Ayala LandPHS:ALI -1.40%62 Debt-to-EBITDA is 5.68 as of Mar. 2026, which is 34% above its 10-year median of 4.23. GuruFocus rates PHS:ALI with a GF Score™ of 62/100 and a GF Value™ of ₱29.32 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,272 Real Estate companies, Ayala Land ranks better than 58.96% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Ayala Land's Debt-to-EBITDA or its related term are showing as below:
PHS:ALI'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.1 Med: 4.23 Max: 6.22
Current: 4.34
During the past 13 years, the highest Debt-to-EBITDA Ratio of Ayala Land was 6.22. The lowest was 3.10. And the median was 4.23.
PHS:ALI's Debt-to-EBITDA is ranked better than 58.96% of 1272
companies
in the Real Estate industry
Industry Median: 5.6
vs PHS:ALI: 4.34
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Ayala Land Debt-to-EBITDA Related Terms
Ayala Land Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Ayala Land's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Ayala Land's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ayala Land Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Ayala Land's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Ayala Land's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Ayala Land (PHS:ALI) has a Debt-to-EBITDA of 5.68 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ayala Land. This is 34% above median its historical median of 4.23. Over the past decade, Ayala Land's Debt-to-EBITDA has ranged from 3.10 to 6.22. According to the industry distribution chart, Ayala Land ranks #522 out of 1272 companies in the Real Estate industry, placing it in the top 41%.
Is Ayala Land's Debt-to-EBITDA too high?
Ayala Land's current Debt-to-EBITDA of 5.68 is 34% above median its 10-year median of 4.23. Over the past 10 years, this metric has ranged from a low of 3.10 to a high of 6.22. The Real Estate industry median Debt-to-EBITDA is 5.60. Ayala Land's value of 5.68 is 1.4% above this industry median. Based on the distribution chart, Ayala Land ranks #522 out of 1272 companies in the Real Estate industry, which is above the industry midpoint. Overall, Ayala Land has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ayala Land's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Ayala Land ranks #522 out of 1272 companies for Debt-to-EBITDA. This puts Ayala Land in the upper half of its industry. The industry median Debt-to-EBITDA is 5.60. Ayala Land's value of 5.68 is 1.4% above this benchmark. Historically, Ayala Land's own Debt-to-EBITDA has ranged from 3.10 to 6.22 over the past decade. While the company's 10-year median is 4.23 vs. the industry median of 5.60, Ayala Land has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.60, based on 1,272 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ayala Land's current Debt-to-EBITDA of 5.68 is 1.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ayala Land. For the Real Estate industry, the median Debt-to-EBITDA is 5.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ayala Land's current Debt-to-EBITDA is 5.68, which is 34% above median its own 10-year median of 4.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayala Land stock overvalued right now?
Based on GuruFocus' analysis, Ayala Land (PHS:ALI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱29.32, compared to a current price of ₱15.48 — trading 47.2% below its estimated fair value. The current Debt-to-EBITDA is 5.68, which is 34% above median its 10-year median of 4.23 and 1.4% above the Real Estate industry median of 5.60. Ayala Land's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Ayala Land (PHS:ALI), the current Debt-to-EBITDA is 5.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ayala Land (PHS:ALI) Overvalued in 2026?
Based on GuruFocus' analysis, Ayala Land stock appears to be undervalued.
The current stock price of ₱15.48 is trading 47.2% below its estimated GF Value™ of ₱29.32.
GuruFocus considers Ayala Land to be Possible Value Trap.
Key valuation signals for PHS:ALI:
Debt-to-EBITDA: 5.68 (34% above median its 10-year median of 4.23)
GF Value™: ₱29.32 vs. price of ₱15.48 (47.2% below fair value)
Industry Position: 1.4% above the Real Estate median (#522 of 1272)
No single metric tells the full story. See the PHS:ALI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ayala Land Inc is engaged in land acquisition, planning, and development of large scale, integrated, mixed use and sustainable estates, industrial estates, development and sale of residential and office condominiums, house and lots, and commercial and industrial lots, development and lease of shopping centers and offices, co working spaces and standard factory buildings and warehouses, and the development, management and operation of hotels and resorts and co living spaces. The Company is also engaged in construction, property management and retail electricity supply. Its segments include Property development, which generates maximum revenue, International, Shopping centers, Offices, Industrial Real Estate, Hotels and resorts, Construction, and Property management and others.
62GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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