GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » SR Bancorp Inc (NAS:SRBK) » Definitions » Cash-to-Debt

SRBK (SR Bancorp) Cash-to-Debt : 1.66 (As of Dec. 2024)


View and export this data going back to 2023. Start your Free Trial

What is SR Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. SR Bancorp's cash to debt ratio for the quarter that ended in Dec. 2024 was 1.66.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, SR Bancorp could pay off its debt using the cash in hand for the quarter that ended in Dec. 2024.

The historical rank and industry rank for SR Bancorp's Cash-to-Debt or its related term are showing as below:

SRBK' s Cash-to-Debt Range Over the Past 10 Years
Min: 1.66   Med: 5.01   Max: No Debt
Current: 1.66

During the past 4 years, SR Bancorp's highest Cash to Debt Ratio was No Debt. The lowest was 1.66. And the median was 5.01.

SRBK's Cash-to-Debt is ranked better than
55.63% of 1510 companies
in the Banks industry
Industry Median: 1.36 vs SRBK: 1.66

SR Bancorp Cash-to-Debt Historical Data

The historical data trend for SR Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

SR Bancorp Cash-to-Debt Chart

SR Bancorp Annual Data
Trend Jun21 Jun22 Jun23 Jun24
Cash-to-Debt
No Debt No Debt 2.12 19.11

SR Bancorp Quarterly Data
Jun21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.63 25.36 19.11 2.11 1.66

Competitive Comparison of SR Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, SR Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SR Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, SR Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where SR Bancorp's Cash-to-Debt falls into.


;
;

SR Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

SR Bancorp's Cash to Debt Ratio for the fiscal year that ended in Jun. 2024 is calculated as:

Cash to Debt Ratio= Balance Sheet Cash And Cash Equivalents / Total Debt
= Balance Sheet Cash And Cash Equivalents / (Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation)
=45.909 / (0 + 2.403)
=19.10

SR Bancorp's Cash to Debt Ratio for the quarter that ended in Dec. 2024 is calculated as:

Cash to Debt Ratio= Balance Sheet Cash And Cash Equivalents / Total Debt
= Balance Sheet Cash And Cash Equivalents / (Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation)
=53.426 / (0 + 32.227)
=1.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SR Bancorp  (NAS:SRBK) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

SR Bancorp Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of SR Bancorp's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

SR Bancorp Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » SR Bancorp Inc (NAS:SRBK) » Definitions » Cash-to-Debt
Comparable Companies
BEOB PSBQ CWBK TYFG WMPN FFDF CMTV BSBK RBKB PFLC NSE:HDFCBANK SHSE:600036 NSE:ICICIBANK SAU:1120 SGX:D05 XPAR:BNP MIL:ISP MIL:UCG NSE:SBIN TSE:8411
Traded in Other Exchanges
N/A
Address
220 West Union Avenue, Bound Brook, NJ, USA, 08805
Website
https://www.somersetregalbank.com
SR Bancorp Inc principal business is to acquire deposits from individuals and businesses in the communities surrounding offices and to use these deposits to fund loans.
Executives
David M Orbach director, officer: Executive Chair 220 WEST UNION AVENUE, BOUND BROOK NJ 08805
Mary E Davey director 220 WEST UNION AVENUE, BOUND BROOK NJ 08805
Thomas Lupo director 220 WEST UNION AVENUE, BOUND BROOK NJ 08805
William P Taylor director, officer: CEO 220 WEST UNION AVENUE, BOUND BROOK NJ 08805
James Castelletti officer: SVP-Sr. Comm. Lending Officer 220 WEST UNION AVENUE, BOUND BROOK NJ 08805
Marc Lebovitz director 220 WEST UNION AVENUE, BOUND BROOK NJ 08805
Christopher J Pribula director, officer: President and COO 220 WEST UNION AVENUE, BOUND BROOK NJ 08805
Douglas M Sonier director 220 WEST UNION AVENUE, BOUND BROOK NJ 08805
Neil C Viotto officer: SVP-Mortgage Lending 220 WEST UNION AVENUE, BOUND BROOK NJ 08805
Harris M Faqueri officer: VP and CFO 220 WEST UNION AVENUE, BOUND BROOK NJ 08805
John W Mooney director 220 WEST UNION AVENUE, BOUND BROOK NJ 08805
James R Silkensen director 220 WEST UNION AVENUE, BOUND BROOK NJ 08805