEARL DIVER CREDIT COMPANY's current Cash-to-Debt of 0.01 is 67% below median its 10-year median of 0.03. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 10,000.00. The Asset Management industry median Cash-to-Debt is 5.63. PEARL DIVER CREDIT COMPANY's value of 0.01 is 99.8% below this industry median. Based on the distribution chart, PEARL DIVER CREDIT COMPANY ranks #1366 out of 1426 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, PEARL DIVER CREDIT COMPANY has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does PEARL DIVER CREDIT COMPANY's Cash-to-Debt compare to CYPH and VLT?
According to the Asset Management industry distribution chart, PEARL DIVER CREDIT COMPANY ranks #1366 out of 1426 companies for Cash-to-Debt. This places PEARL DIVER CREDIT COMPANY in the lower half of its industry. The industry median Cash-to-Debt is 5.63. PEARL DIVER CREDIT COMPANY's value of 0.01 is 99.8% below this benchmark. Historically, PEARL DIVER CREDIT COMPANY's own Cash-to-Debt has ranged from 0.01 to 10,000.00 over the past decade. While the company's 10-year median is 0.03 vs. the industry median of 5.63, PEARL DIVER CREDIT COMPANY has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Asset Management company?
The median Cash-to-Debt among Asset Management companies is 5.63, based on 1,426 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PEARL DIVER CREDIT COMPANY's current Cash-to-Debt of 0.01 is 99.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Cash-to-Debt is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PEARL DIVER CREDIT COMPANY's current Cash-to-Debt is 0.01, which is 67% below median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PEARL DIVER CREDIT COMPANY stock overvalued right now?
PEARL DIVER CREDIT COMPANY (PDCC) has a current Cash-to-Debt of 0.01. The current Cash-to-Debt is 0.01, which is 67% below median its 10-year median of 0.03 and 99.8% below the Asset Management industry median of 5.63. PEARL DIVER CREDIT COMPANY's overall GF Score™ is 13/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For PEARL DIVER CREDIT COMPANY (PDCC), the current Cash-to-Debt is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PEARL DIVER CREDIT COMPANY INC is an externally managed, non-diversified, closed-end management investment company. Its primary investment objective is to maximize its portfolio's total return with a secondary objective to generate high current income, with a secondary objective to generate capital appreciation by investing predominantly in third-party Collateralized Loan Obligation (CLO) equity and mezzanine tranches of predominately U.S.-dollar-denominated CLOs backed by corporate leveraged loans issued mainly to U.S. obligors.
13GF Score
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