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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Peloton InteractivePTON -0.20%58 Cash-to-Debt is 0.71 as of Jun. 2026, which is at its 10-year median of 0.71. GuruFocus rates PTON with a GF Score™ of 58/100 and a GF Value™ of $4.74 (Fairly Valued). The stock has 4 warning signs investors should review. Among 830 Travel & Leisure companies, Peloton Interactive ranks better than 53.37% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Peloton Interactive's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.71.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Peloton Interactivecouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Peloton Interactive's Cash-to-Debt or its related term are showing as below:
PTON'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.34 Med: 0.71 Max: No Debt
Current: 0.71
During the past 10 years, Peloton Interactive's highest Cash to Debt Ratio was No Debt. The lowest was 0.34. And the median was 0.71.
PTON's Cash-to-Debt is ranked better than 53.37% of 830
companies
in the Travel & Leisure industry
Industry Median: 0.55
vs PTON: 0.71
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Peloton Interactive Cash-to-Debt Related Terms
Peloton Interactive Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Peloton Interactive's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Leisure subindustry, Peloton Interactive's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peloton Interactive Cash-to-Debt vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Peloton Interactive's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Peloton Interactive's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peloton Interactive (PTON) has a Cash-to-Debt of 0.71 as of Jun. 2026. This is near median its historical median of 0.71. Over the past decade, Peloton Interactive's Cash-to-Debt has ranged from 0.34 to 10,000.00. According to the industry distribution chart, Peloton Interactive ranks #387 out of 830 companies in the Travel & Leisure industry, placing it in the top 46.6%.
Is Peloton Interactive's Cash-to-Debt too high?
Peloton Interactive's current Cash-to-Debt of 0.71 is near median its 10-year median of 0.71. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 10,000.00. The Travel & Leisure industry median Cash-to-Debt is 0.55. Peloton Interactive's value of 0.71 is 29.1% above this industry median. Based on the distribution chart, Peloton Interactive ranks #387 out of 830 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, Peloton Interactive has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Peloton Interactive's Cash-to-Debt compare to OSW and CALY?
According to the Travel & Leisure industry distribution chart, Peloton Interactive ranks #387 out of 830 companies for Cash-to-Debt. This puts Peloton Interactive in the upper half of its industry. The industry median Cash-to-Debt is 0.55. Peloton Interactive's value of 0.71 is 29.1% above this benchmark. Historically, Peloton Interactive's own Cash-to-Debt has ranged from 0.34 to 10,000.00 over the past decade. While the company's 10-year median is 0.71 vs. the industry median of 0.55, Peloton Interactive has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Travel & Leisure company?
The median Cash-to-Debt among Travel & Leisure companies is 0.55, based on 830 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peloton Interactive's current Cash-to-Debt of 0.71 is 29.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Travel & Leisure industry, the median Cash-to-Debt is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peloton Interactive's current Cash-to-Debt is 0.71, which is near median its own 10-year median of 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peloton Interactive stock overvalued right now?
Based on GuruFocus' analysis, Peloton Interactive (PTON) is currently considered Fairly Valued. The stock's GF Value™ is $4.74, compared to a current price of $4.96 — trading 4.6% above its estimated fair value. The current Cash-to-Debt is 0.71, which is near median its 10-year median of 0.71 and 29.1% above the Travel & Leisure industry median of 0.55. Peloton Interactive's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Peloton Interactive (PTON), the current Cash-to-Debt is 0.71 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peloton Interactive (PTON) Overvalued in 2026?
Based on GuruFocus' analysis, Peloton Interactive stock appears to be overvalued.
The current stock price of $4.96 is trading 4.6% above its estimated GF Value™ of $4.74.
GuruFocus considers Peloton Interactive to be Fairly Valued.
Key valuation signals for PTON:
Cash-to-Debt: 0.71 (near median its 10-year median of 0.71)
GF Value™: $4.74 vs. price of $4.96 (4.6% above fair value)
Industry Position: 29.1% above the Travel & Leisure median (#387 of 830)
No single metric tells the full story. See the PTON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peloton Interactive Inc operates an interactive fitness platform. It operates its business in two reportable segments: Connected Fitness Products and Subscription. Connected Fitness Product derives revenue from the portfolio of Connected Fitness Products and related accessories, as well as Precor-branded fitness products, delivery and installation services, Peloton Bike portfolio rental products, extended warranty agreements, branded apparel, and commercial service contracts. Subscription revenue is derived from monthly Subscription fees. The company generates maximum revenue from the Subscription segment. Geographically, the company derives a majority of its revenue from North America and the rest from International markets.
58GF Score
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