Jollibee Foods (PHS:JFC) Effective Interest Rate on Debt %: 5.39% (As of Mar. 2026)


PHS:JFC Jollibee Foods Corp PHS:JFC
94 GF Score
Price ₱148.80
GF Value ₱294.09
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Jollibee Foods Effective Interest Rate on Debt %?

Jollibee Foods PHS:JFC +6.29% 94 Effective Interest Rate on Debt % is 5.39% as of Mar. 2026. GuruFocus rates PHS:JFC with a GF Score™ of 94/100 and a GF Value™ of ₱294.09 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Jollibee Foods's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₱7,599 Mil. Jollibee Foods's average total debt for the quarter that ended in Mar. 2026 was ₱140,878 Mil. Therefore, Jollibee Foods's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.39%.


Jollibee Foods  (PHS:JFC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Jollibee Foods Effective Interest Rate on Debt % Related Terms


Jollibee Foods Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Jollibee Foods's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jollibee Foods Effective Interest Rate on Debt % Chart

Jollibee Foods Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.16 4.80 5.24 5.43 6.11

Jollibee Foods Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.86 5.59 5.70 5.96 5.39

PHS:JFC vs MCD, SBUX, YUM: Effective Interest Rate on Debt % Comparison

For the Restaurants subindustry, Jollibee Foods's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jollibee Foods Effective Interest Rate on Debt % vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Jollibee Foods's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Jollibee Foods's Effective Interest Rate on Debt % falls into.


PHS:JFC
94GF Score
Jollibee Foods Corp PHS:JFC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jollibee Foods Effective Interest Rate on Debt % Calculation

Jollibee Foods's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -7598.061/( (109328.804+139327.077)/ 2 )
=-1  *  -7598.061/124327.9405
=6.11 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=90794.569 + 18534.235
=109328.804

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=112741.047 + 26586.03
=139327.077

Jollibee Foods's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -7599.212/( (139327.077+142429.488)/ 2 )
=-1  *  -7599.212/140878.2825
=5.39 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=112741.047 + 26586.03
=139327.077

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=115010.992 + 27418.496
=142429.488

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.39% mean?
Jollibee Foods (PHS:JFC) has a Effective Interest Rate on Debt % of 5.39% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jollibee Foods and its competitors.
Is Jollibee Foods' Effective Interest Rate on Debt % too high?
Jollibee Foods' current Effective Interest Rate on Debt % is 5.39%. Overall, Jollibee Foods has a GF Score™ of 94/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jollibee Foods' Effective Interest Rate on Debt % compare to MCD and SBUX?
Jollibee Foods' Effective Interest Rate on Debt % of 5.39% can be compared against companies in the Restaurants industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Restaurants company?
A good Effective Interest Rate on Debt % depends on the Restaurants industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jollibee Foods and its competitors. Jollibee Foods's current Effective Interest Rate on Debt % is 5.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jollibee Foods stock overvalued right now?
Based on GuruFocus' analysis, Jollibee Foods (PHS:JFC) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱294.09, compared to a current price of ₱148.80 — trading 49.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.39%. Jollibee Foods' overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Jollibee Foods (PHS:JFC), the current Effective Interest Rate on Debt % is 5.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jollibee Foods (PHS:JFC) Overvalued in 2026?

Based on GuruFocus' analysis, Jollibee Foods stock appears to be undervalued. The current stock price of ₱148.80 is trading 49.4% below its estimated GF Value™ of ₱294.09. GuruFocus considers Jollibee Foods to be Significantly Undervalued.

Key valuation signals for PHS:JFC:

  • Effective Interest Rate on Debt %: 5.39%
  • GF Value™: ₱294.09 vs. price of ₱148.80 (49.4% below fair value)
  • GF Score™: 94/100 with 3 warning signs

No single metric tells the full story. See the PHS:JFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jollibee Foods Business Description

Other Exchanges JBFCY:USAJBFCF:USA
Address 10 F. Ortigas Junior avenue, 10th Floor, Jollibee Plaza Building, Ortigas Centre, Pasig, PHL, 1605
Jollibee Foods Corp is engaged in operating and franchising quick-service restaurants (QSRs). The company has three business segments: the Food Service segment, which is involved in the operation of QSRs and the manufacture of food products to be sold to JFC Group-owned and franchised QSR outlets; the Franchising segment, which is involved in franchising the JFC Group's QSR store concepts; and the Support Services segment, which provides various services mainly to the Jollibee Group's independent franchisees. The Group's geographical segments are based on the location of the assets producing revenues in the Philippines and in other locations, including PRC, USA, Canada, Vietnam, Singapore, Malaysia, Italy, the UK, UAE, Hong Kong, Macau, Brunei, Taiwan, and South Korea.
94GF Score

Get the complete analysis for PHS:JFC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱148.80
Price
₱294.09
GF Value