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PEARL DIVER CREDIT COMPANYPDCC +0.73%13 Debt-to-Equity is 0.07 as of Dec. 2025, which is 17% above its 10-year median of 0.06. GuruFocus rates PDCC with a GF Score™ of 13/100. Among 961 Asset Management companies, PEARL DIVER CREDIT COMPANY ranks better than 75.65% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for PEARL DIVER CREDIT COMPANY's Debt-to-Equity or its related term are showing as below:
PDCC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.05 Med: 0.06 Max: 0.07
Current: 0.07
During the past 3 years, the highest Debt-to-Equity Ratio of PEARL DIVER CREDIT COMPANY was 0.07. The lowest was 0.05. And the median was 0.06.
PDCC's Debt-to-Equity is ranked better than 75.65% of 961
companies
in the Asset Management industry
Industry Median: 0.21
vs PDCC: 0.07
PEARL DIVER CREDIT COMPANY (NYSE:PDCC) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
PEARL DIVER CREDIT COMPANY Debt-to-Equity Related Terms
PEARL DIVER CREDIT COMPANY Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PEARL DIVER CREDIT COMPANY Debt-to-Equity Chart
PEARL DIVER CREDIT COMPANY Annual Data
Trend
Dec23
Dec24
Dec25
Debt-to-Equity
0.00
0.05
0.07
PEARL DIVER CREDIT COMPANY Semi-Annual Data
Dec23
Jun24
Dec24
Jun25
Dec25
Debt-to-Equity
0.00
0.00
0.05
0.06
0.07
PDCC vs PCM, AFCG, PGZ: Debt-to-Equity Comparison
For the Asset Management subindustry, PEARL DIVER CREDIT COMPANY's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PEARL DIVER CREDIT COMPANY Debt-to-Equity vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PEARL DIVER CREDIT COMPANY's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where PEARL DIVER CREDIT COMPANY's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PEARL DIVER CREDIT COMPANY (PDCC) has a Debt-to-Equity of 0.07 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PEARL DIVER CREDIT COMPANY and its competitors. This is 17% above median its historical median of 0.06. Over the past decade, PEARL DIVER CREDIT COMPANY's Debt-to-Equity has ranged from 0.05 to 0.07. According to the industry distribution chart, PEARL DIVER CREDIT COMPANY ranks #234 out of 961 companies in the Asset Management industry, placing it in the top 24.3%.
Is PEARL DIVER CREDIT COMPANY's Debt-to-Equity too high?
PEARL DIVER CREDIT COMPANY's current Debt-to-Equity of 0.07 is 17% above median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.07. The Asset Management industry median Debt-to-Equity is 0.21. PEARL DIVER CREDIT COMPANY's value of 0.07 is 66.7% below this industry median. Based on the distribution chart, PEARL DIVER CREDIT COMPANY ranks #234 out of 961 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, PEARL DIVER CREDIT COMPANY has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does PEARL DIVER CREDIT COMPANY's Debt-to-Equity compare to PCM and AFCG?
According to the Asset Management industry distribution chart, PEARL DIVER CREDIT COMPANY ranks #234 out of 961 companies for Debt-to-Equity. This places PEARL DIVER CREDIT COMPANY in the top 24% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.21. PEARL DIVER CREDIT COMPANY's value of 0.07 is 66.7% below this benchmark. Historically, PEARL DIVER CREDIT COMPANY's own Debt-to-Equity has ranged from 0.05 to 0.07 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.21, PEARL DIVER CREDIT COMPANY has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Asset Management company?
The median Debt-to-Equity among Asset Management companies is 0.21, based on 961 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PEARL DIVER CREDIT COMPANY's current Debt-to-Equity of 0.07 is 66.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PEARL DIVER CREDIT COMPANY and its competitors. For the Asset Management industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PEARL DIVER CREDIT COMPANY's current Debt-to-Equity is 0.07, which is 17% above median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PEARL DIVER CREDIT COMPANY stock overvalued right now?
PEARL DIVER CREDIT COMPANY (PDCC) has a current Debt-to-Equity of 0.07. The current Debt-to-Equity is 0.07, which is 17% above median its 10-year median of 0.06 and 66.7% below the Asset Management industry median of 0.21. PEARL DIVER CREDIT COMPANY's overall GF Score™ is 13/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PEARL DIVER CREDIT COMPANY (PDCC), the current Debt-to-Equity is 0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PEARL DIVER CREDIT COMPANY INC is an externally managed, non-diversified, closed-end management investment company. Its primary investment objective is to maximize its portfolio's total return with a secondary objective to generate high current income, with a secondary objective to generate capital appreciation by investing predominantly in third-party Collateralized Loan Obligation (CLO) equity and mezzanine tranches of predominately U.S.-dollar-denominated CLOs backed by corporate leveraged loans issued mainly to U.S. obligors.
13GF Score
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