SPSTF (Singapore Post) Effective Interest Rate on Debt %: 2.91% (As of Mar. 2026)


SPSTF Singapore Post Ltd SPSTF
42 GF Score
Price $0.25
GF Value $0.22
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Singapore Post Effective Interest Rate on Debt %?

Singapore Post SPSTF 42 Effective Interest Rate on Debt % is 2.91% as of Mar. 2026. GuruFocus rates SPSTF with a GF Score™ of 42/100 and a GF Value™ of $0.22 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Singapore Post's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $8.2 Mil. Singapore Post's average total debt for the quarter that ended in Mar. 2026 was $283.5 Mil. Therefore, Singapore Post's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.91%.


Singapore Post  (OTCPK:SPSTF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Singapore Post Effective Interest Rate on Debt % Related Terms


Singapore Post Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Singapore Post's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Singapore Post Effective Interest Rate on Debt % Chart

Singapore Post Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.65 2.93 2.69 4.06 3.36

Singapore Post Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.92 2.52 3.78 3.41 2.91

SPSTF vs UPS, FDX, JBHT: Effective Interest Rate on Debt % Comparison

For the Integrated Freight & Logistics subindustry, Singapore Post's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Singapore Post Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, Singapore Post's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Singapore Post's Effective Interest Rate on Debt % falls into.


SPSTF
42GF Score
Singapore Post Ltd SPSTF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Singapore Post Effective Interest Rate on Debt % Calculation

Singapore Post's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -8.179/( (202.661+283.764)/ 2 )
=-1  *  -8.179/243.2125
=3.36 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=197.272 + 5.389
=202.661

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=203.962 + 79.802
=283.764

Singapore Post's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -8.236/( (283.139+283.764)/ 2 )
=-1  *  -8.236/283.4515
=2.91 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=280.829 + 2.31
=283.139

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=203.962 + 79.802
=283.764

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.91% mean?
Singapore Post (SPSTF) has a Effective Interest Rate on Debt % of 2.91% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Singapore Post and its competitors.
Is Singapore Post's Effective Interest Rate on Debt % too high?
Singapore Post's current Effective Interest Rate on Debt % is 2.91%. Overall, Singapore Post has a GF Score™ of 42/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Singapore Post's Effective Interest Rate on Debt % compare to UPS and FDX?
Singapore Post's Effective Interest Rate on Debt % of 2.91% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Singapore Post and its competitors. Singapore Post's current Effective Interest Rate on Debt % is 2.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Singapore Post stock overvalued right now?
Based on GuruFocus' analysis, Singapore Post (SPSTF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.22, compared to a current price of $0.25 — trading 14.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.91%. Singapore Post's overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Singapore Post (SPSTF), the current Effective Interest Rate on Debt % is 2.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Singapore Post (SPSTF) Overvalued in 2026?

Based on GuruFocus' analysis, Singapore Post stock appears to be overvalued. The current stock price of $0.25 is trading 14.5% above its estimated GF Value™ of $0.22. GuruFocus considers Singapore Post to be Modestly Overvalued.

Key valuation signals for SPSTF:

  • Effective Interest Rate on Debt %: 2.91%
  • GF Value™: $0.22 vs. price of $0.25 (14.5% above fair value)
  • GF Score™: 42/100 with 7 warning signs

No single metric tells the full story. See the SPSTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Singapore Post Business Description

Address 10 Eunos Road 8, Singapore Post Centre, Singapore, SGP, 408600
Singapore Post Ltd is a Singapore-based provider of postal and parcel delivery services. It operates through the following business segments: Post and Parcel, Logistics, Property, and Others. The Post and Parcel segment provides delivery services such as collecting, transporting, and distributing mail. The Logistics segment provides services like freight forwarding and eCommerce logistics, warehousing, fulfillment, delivery, and other value-added services in Asia Pacific. The Property segment leases commercial and self-storage properties. It generates maximum revenue from the Logistics segment. Geographically, the company operates in Australia, which is its key revenue-generating market, Singapore, and other countries.
42GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.25
Price
$0.22
GF Value