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PEARL DIVER CREDIT COMPANYPDCC -0.32%13 Equity-to-Asset is 0.70 as of Dec. 2025, which is 8% below its 10-year median of 0.76. GuruFocus rates PDCC with a GF Score™ of 13/100. Among 1,632 Asset Management companies, PEARL DIVER CREDIT COMPANY ranks worse than 62.07% on this metric.
The historical rank and industry rank for PEARL DIVER CREDIT COMPANY's Equity-to-Asset or its related term are showing as below:
PDCC'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.7 Med: 0.76 Max: 1
Current: 0.7
During the past 3 years, the highest Equity to Asset Ratio of PEARL DIVER CREDIT COMPANY was 1.00. The lowest was 0.70. And the median was 0.76.
PDCC's Equity-to-Asset is ranked worse than 62.07% of 1632
companies
in the Asset Management industry
Industry Median: 0.83
vs PDCC: 0.70
PEARL DIVER CREDIT COMPANY (NYSE:PDCC) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
PEARL DIVER CREDIT COMPANY Equity-to-Asset Related Terms
PEARL DIVER CREDIT COMPANY Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PEARL DIVER CREDIT COMPANY Equity-to-Asset Chart
PEARL DIVER CREDIT COMPANY Annual Data
Trend
Dec23
Dec24
Dec25
Equity-to-Asset
1.00
0.76
0.70
PEARL DIVER CREDIT COMPANY Semi-Annual Data
Dec23
Jun24
Dec24
Jun25
Dec25
Equity-to-Asset
1.00
0.98
0.76
0.74
0.70
PDCC vs PCM, AFCG, PGZ: Equity-to-Asset Comparison
For the Asset Management subindustry, PEARL DIVER CREDIT COMPANY's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PEARL DIVER CREDIT COMPANY Equity-to-Asset vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PEARL DIVER CREDIT COMPANY's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where PEARL DIVER CREDIT COMPANY's Equity-to-Asset falls into.
PEARL DIVER CREDIT COMPANY Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
PEARL DIVER CREDIT COMPANY's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PEARL DIVER CREDIT COMPANY (PDCC) has a Equity-to-Asset of 0.70 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PEARL DIVER CREDIT COMPANY and its competitors. This is near median its historical median of 0.76. Over the past decade, PEARL DIVER CREDIT COMPANY's Equity-to-Asset has ranged from 0.70 to 1.00. According to the industry distribution chart, PEARL DIVER CREDIT COMPANY ranks #1013 out of 1632 companies in the Asset Management industry, placing it in the top 62.1%.
Is PEARL DIVER CREDIT COMPANY's Equity-to-Asset too high?
PEARL DIVER CREDIT COMPANY's current Equity-to-Asset of 0.70 is near median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 1.00. The Asset Management industry median Equity-to-Asset is 0.83. PEARL DIVER CREDIT COMPANY's value of 0.70 is 15.7% below this industry median. Based on the distribution chart, PEARL DIVER CREDIT COMPANY ranks #1013 out of 1632 companies in the Asset Management industry, which is below the industry midpoint. Overall, PEARL DIVER CREDIT COMPANY has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does PEARL DIVER CREDIT COMPANY's Equity-to-Asset compare to PCM and AFCG?
According to the Asset Management industry distribution chart, PEARL DIVER CREDIT COMPANY ranks #1013 out of 1632 companies for Equity-to-Asset. This places PEARL DIVER CREDIT COMPANY in the lower half of its industry. The industry median Equity-to-Asset is 0.83. PEARL DIVER CREDIT COMPANY's value of 0.70 is 15.7% below this benchmark. Historically, PEARL DIVER CREDIT COMPANY's own Equity-to-Asset has ranged from 0.70 to 1.00 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 0.83, PEARL DIVER CREDIT COMPANY has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Asset Management company?
The median Equity-to-Asset among Asset Management companies is 0.83, based on 1,632 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PEARL DIVER CREDIT COMPANY's current Equity-to-Asset of 0.70 is 15.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PEARL DIVER CREDIT COMPANY and its competitors. For the Asset Management industry, the median Equity-to-Asset is 0.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PEARL DIVER CREDIT COMPANY's current Equity-to-Asset is 0.70, which is near median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PEARL DIVER CREDIT COMPANY stock overvalued right now?
PEARL DIVER CREDIT COMPANY (PDCC) has a current Equity-to-Asset of 0.70. The current Equity-to-Asset is 0.70, which is near median its 10-year median of 0.76 and 15.7% below the Asset Management industry median of 0.83. PEARL DIVER CREDIT COMPANY's overall GF Score™ is 13/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PEARL DIVER CREDIT COMPANY (PDCC), the current Equity-to-Asset is 0.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PEARL DIVER CREDIT COMPANY INC is an externally managed, non-diversified, closed-end management investment company. Its primary investment objective is to maximize its portfolio's total return with a secondary objective to generate high current income, with a secondary objective to generate capital appreciation by investing predominantly in third-party Collateralized Loan Obligation (CLO) equity and mezzanine tranches of predominately U.S.-dollar-denominated CLOs backed by corporate leveraged loans issued mainly to U.S. obligors.
13GF Score
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