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Ayala LandPHS:ALI +4.14%70 Cash-to-Debt is 0.05 as of Jun. 2026, which is 29% below its 10-year median of 0.07. GuruFocus rates PHS:ALI with a GF Score™ of 70/100 and a GF Value™ of ₱25.72 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,751 Real Estate companies, Ayala Land ranks worse than 82.01% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Ayala Land's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.05.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Ayala Landcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Ayala Land's Cash-to-Debt or its related term are showing as below:
PHS:ALI'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.05 Med: 0.07 Max: 0.16
Current: 0.05
During the past 13 years, Ayala Land's highest Cash to Debt Ratio was 0.16. The lowest was 0.05. And the median was 0.07.
PHS:ALI's Cash-to-Debt is ranked worse than 82.01% of 1751
companies
in the Real Estate industry
Industry Median: 0.26
vs PHS:ALI: 0.05
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Ayala Land Cash-to-Debt Related Terms
Ayala Land Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Ayala Land's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Development subindustry, Ayala Land's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ayala Land Cash-to-Debt vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Ayala Land's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Ayala Land's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ayala Land (PHS:ALI) has a Cash-to-Debt of 0.05 as of Jun. 2026. This is 29% below median its historical median of 0.07. Over the past decade, Ayala Land's Cash-to-Debt has ranged from 0.05 to 0.16. According to the industry distribution chart, Ayala Land ranks #1436 out of 1751 companies in the Real Estate industry, placing it in the top 82%.
Is Ayala Land's Cash-to-Debt too high?
Ayala Land's current Cash-to-Debt of 0.05 is 29% below median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.16. The Real Estate industry median Cash-to-Debt is 0.26. Ayala Land's value of 0.05 is 80.8% below this industry median. Based on the distribution chart, Ayala Land ranks #1436 out of 1751 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Ayala Land has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ayala Land's Cash-to-Debt compare to competitors?
According to the Real Estate industry distribution chart, Ayala Land ranks #1436 out of 1751 companies for Cash-to-Debt. This places Ayala Land in the lower half of its industry. The industry median Cash-to-Debt is 0.26. Ayala Land's value of 0.05 is 80.8% below this benchmark. Historically, Ayala Land's own Cash-to-Debt has ranged from 0.05 to 0.16 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.26, Ayala Land has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.26, based on 1,751 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ayala Land's current Cash-to-Debt of 0.05 is 80.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ayala Land's current Cash-to-Debt is 0.05, which is 29% below median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayala Land stock overvalued right now?
Based on GuruFocus' analysis, Ayala Land (PHS:ALI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱25.72, compared to a current price of ₱15.60 — trading 39.3% below its estimated fair value. The current Cash-to-Debt is 0.05, which is 29% below median its 10-year median of 0.07 and 80.8% below the Real Estate industry median of 0.26. Ayala Land's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Ayala Land (PHS:ALI), the current Cash-to-Debt is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ayala Land (PHS:ALI) Overvalued in 2026?
Based on GuruFocus' analysis, Ayala Land stock appears to be undervalued.
The current stock price of ₱15.60 is trading 39.3% below its estimated GF Value™ of ₱25.72.
GuruFocus considers Ayala Land to be Possible Value Trap.
Key valuation signals for PHS:ALI:
Cash-to-Debt: 0.05 (29% below median its 10-year median of 0.07)
GF Value™: ₱25.72 vs. price of ₱15.60 (39.3% below fair value)
Industry Position: 80.8% below the Real Estate median (#1436 of 1751)
No single metric tells the full story. See the PHS:ALI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ayala Land Inc is engaged in land acquisition, planning, and development of large scale, integrated, mixed use and sustainable estates, industrial estates, development and sale of residential and office condominiums, house and lots, and commercial and industrial lots, development and lease of shopping centers and offices, co working spaces and standard factory buildings and warehouses, and the development, management and operation of hotels and resorts and co living spaces. The Company is also engaged in construction, property management and retail electricity supply. Its segments include Property development, which generates maximum revenue, International, Shopping centers, Offices, Industrial Real Estate, Hotels and resorts, Construction, and Property management and others.
70GF Score
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