PDCC (PEARL DIVER CREDIT COMPANY) Debt-to-Asset : 0.05 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PDCC PEARL DIVER CREDIT COMPANY INC PDCC
13 GF Score
Price $8.74
View Full Analysis

What is PEARL DIVER CREDIT COMPANY Debt-to-Asset?

PEARL DIVER CREDIT COMPANY PDCC -1.82% 13 Debt-to-Asset is 0.05 as of Dec. 2025. GuruFocus rates PDCC with a GF Score™ of 13/100.

PEARL DIVER CREDIT COMPANY's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.00 Mil. PEARL DIVER CREDIT COMPANY's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $6.93 Mil. PEARL DIVER CREDIT COMPANY's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was $141.35 Mil. PEARL DIVER CREDIT COMPANY's debt to asset for the quarter that ended in Dec. 2025 was 0.05.

PEARL DIVER CREDIT COMPANY  (NYSE:PDCC) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

PEARL DIVER CREDIT COMPANY Debt-to-Asset Related Terms

PEARL DIVER CREDIT COMPANY Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for PEARL DIVER CREDIT COMPANY's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PEARL DIVER CREDIT COMPANY Debt-to-Asset Chart

PEARL DIVER CREDIT COMPANY Annual Data
Trend Dec23 Dec24 Dec25
Debt-to-Asset
0.00 0.04 0.05

PEARL DIVER CREDIT COMPANY Semi-Annual Data
Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Asset 0.00 0.00 0.04 0.04 0.05

PDCC vs CYPH, VLT, AFCG: Debt-to-Asset Comparison

For the Asset Management subindustry, PEARL DIVER CREDIT COMPANY's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PEARL DIVER CREDIT COMPANY Debt-to-Asset vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PEARL DIVER CREDIT COMPANY's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where PEARL DIVER CREDIT COMPANY's Debt-to-Asset falls into.


PDCC
13GF Score
PEARL DIVER CREDIT COMPANY INC PDCC
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PEARL DIVER CREDIT COMPANY Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

PEARL DIVER CREDIT COMPANY's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 6.927) / 141.346
=0.05

PEARL DIVER CREDIT COMPANY's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 6.927) / 141.346
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.05 mean?
PEARL DIVER CREDIT COMPANY (PDCC) has a Debt-to-Asset of 0.05 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on PEARL DIVER CREDIT COMPANY and its competitors.
Is PEARL DIVER CREDIT COMPANY's Debt-to-Asset too high?
PEARL DIVER CREDIT COMPANY's current Debt-to-Asset is 0.05. Overall, PEARL DIVER CREDIT COMPANY has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does PEARL DIVER CREDIT COMPANY's Debt-to-Asset compare to CYPH and VLT?
PEARL DIVER CREDIT COMPANY's Debt-to-Asset of 0.05 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for an Asset Management company?
A good Debt-to-Asset depends on the Asset Management industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on PEARL DIVER CREDIT COMPANY and its competitors. PEARL DIVER CREDIT COMPANY's current Debt-to-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PEARL DIVER CREDIT COMPANY stock overvalued right now?
PEARL DIVER CREDIT COMPANY (PDCC) has a current Debt-to-Asset of 0.05. The current Debt-to-Asset is 0.05. PEARL DIVER CREDIT COMPANY's overall GF Score™ is 13/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For PEARL DIVER CREDIT COMPANY (PDCC), the current Debt-to-Asset is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PEARL DIVER CREDIT COMPANY Business Description

Address 747 Third Avenue, Suite 3603, New York, NY, USA, 10017
PEARL DIVER CREDIT COMPANY INC is an externally managed, non-diversified, closed-end management investment company. Its primary investment objective is to maximize its portfolio's total return with a secondary objective to generate high current income, with a secondary objective to generate capital appreciation by investing predominantly in third-party Collateralized Loan Obligation (CLO) equity and mezzanine tranches of predominately U.S.-dollar-denominated CLOs backed by corporate leveraged loans issued mainly to U.S. obligors.
13GF Score

Get the complete analysis for PDCC

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.74
Price