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Singapore PostSPSTF +5.69%42 Cash-to-Debt is 1.66 as of Mar. 2026, which is 41% above its 10-year median of 1.18. GuruFocus rates SPSTF with a GF Score™ of 42/100 and a GF Value™ of $0.22 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 995 Transportation companies, Singapore Post ranks better than 73.87% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Singapore Post's cash to debt ratio for the quarter that ended in Mar. 2026 was 1.66.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Singapore Postcould pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Singapore Post's Cash-to-Debt or its related term are showing as below:
SPSTF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.48 Med: 1.18 Max: 2.14
Current: 1.66
During the past 13 years, Singapore Post's highest Cash to Debt Ratio was 2.14. The lowest was 0.48. And the median was 1.18.
SPSTF's Cash-to-Debt is ranked better than 73.87% of 995
companies
in the Transportation industry
Industry Median: 0.48
vs SPSTF: 1.66
Singapore Post (OTCPK:SPSTF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Singapore Post Cash-to-Debt Related Terms
Singapore Post Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Singapore Post's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Integrated Freight & Logistics subindustry, Singapore Post's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Singapore Post Cash-to-Debt vs Transportation Industry
For the Transportation industry and Industrials sector, Singapore Post's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Singapore Post's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Singapore Post (SPSTF) has a Cash-to-Debt of 1.66 as of Mar. 2026. This is 41% above median its historical median of 1.18. Over the past decade, Singapore Post's Cash-to-Debt has ranged from 0.48 to 2.14. According to the industry distribution chart, Singapore Post ranks #260 out of 995 companies in the Transportation industry, placing it in the top 26.1%.
Is Singapore Post's Cash-to-Debt too high?
Singapore Post's current Cash-to-Debt of 1.66 is 41% above median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 2.14. The Transportation industry median Cash-to-Debt is 0.48. Singapore Post's value of 1.66 is 245.8% above this industry median. Based on the distribution chart, Singapore Post ranks #260 out of 995 companies in the Transportation industry, which is above the industry midpoint. Overall, Singapore Post has a GF Score™ of 42/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Singapore Post's Cash-to-Debt compare to UPS and FDX?
According to the Transportation industry distribution chart, Singapore Post ranks #260 out of 995 companies for Cash-to-Debt. This puts Singapore Post in the upper half of its industry. The industry median Cash-to-Debt is 0.48. Singapore Post's value of 1.66 is 245.8% above this benchmark. Historically, Singapore Post's own Cash-to-Debt has ranged from 0.48 to 2.14 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 0.48, Singapore Post has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Transportation company?
The median Cash-to-Debt among Transportation companies is 0.48, based on 995 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Singapore Post's current Cash-to-Debt of 1.66 is 245.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Transportation industry, the median Cash-to-Debt is 0.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Singapore Post's current Cash-to-Debt is 1.66, which is 41% above median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Singapore Post stock overvalued right now?
Based on GuruFocus' analysis, Singapore Post (SPSTF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.22, compared to a current price of $0.27 — trading 21.1% above its estimated fair value. The current Cash-to-Debt is 1.66, which is 41% above median its 10-year median of 1.18 and 245.8% above the Transportation industry median of 0.48. Singapore Post's overall GF Score™ is 42/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Singapore Post (SPSTF), the current Cash-to-Debt is 1.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Singapore Post (SPSTF) Overvalued in 2026?
Based on GuruFocus' analysis, Singapore Post stock appears to be overvalued.
The current stock price of $0.27 is trading 21.1% above its estimated GF Value™ of $0.22.
GuruFocus considers Singapore Post to be Modestly Overvalued.
Key valuation signals for SPSTF:
Cash-to-Debt: 1.66 (41% above median its 10-year median of 1.18)
GF Value™: $0.22 vs. price of $0.27 (21.1% above fair value)
Industry Position: 245.8% above the Transportation median (#260 of 995)
No single metric tells the full story. See the SPSTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Singapore Post Ltd is a Singapore-based provider of postal and parcel delivery services. It operates through the following business segments: Post and Parcel, Logistics, Property, and Others. The Post and Parcel segment provides delivery services such as collecting, transporting, and distributing mail. The Logistics segment provides services like freight forwarding and eCommerce logistics, warehousing, fulfillment, delivery, and other value-added services in Asia Pacific. The Property segment leases commercial and self-storage properties. It generates maximum revenue from the Logistics segment. Geographically, the company operates in Australia, which is its key revenue-generating market, Singapore, and other countries.
42GF Score
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