Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
PEARL DIVER CREDIT COMPANYPDCC +0.73%13 PB Ratio is 0.67 as of Jul. 15, 2026, which is 21% below its 10-year median of 0.85. GuruFocus rates PDCC with a GF Score™ of 13/100. Among 1,600 Asset Management companies, PEARL DIVER CREDIT COMPANY ranks better than 82.44% on this metric.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
PEARL DIVER CREDIT COMPANY PB Ratio Related Terms
PEARL DIVER CREDIT COMPANY PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PEARL DIVER CREDIT COMPANY PB Ratio Chart
PEARL DIVER CREDIT COMPANY Annual Data
Trend
Dec23
Dec24
Dec25
PB Ratio
0.00
1.03
0.97
PEARL DIVER CREDIT COMPANY Semi-Annual Data
Dec23
Jun24
Dec24
Jun25
Dec25
PB Ratio
0.00
0.00
1.03
0.99
0.97
PDCC vs PCM, AFCG, PGZ: PB Ratio Comparison
For the Asset Management subindustry, PEARL DIVER CREDIT COMPANY's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PEARL DIVER CREDIT COMPANY PB Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PEARL DIVER CREDIT COMPANY's PB Ratio distribution charts can be found below:
* The bar in red indicates where PEARL DIVER CREDIT COMPANY's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PEARL DIVER CREDIT COMPANY (PDCC) has a PB Ratio of 0.67 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PEARL DIVER CREDIT COMPANY and its competitors. This is 21% below median its historical median of 0.85. Over the past decade, PEARL DIVER CREDIT COMPANY's PB Ratio has ranged from 0.65 to 1.05. According to the industry distribution chart, PEARL DIVER CREDIT COMPANY ranks #281 out of 1600 companies in the Asset Management industry, placing it in the top 17.6%.
Is PEARL DIVER CREDIT COMPANY's PB Ratio too high?
PEARL DIVER CREDIT COMPANY's current PB Ratio of 0.67 is 21% below median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 1.05. The Asset Management industry median PB Ratio is 0.96. PEARL DIVER CREDIT COMPANY's value of 0.67 is 30.2% below this industry median. Based on the distribution chart, PEARL DIVER CREDIT COMPANY ranks #281 out of 1600 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, PEARL DIVER CREDIT COMPANY has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does PEARL DIVER CREDIT COMPANY's PB Ratio compare to PCM and AFCG?
According to the Asset Management industry distribution chart, PEARL DIVER CREDIT COMPANY ranks #281 out of 1600 companies for PB Ratio. This places PEARL DIVER CREDIT COMPANY in the top 18% of its industry — outperforming the majority of peers. The industry median PB Ratio is 0.96. PEARL DIVER CREDIT COMPANY's value of 0.67 is 30.2% below this benchmark. Historically, PEARL DIVER CREDIT COMPANY's own PB Ratio has ranged from 0.65 to 1.05 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 0.96, PEARL DIVER CREDIT COMPANY has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.96, based on 1,600 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PEARL DIVER CREDIT COMPANY's current PB Ratio of 0.67 is 30.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PEARL DIVER CREDIT COMPANY and its competitors. For the Asset Management industry, the median PB Ratio is 0.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PEARL DIVER CREDIT COMPANY's current PB Ratio is 0.67, which is 21% below median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PEARL DIVER CREDIT COMPANY stock overvalued right now?
PEARL DIVER CREDIT COMPANY (PDCC) has a current PB Ratio of 0.67. The current PB Ratio is 0.67, which is 21% below median its 10-year median of 0.85 and 30.2% below the Asset Management industry median of 0.96. PEARL DIVER CREDIT COMPANY's overall GF Score™ is 13/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PEARL DIVER CREDIT COMPANY (PDCC), the current PB Ratio is 0.67 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PEARL DIVER CREDIT COMPANY INC is an externally managed, non-diversified, closed-end management investment company. Its primary investment objective is to maximize its portfolio's total return with a secondary objective to generate high current income, with a secondary objective to generate capital appreciation by investing predominantly in third-party Collateralized Loan Obligation (CLO) equity and mezzanine tranches of predominately U.S.-dollar-denominated CLOs backed by corporate leveraged loans issued mainly to U.S. obligors.
13GF Score
Get the complete analysis for PDCC
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PDCC has been successfully added to your 
