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Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Ayala Land's net interest income for the
three
months ended in Jun. 2026 was ₱-4,222 Mil. Its net interest income for the trailing twelve months (TTM) ended in Jun. 2026 was ₱-18,705 Mil.
The historical data trend for Ayala Land's Net Interest Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.
Net Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱-18,705 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Interest Income of ₱-18,705 Mil mean?
Ayala Land (PHS:ALI) has a Net Interest Income of ₱-18,705 Mil as of Jun. 2026.
Is Ayala Land's Net Interest Income too high?
Ayala Land's current Net Interest Income is ₱-18,705 Mil. Overall, Ayala Land has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ayala Land's Net Interest Income compare to competitors?
Ayala Land's Net Interest Income of ₱-18,705 Mil can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Real Estate company?
A good Net Interest Income depends on the Real Estate industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Ayala Land's current Net Interest Income is ₱-18,705 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayala Land stock overvalued right now?
Based on GuruFocus' analysis, Ayala Land (PHS:ALI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱25.71, compared to a current price of ₱15.18 — trading 41% below its estimated fair value. The current Net Interest Income is ₱-18,705 Mil. Ayala Land's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Ayala Land (PHS:ALI), the current Net Interest Income is ₱-18,705 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ayala Land (PHS:ALI) Overvalued in 2026?
Based on GuruFocus' analysis, Ayala Land stock appears to be undervalued.
The current stock price of ₱15.18 is trading 41% below its estimated GF Value™ of ₱25.71.
GuruFocus considers Ayala Land to be Possible Value Trap.
Key valuation signals for PHS:ALI:
Net Interest Income: ₱-18,705 Mil
GF Value™: ₱25.71 vs. price of ₱15.18 (41% below fair value)
No single metric tells the full story. See the PHS:ALI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ayala Land Inc is engaged in land acquisition, planning, and development of large scale, integrated, mixed use and sustainable estates, industrial estates, development and sale of residential and office condominiums, house and lots, and commercial and industrial lots, development and lease of shopping centers and offices, co working spaces and standard factory buildings and warehouses, and the development, management and operation of hotels and resorts and co living spaces. The Company is also engaged in construction, property management and retail electricity supply. Its segments include Property development, which generates maximum revenue, International, Shopping centers, Offices, Industrial Real Estate, Hotels and resorts, Construction, and Property management and others.
70GF Score
Get the complete analysis for PHS:ALI
Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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