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WhitbreadWTBCF 63 Cash-to-Debt is 0.04 as of Feb. 2026, which is 73% below its 10-year median of 0.15. GuruFocus rates WTBCF with a GF Score™ of 63/100 and a GF Value™ of $43.65. The stock has 4 warning signs investors should review. Among 833 Travel & Leisure companies, Whitbread ranks worse than 91.96% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Whitbread's cash to debt ratio for the quarter that ended in Feb. 2026 was 0.04.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Whitbreadcouldn't pay off its debt using the cash in hand for the quarter that ended in Feb. 2026.
The historical rank and industry rank for Whitbread's Cash-to-Debt or its related term are showing as below:
WTBCF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.02 Med: 0.15 Max: 1.03
Current: 0.04
During the past 13 years, Whitbread's highest Cash to Debt Ratio was 1.03. The lowest was 0.02. And the median was 0.15.
WTBCF's Cash-to-Debt is ranked worse than 91.96% of 833
companies
in the Travel & Leisure industry
Industry Median: 0.59
vs WTBCF: 0.04
Whitbread (OTCPK:WTBCF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Whitbread Cash-to-Debt Related Terms
Whitbread Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Whitbread's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Lodging subindustry, Whitbread's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Whitbread Cash-to-Debt vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Whitbread's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Whitbread's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Whitbread (WTBCF) has a Cash-to-Debt of 0.04 as of Feb. 2026. This is 73% below median its historical median of 0.15. Over the past decade, Whitbread's Cash-to-Debt has ranged from 0.02 to 1.03. According to the industry distribution chart, Whitbread ranks #766 out of 833 companies in the Travel & Leisure industry, placing it in the top 92%.
Is Whitbread's Cash-to-Debt too high?
Whitbread's current Cash-to-Debt of 0.04 is 73% below median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 1.03. The Travel & Leisure industry median Cash-to-Debt is 0.59. Whitbread's value of 0.04 is 93.2% below this industry median. Based on the distribution chart, Whitbread ranks #766 out of 833 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, Whitbread has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Whitbread's Cash-to-Debt compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Whitbread ranks #766 out of 833 companies for Cash-to-Debt. This places Whitbread in the lower half of its industry. The industry median Cash-to-Debt is 0.59. Whitbread's value of 0.04 is 93.2% below this benchmark. Historically, Whitbread's own Cash-to-Debt has ranged from 0.02 to 1.03 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.59, Whitbread has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Travel & Leisure company?
The median Cash-to-Debt among Travel & Leisure companies is 0.59, based on 833 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Whitbread's current Cash-to-Debt of 0.04 is 93.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Travel & Leisure industry, the median Cash-to-Debt is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Whitbread's current Cash-to-Debt is 0.04, which is 73% below median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Whitbread stock overvalued right now?
Whitbread (WTBCF) has a current Cash-to-Debt of 0.04. The stock's GF Value™ is $43.65, compared to a current price of $31.09 — trading 28.8% below its estimated fair value. The current Cash-to-Debt is 0.04, which is 73% below median its 10-year median of 0.15 and 93.2% below the Travel & Leisure industry median of 0.59. Whitbread's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Whitbread (WTBCF), the current Cash-to-Debt is 0.04 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Whitbread (WTBCF) Overvalued in 2026?
Based on GuruFocus' analysis, Whitbread stock appears to be undervalued.
The current stock price of $31.09 is trading 28.8% below its estimated GF Value™ of $43.65.
Key valuation signals for WTBCF:
Cash-to-Debt: 0.04 (73% below median its 10-year median of 0.15)
GF Value™: $43.65 vs. price of $31.09 (28.8% below fair value)
Industry Position: 93.2% below the Travel & Leisure median (#766 of 833)
No single metric tells the full story. See the WTBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Whitbread PLC owns hotels and restaurants that operate in the United Kingdom. It operates more than 800 hotels under the Premier Inn brand and provides services in relation to accommodation and food both in the UK and internationally. Restaurant brands include Beefeater, Brewers Fayre, Cookhouse & Pub, Bar Block and Others. Geographically the company derives majority of revenue from UK division.
63GF Score
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