Credito Emiliano (STU:EAO) Cash-to-Debt : 0.61 (As of Sep. 2024)

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What is Credito Emiliano Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Credito Emiliano's cash to debt ratio for the quarter that ended in Sep. 2024 was 0.61.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Credito Emiliano couldn't pay off its debt using the cash in hand for the quarter that ended in Sep. 2024.

The historical rank and industry rank for Credito Emiliano's Cash-to-Debt or its related term are showing as below:

STU:EAO' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.02 Med: 0.22 Max: 3.75
Current: 0.61

During the past 13 years, Credito Emiliano's highest Cash to Debt Ratio was 3.75. The lowest was 0.02. And the median was 0.22.

STU:EAO's Cash-to-Debt is ranked worse than
69.85% of 1499 companies
in the Banks industry
Industry Median: 1.29 vs STU:EAO: 0.61

Credito Emiliano Cash-to-Debt Historical Data

The historical data trend for Credito Emiliano's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Credito Emiliano Cash-to-Debt Chart

Credito Emiliano Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

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0.53

2.75

2.54

0.88

1.28

Credito Emiliano Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Cash-to-Debt	Get a 7-Day Free Trial															1.28	1.28	1.22	0.80	0.61

Competitive Comparison of Credito Emiliano's Cash-to-Debt

For the Banks - Regional subindustry, Credito Emiliano's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credito Emiliano's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Credito Emiliano's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Credito Emiliano's Cash-to-Debt falls into.

Credito Emiliano Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Credito Emiliano's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	6778.843	/	(0	+	5304.381)
	=	1.28

Credito Emiliano's Cash to Debt Ratio for the quarter that ended in Sep. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	2963.637	/	(0	+	4866.303)
	=	0.61

Credito Emiliano (STU:EAO) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Credito Emiliano Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Credito Emiliano's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Credito Emiliano Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Credito Emiliano (STU:EAO) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

CE:Italy CEm:UK 0K93:UK EAO:Germany

Address

Via Emilia San Pietro No. 4, Reggio Emilia, ITA, 42100

Website

http://www.credem.it

Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. Its wealth management activities include mutual fund management, portfolio management, as well as private equity and hedge fund offerings. The bank's funding sources derive from direct bank deposits, insurance reserves, and assets under management.

Credito Emiliano Headlines

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