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PEARL DIVER CREDIT COMPANYPDCC +0.73%13 Return-on-Tangible-Equity is -30.05% as of Dec. 2025. GuruFocus rates PDCC with a GF Score™ of 13/100. Among 1,589 Asset Management companies, PEARL DIVER CREDIT COMPANY ranks worse than 89.68% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. PEARL DIVER CREDIT COMPANY's annualized net income for the quarter that ended in Dec. 2025 was $-33.38 Mil. PEARL DIVER CREDIT COMPANY's average shareholder tangible equity for the quarter that ended in Dec. 2025 was $111.08 Mil. Therefore, PEARL DIVER CREDIT COMPANY's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was -30.05%.
The historical rank and industry rank for PEARL DIVER CREDIT COMPANY's Return-on-Tangible-Equity or its related term are showing as below:
PDCC'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -16.54 Med: -1.73 Max: 13.08
Current: -16.23
During the past 3 years, PEARL DIVER CREDIT COMPANY's highest Return-on-Tangible-Equity was 13.08%. The lowest was -16.54%. And the median was -1.73%.
PDCC's Return-on-Tangible-Equity is ranked worse than 89.68% of 1589
companies
in the Asset Management industry
Industry Median: 7.21
vs PDCC: -16.23
PEARL DIVER CREDIT COMPANY (NYSE:PDCC) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
PEARL DIVER CREDIT COMPANY Return-on-Tangible-Equity Related Terms
PEARL DIVER CREDIT COMPANY Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PEARL DIVER CREDIT COMPANY Return-on-Tangible-Equity Chart
PEARL DIVER CREDIT COMPANY Annual Data
Trend
Dec23
Dec24
Dec25
Return-on-Tangible-Equity
0.00
13.08
-16.54
PEARL DIVER CREDIT COMPANY Semi-Annual Data
Dec23
Jun24
Dec24
Jun25
Dec25
Return-on-Tangible-Equity
17.38
18.30
12.20
-4.08
-30.05
PDCC vs PCM, AFCG, PGZ: Return-on-Tangible-Equity Comparison
For the Asset Management subindustry, PEARL DIVER CREDIT COMPANY's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PEARL DIVER CREDIT COMPANY Return-on-Tangible-Equity vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PEARL DIVER CREDIT COMPANY's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where PEARL DIVER CREDIT COMPANY's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -30.05% mean?
PEARL DIVER CREDIT COMPANY (PDCC) has a Return-on-Tangible-Equity of -30.05% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on PEARL DIVER CREDIT COMPANY and its competitors. According to the industry distribution chart, PEARL DIVER CREDIT COMPANY ranks #1425 out of 1589 companies in the Asset Management industry, placing it in the top 89.7%.
Is PEARL DIVER CREDIT COMPANY's Return-on-Tangible-Equity too high?
PEARL DIVER CREDIT COMPANY's current Return-on-Tangible-Equity is -30.05%. Based on the distribution chart, PEARL DIVER CREDIT COMPANY ranks #1425 out of 1589 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, PEARL DIVER CREDIT COMPANY has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does PEARL DIVER CREDIT COMPANY's Return-on-Tangible-Equity compare to PCM and AFCG?
According to the Asset Management industry distribution chart, PEARL DIVER CREDIT COMPANY ranks #1425 out of 1589 companies for Return-on-Tangible-Equity. This places PEARL DIVER CREDIT COMPANY in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Asset Management company?
The median Return-on-Tangible-Equity among Asset Management companies is 7.21, based on 1,589 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on PEARL DIVER CREDIT COMPANY and its competitors. For the Asset Management industry, the median Return-on-Tangible-Equity is 7.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PEARL DIVER CREDIT COMPANY's current Return-on-Tangible-Equity is -30.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PEARL DIVER CREDIT COMPANY stock overvalued right now?
PEARL DIVER CREDIT COMPANY (PDCC) has a current Return-on-Tangible-Equity of -30.05%. The current Return-on-Tangible-Equity is -30.05%. PEARL DIVER CREDIT COMPANY's overall GF Score™ is 13/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For PEARL DIVER CREDIT COMPANY (PDCC), the current Return-on-Tangible-Equity is -30.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PEARL DIVER CREDIT COMPANY INC is an externally managed, non-diversified, closed-end management investment company. Its primary investment objective is to maximize its portfolio's total return with a secondary objective to generate high current income, with a secondary objective to generate capital appreciation by investing predominantly in third-party Collateralized Loan Obligation (CLO) equity and mezzanine tranches of predominately U.S.-dollar-denominated CLOs backed by corporate leveraged loans issued mainly to U.S. obligors.
13GF Score
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