WhitbreadWTBCF 71 Interest Coverage is 2.45 as of Feb. 2026, which is 26% below its 10-year median of 3.32. GuruFocus rates WTBCF with a GF Score™ of 71/100 and a GF Value™ of $42.70. The stock has 4 warning signs investors should review. Among 609 Travel & Leisure companies, Whitbread ranks worse than 64.86% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Whitbread's
Operating Income
for the
six
months ended in Feb. 2026 was $335 Mil. Whitbread's Interest Expense for the
six
months ended in Feb. 2026 was $-137 Mil.
Whitbread's interest coverage for the quarter that ended in Feb. 2026 was 2.45.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Whitbread PLC interest coverage is 3.16, which is low.
The historical rank and industry rank for Whitbread's Interest Coverage or its related term are showing as below:
WTBCF'
s Interest Coverage Range Over the Past 10 Years
Min: 0.2 Med: 3.32 Max: 30.26
Current: 3.16
WTBCF's Interest Coverage is ranked worse than 64.86% of 609
companies
in the Travel & Leisure industry
Industry Median: 5.31
vs WTBCF: 3.16
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Whitbread Interest Coverage Related Terms
Whitbread Interest Coverage Historical Data
* Premium members only.
The historical data trend for Whitbread's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WTBCF vs MAR, HLT, H: Interest Coverage Comparison
For the Lodging subindustry, Whitbread's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Whitbread Interest Coverage vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Whitbread's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Whitbread's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Whitbread (WTBCF) has a Interest Coverage of 2.45 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Whitbread and its competitors. This is 26% below median its historical median of 3.32. Over the past decade, Whitbread's Interest Coverage has ranged from 0.20 to 30.26. According to the industry distribution chart, Whitbread ranks #395 out of 609 companies in the Travel & Leisure industry, placing it in the top 64.9%.
Is Whitbread's Interest Coverage too high?
Whitbread's current Interest Coverage of 2.45 is 26% below median its 10-year median of 3.32. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 30.26. The Travel & Leisure industry median Interest Coverage is 5.31. Whitbread's value of 2.45 is 53.9% below this industry median. Based on the distribution chart, Whitbread ranks #395 out of 609 companies in the Travel & Leisure industry, which is below the industry midpoint. Overall, Whitbread has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Whitbread's Interest Coverage compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Whitbread ranks #395 out of 609 companies for Interest Coverage. This places Whitbread in the lower half of its industry. The industry median Interest Coverage is 5.31. Whitbread's value of 2.45 is 53.9% below this benchmark. Historically, Whitbread's own Interest Coverage has ranged from 0.20 to 30.26 over the past decade. While the company's 10-year median is 3.32 vs. the industry median of 5.31, Whitbread has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.31, based on 609 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Whitbread's current Interest Coverage of 2.45 is 53.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Whitbread and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Whitbread's current Interest Coverage is 2.45, which is 26% below median its own 10-year median of 3.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Whitbread stock overvalued right now?
Whitbread (WTBCF) has a current Interest Coverage of 2.45. The stock's GF Value™ is $42.70, compared to a current price of $31.09 — trading 27.2% below its estimated fair value. The current Interest Coverage is 2.45, which is 26% below median its 10-year median of 3.32 and 53.9% below the Travel & Leisure industry median of 5.31. Whitbread's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Whitbread (WTBCF), the current Interest Coverage is 2.45 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Whitbread (WTBCF) Overvalued in 2026?
Based on GuruFocus' analysis, Whitbread stock appears to be undervalued.
The current stock price of $31.09 is trading 27.2% below its estimated GF Value™ of $42.70.
Key valuation signals for WTBCF:
Interest Coverage: 2.45 (26% below median its 10-year median of 3.32)
GF Value™: $42.70 vs. price of $31.09 (27.2% below fair value)
Industry Position: 53.9% below the Travel & Leisure median (#395 of 609)
No single metric tells the full story. See the WTBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Whitbread PLC owns hotels and restaurants that operate in the United Kingdom. It operates more than 800 hotels under the Premier Inn brand and provides services in relation to accommodation and food both in the UK and internationally. Restaurant brands include Beefeater, Brewers Fayre, Cookhouse & Pub, Bar Block and Others. Geographically the company derives majority of revenue from UK division.
71GF Score
Get the complete analysis for WTBCF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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