Jollibee FoodsPHS:JFC +3.69%78 Interest Coverage is 2.21 as of Mar. 2026, which is 24% below its 10-year median of 2.91. GuruFocus rates PHS:JFC with a GF Score™ of 78/100 and a GF Value™ of ₱293.55 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 262 Restaurants companies, Jollibee Foods ranks worse than 72.14% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Jollibee Foods's
Operating Income
for the
three
months ended in Mar. 2026 was ₱4,190 Mil. Jollibee Foods's Interest Expense for the
three
months ended in Mar. 2026 was ₱-1,900 Mil.
Jollibee Foods's interest coverage for the quarter that ended in Mar. 2026 was 2.21.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Jollibee Foods's Interest Coverage or its related term are showing as below:
PHS:JFC'
s Interest Coverage Range Over the Past 10 Years
Min: 1.61 Med: 2.91 Max: 26.18
Current: 2.63
PHS:JFC's Interest Coverage is ranked worse than 72.14% of 262
companies
in the Restaurants industry
Industry Median: 6.45
vs PHS:JFC: 2.63
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Jollibee Foods Interest Coverage Related Terms
Jollibee Foods Interest Coverage Historical Data
* Premium members only.
The historical data trend for Jollibee Foods's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:JFC vs MCD, SBUX, CMG: Interest Coverage Comparison
For the Restaurants subindustry, Jollibee Foods's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jollibee Foods Interest Coverage vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, Jollibee Foods's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Jollibee Foods's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jollibee Foods (PHS:JFC) has a Interest Coverage of 2.21 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jollibee Foods and its competitors. This is 24% below median its historical median of 2.91. Over the past decade, Jollibee Foods' Interest Coverage has ranged from 1.61 to 26.18. According to the industry distribution chart, Jollibee Foods ranks #189 out of 262 companies in the Restaurants industry, placing it in the top 72.1%.
Is Jollibee Foods' Interest Coverage too high?
Jollibee Foods' current Interest Coverage of 2.21 is 24% below median its 10-year median of 2.91. Over the past 10 years, this metric has ranged from a low of 1.61 to a high of 26.18. The Restaurants industry median Interest Coverage is 6.45. Jollibee Foods' value of 2.21 is 65.7% below this industry median. Based on the distribution chart, Jollibee Foods ranks #189 out of 262 companies in the Restaurants industry, which is below the industry midpoint. Overall, Jollibee Foods has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jollibee Foods' Interest Coverage compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Jollibee Foods ranks #189 out of 262 companies for Interest Coverage. This places Jollibee Foods in the lower half of its industry. The industry median Interest Coverage is 6.45. Jollibee Foods' value of 2.21 is 65.7% below this benchmark. Historically, Jollibee Foods' own Interest Coverage has ranged from 1.61 to 26.18 over the past decade. While the company's 10-year median is 2.91 vs. the industry median of 6.45, Jollibee Foods has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.45, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jollibee Foods's current Interest Coverage of 2.21 is 65.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jollibee Foods and its competitors. For the Restaurants industry, the median Interest Coverage is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jollibee Foods's current Interest Coverage is 2.21, which is 24% below median its own 10-year median of 2.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jollibee Foods stock overvalued right now?
Based on GuruFocus' analysis, Jollibee Foods (PHS:JFC) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱293.55, compared to a current price of ₱135.00 — trading 54% below its estimated fair value. The current Interest Coverage is 2.21, which is 24% below median its 10-year median of 2.91 and 65.7% below the Restaurants industry median of 6.45. Jollibee Foods' overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jollibee Foods (PHS:JFC), the current Interest Coverage is 2.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jollibee Foods (PHS:JFC) Overvalued in 2026?
Based on GuruFocus' analysis, Jollibee Foods stock appears to be undervalued.
The current stock price of ₱135.00 is trading 54% below its estimated GF Value™ of ₱293.55.
GuruFocus considers Jollibee Foods to be Significantly Undervalued.
Key valuation signals for PHS:JFC:
Interest Coverage: 2.21 (24% below median its 10-year median of 2.91)
GF Value™: ₱293.55 vs. price of ₱135.00 (54% below fair value)
Industry Position: 65.7% below the Restaurants median (#189 of 262)
No single metric tells the full story. See the PHS:JFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jollibee Foods Corp is engaged in operating and franchising quick-service restaurants (QSRs). The company has three business segments: the Food Service segment, which is involved in the operation of QSRs and the manufacture of food products to be sold to JFC Group-owned and franchised QSR outlets; the Franchising segment, which is involved in franchising the JFC Group's QSR store concepts; and the Support Services segment, which provides various services mainly to the Jollibee Group's independent franchisees. The Group's geographical segments are based on the location of the assets producing revenues in the Philippines and in other locations, including PRC, USA, Canada, Vietnam, Singapore, Malaysia, Italy, the UK, UAE, Hong Kong, Macau, Brunei, Taiwan, and South Korea.
78GF Score
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