Ayala LandPHS:ALI +5.96%62 Debt-to-Equity is 1.09 as of Mar. 2026, which is 5% above its 10-year median of 1.04. GuruFocus rates PHS:ALI with a GF Score™ of 62/100 and a GF Value™ of ₱29.32 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,542 Real Estate companies, Ayala Land ranks worse than 63.88% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Ayala Land's Debt-to-Equity or its related term are showing as below:
PHS:ALI'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.98 Med: 1.04 Max: 1.18
Current: 1.09
During the past 13 years, the highest Debt-to-Equity Ratio of Ayala Land was 1.18. The lowest was 0.98. And the median was 1.04.
PHS:ALI's Debt-to-Equity is ranked worse than 63.88% of 1542
companies
in the Real Estate industry
Industry Median: 0.73
vs PHS:ALI: 1.09
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Ayala Land Debt-to-Equity Related Terms
Ayala Land Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Ayala Land's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Ayala Land's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ayala Land Debt-to-Equity vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Ayala Land's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Ayala Land's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ayala Land (PHS:ALI) has a Debt-to-Equity of 1.09 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ayala Land and its competitors. This is near median its historical median of 1.04. Over the past decade, Ayala Land's Debt-to-Equity has ranged from 0.98 to 1.18. According to the industry distribution chart, Ayala Land ranks #985 out of 1542 companies in the Real Estate industry, placing it in the top 63.9%.
Is Ayala Land's Debt-to-Equity too high?
Ayala Land's current Debt-to-Equity of 1.09 is near median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 1.18. The Real Estate industry median Debt-to-Equity is 0.73. Ayala Land's value of 1.09 is 49.3% above this industry median. Based on the distribution chart, Ayala Land ranks #985 out of 1542 companies in the Real Estate industry, which is below the industry midpoint. Overall, Ayala Land has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ayala Land's Debt-to-Equity compare to competitors?
According to the Real Estate industry distribution chart, Ayala Land ranks #985 out of 1542 companies for Debt-to-Equity. This places Ayala Land in the lower half of its industry. The industry median Debt-to-Equity is 0.73. Ayala Land's value of 1.09 is 49.3% above this benchmark. Historically, Ayala Land's own Debt-to-Equity has ranged from 0.98 to 1.18 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 0.73, Ayala Land has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.73, based on 1,542 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ayala Land's current Debt-to-Equity of 1.09 is 49.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ayala Land and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ayala Land's current Debt-to-Equity is 1.09, which is near median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayala Land stock overvalued right now?
Based on GuruFocus' analysis, Ayala Land (PHS:ALI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱29.32, compared to a current price of ₱16.00 — trading 45.4% below its estimated fair value. The current Debt-to-Equity is 1.09, which is near median its 10-year median of 1.04 and 49.3% above the Real Estate industry median of 0.73. Ayala Land's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Ayala Land (PHS:ALI), the current Debt-to-Equity is 1.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ayala Land (PHS:ALI) Overvalued in 2026?
Based on GuruFocus' analysis, Ayala Land stock appears to be undervalued.
The current stock price of ₱16.00 is trading 45.4% below its estimated GF Value™ of ₱29.32.
GuruFocus considers Ayala Land to be Possible Value Trap.
Key valuation signals for PHS:ALI:
Debt-to-Equity: 1.09 (near median its 10-year median of 1.04)
GF Value™: ₱29.32 vs. price of ₱16.00 (45.4% below fair value)
Industry Position: 49.3% above the Real Estate median (#985 of 1542)
No single metric tells the full story. See the PHS:ALI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ayala Land Inc is engaged in land acquisition, planning, and development of large scale, integrated, mixed use and sustainable estates, industrial estates, development and sale of residential and office condominiums, house and lots, and commercial and industrial lots, development and lease of shopping centers and offices, co working spaces and standard factory buildings and warehouses, and the development, management and operation of hotels and resorts and co living spaces. The Company is also engaged in construction, property management and retail electricity supply. Its segments include Property development, which generates maximum revenue, International, Shopping centers, Offices, Industrial Real Estate, Hotels and resorts, Construction, and Property management and others.
62GF Score
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