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Jollibee FoodsPHS:JFC +0.71%68 Cash-to-Debt is 0.21 as of Jun. 2026, which is 49% below its 10-year median of 0.41. GuruFocus rates PHS:JFC with a GF Score™ of 68/100 and a GF Value™ of ₱283.36 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 358 Restaurants companies, Jollibee Foods ranks worse than 63.13% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Jollibee Foods's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.21.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Jollibee Foodscouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Jollibee Foods's Cash-to-Debt or its related term are showing as below:
PHS:JFC'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.2 Med: 0.41 Max: 1.25
Current: 0.21
During the past 13 years, Jollibee Foods's highest Cash to Debt Ratio was 1.25. The lowest was 0.20. And the median was 0.41.
PHS:JFC's Cash-to-Debt is ranked worse than 63.13% of 358
companies
in the Restaurants industry
Industry Median: 0.4
vs PHS:JFC: 0.21
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Jollibee Foods Cash-to-Debt Related Terms
Jollibee Foods Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Jollibee Foods's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:JFC vs MCD, SBUX, YUM: Cash-to-Debt Comparison
For the Restaurants subindustry, Jollibee Foods's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jollibee Foods Cash-to-Debt vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, Jollibee Foods's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Jollibee Foods's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jollibee Foods (PHS:JFC) has a Cash-to-Debt of 0.21 as of Jun. 2026. This is 49% below median its historical median of 0.41. Over the past decade, Jollibee Foods' Cash-to-Debt has ranged from 0.20 to 1.25. According to the industry distribution chart, Jollibee Foods ranks #226 out of 358 companies in the Restaurants industry, placing it in the top 63.1%.
Is Jollibee Foods' Cash-to-Debt too high?
Jollibee Foods' current Cash-to-Debt of 0.21 is 49% below median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 1.25. The Restaurants industry median Cash-to-Debt is 0.40. Jollibee Foods' value of 0.21 is 47.5% below this industry median. Based on the distribution chart, Jollibee Foods ranks #226 out of 358 companies in the Restaurants industry, which is below the industry midpoint. Overall, Jollibee Foods has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jollibee Foods' Cash-to-Debt compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Jollibee Foods ranks #226 out of 358 companies for Cash-to-Debt. This places Jollibee Foods in the lower half of its industry. The industry median Cash-to-Debt is 0.40. Jollibee Foods' value of 0.21 is 47.5% below this benchmark. Historically, Jollibee Foods' own Cash-to-Debt has ranged from 0.20 to 1.25 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.40, Jollibee Foods has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Restaurants company?
The median Cash-to-Debt among Restaurants companies is 0.40, based on 358 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jollibee Foods's current Cash-to-Debt of 0.21 is 47.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Restaurants industry, the median Cash-to-Debt is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jollibee Foods's current Cash-to-Debt is 0.21, which is 49% below median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jollibee Foods stock overvalued right now?
Based on GuruFocus' analysis, Jollibee Foods (PHS:JFC) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱283.36, compared to a current price of ₱155.00 — trading 45.3% below its estimated fair value. The current Cash-to-Debt is 0.21, which is 49% below median its 10-year median of 0.41 and 47.5% below the Restaurants industry median of 0.40. Jollibee Foods' overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Jollibee Foods (PHS:JFC), the current Cash-to-Debt is 0.21 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jollibee Foods (PHS:JFC) Overvalued in 2026?
Based on GuruFocus' analysis, Jollibee Foods stock appears to be undervalued.
The current stock price of ₱155.00 is trading 45.3% below its estimated GF Value™ of ₱283.36.
GuruFocus considers Jollibee Foods to be Significantly Undervalued.
Key valuation signals for PHS:JFC:
Cash-to-Debt: 0.21 (49% below median its 10-year median of 0.41)
GF Value™: ₱283.36 vs. price of ₱155.00 (45.3% below fair value)
Industry Position: 47.5% below the Restaurants median (#226 of 358)
No single metric tells the full story. See the PHS:JFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jollibee Foods Corp is engaged in operating and franchising quick-service restaurants (QSRs). The company has three business segments: the Food Service segment, which is involved in the operation of QSRs and the manufacture of food products to be sold to JFC Group-owned and franchised QSR outlets; the Franchising segment, which is involved in franchising the JFC Group's QSR store concepts; and the Support Services segment, which provides various services mainly to the Jollibee Group's independent franchisees. The Group's geographical segments are based on the location of the assets producing revenues in the Philippines and in other locations, including PRC, USA, Canada, Vietnam, Singapore, Malaysia, Italy, the UK, UAE, Hong Kong, Macau, Brunei, Taiwan, and South Korea.
68GF Score
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