WTBCF (Whitbread) Debt-to-EBITDA : 8.25 (As of Feb. 2026) — 57% Above Median


WTBCF Whitbread PLC WTBCF
67 GF Score
Price $31.09
GF Value $42.80
! 4 Warning Signs
View Full Analysis

What is Whitbread Debt-to-EBITDA?

Whitbread WTBCF 67 Debt-to-EBITDA is 8.25 as of Feb. 2026, which is 57% above its 10-year median of 5.26. GuruFocus rates WTBCF with a GF Score™ of 67/100 and a GF Value™ of $42.80. The stock has 4 warning signs investors should review. Among 644 Travel & Leisure companies, Whitbread ranks worse than 78.73% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Whitbread's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was $239 Mil. Whitbread's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was $7,188 Mil. Whitbread's annualized EBITDA for the quarter that ended in Feb. 2026 was $900 Mil. Whitbread's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 was 8.25.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Whitbread's Debt-to-EBITDA or its related term are showing as below:

WTBCF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -8.19   Med: 5.26   Max: 8.44
Current: 5.9

During the past 13 years, the highest Debt-to-EBITDA Ratio of Whitbread was 8.44. The lowest was -8.19. And the median was 5.26.

WTBCF's Debt-to-EBITDA is ranked worse than
78.73% of 644 companies
in the Travel & Leisure industry
Industry Median: 2.56 vs WTBCF: 5.90

Whitbread  (OTCPK:WTBCF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Whitbread Debt-to-EBITDA Related Terms


Whitbread Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Whitbread's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Whitbread Debt-to-EBITDA Chart

Whitbread Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.44 5.59 5.03 5.88 5.90

Whitbread Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.30 4.30 7.90 4.80 8.25

WTBCF vs MAR, HLT, H: Debt-to-EBITDA Comparison

For the Lodging subindustry, Whitbread's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Whitbread Debt-to-EBITDA vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Whitbread's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Whitbread's Debt-to-EBITDA falls into.


WTBCF
67GF Score
Whitbread PLC WTBCF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Whitbread Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Whitbread's Debt-to-EBITDA for the fiscal year that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(238.587 + 7188.179) / 1258.56
=5.90

Whitbread's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(238.587 + 7188.179) / 899.728
=8.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Feb. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 8.25 mean?
Whitbread (WTBCF) has a Debt-to-EBITDA of 8.25 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Whitbread. This is 57% above median its historical median of 5.26. According to the industry distribution chart, Whitbread ranks #507 out of 644 companies in the Travel & Leisure industry, placing it in the top 78.7%.
Is Whitbread's Debt-to-EBITDA too high?
Whitbread's current Debt-to-EBITDA of 8.25 is 57% above median its 10-year median of 5.26. The Travel & Leisure industry median Debt-to-EBITDA is 2.56. Whitbread's value of 8.25 is 222.3% above this industry median. Based on the distribution chart, Whitbread ranks #507 out of 644 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, Whitbread has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Whitbread's Debt-to-EBITDA compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Whitbread ranks #507 out of 644 companies for Debt-to-EBITDA. This places Whitbread in the lower half of its industry. The industry median Debt-to-EBITDA is 2.56. Whitbread's value of 8.25 is 222.3% above this benchmark. While the company's 10-year median is 5.26 vs. the industry median of 2.56, Whitbread has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Travel & Leisure company?
The median Debt-to-EBITDA among Travel & Leisure companies is 2.56, based on 644 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Whitbread's current Debt-to-EBITDA of 8.25 is 222.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Whitbread. For the Travel & Leisure industry, the median Debt-to-EBITDA is 2.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Whitbread's current Debt-to-EBITDA is 8.25, which is 57% above median its own 10-year median of 5.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Whitbread stock overvalued right now?
Whitbread (WTBCF) has a current Debt-to-EBITDA of 8.25. The stock's GF Value™ is $42.80, compared to a current price of $31.09 — trading 27.4% below its estimated fair value. The current Debt-to-EBITDA is 8.25, which is 57% above median its 10-year median of 5.26 and 222.3% above the Travel & Leisure industry median of 2.56. Whitbread's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Whitbread (WTBCF), the current Debt-to-EBITDA is 8.25 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Whitbread (WTBCF) Overvalued in 2026?

Based on GuruFocus' analysis, Whitbread stock appears to be undervalued. The current stock price of $31.09 is trading 27.4% below its estimated GF Value™ of $42.80.

Key valuation signals for WTBCF:

  • Debt-to-EBITDA: 8.25 (57% above median its 10-year median of 5.26)
  • GF Value™: $42.80 vs. price of $31.09 (27.4% below fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 222.3% above the Travel & Leisure median (#507 of 644)

No single metric tells the full story. See the WTBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Whitbread Business Description

Address Porz Avenue, Whitbread Court, Houghton Hall Business Park, Dunstable, Bedfordshire, GBR, LU5 5XE
Whitbread PLC owns hotels and restaurants that operate in the United Kingdom. It operates more than 800 hotels under the Premier Inn brand and provides services in relation to accommodation and food both in the UK and internationally. Restaurant brands include Beefeater, Brewers Fayre, Cookhouse & Pub, Bar Block and Others. Geographically the company derives majority of revenue from UK division.
67GF Score

Get the complete analysis for WTBCF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.09
Price
$42.80
GF Value