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General MillsXSWX:GIS -2.63%52 Cash-to-Debt is 0.03 as of May. 2026, which is 40% below its 10-year median of 0.05. GuruFocus rates XSWX:GIS with a GF Score™ of 52/100 and a GF Value™ of CHF49.54. The stock has 5 warning signs investors should review. Among 1,947 Consumer Packaged Goods companies, General Mills ranks worse than 91.47% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. General Mills's cash to debt ratio for the quarter that ended in May. 2026 was 0.03.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, General Millscouldn't pay off its debt using the cash in hand for the quarter that ended in May. 2026.
The historical rank and industry rank for General Mills's Cash-to-Debt or its related term are showing as below:
XSWX:GIS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.02 Med: 0.05 Max: 0.14
Current: 0.03
During the past 13 years, General Mills's highest Cash to Debt Ratio was 0.14. The lowest was 0.02. And the median was 0.05.
XSWX:GIS's Cash-to-Debt is ranked worse than 91.47% of 1947
companies
in the Consumer Packaged Goods industry
Industry Median: 0.5
vs XSWX:GIS: 0.03
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
General Mills Cash-to-Debt Related Terms
General Mills Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for General Mills's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSWX:GIS vs MKC, JBS, SJM: Cash-to-Debt Comparison
For the Packaged Foods subindustry, General Mills's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Mills Cash-to-Debt vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, General Mills's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where General Mills's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Mills (XSWX:GIS) has a Cash-to-Debt of 0.03 as of May. 2026. This is 40% below median its historical median of 0.05. Over the past decade, General Mills' Cash-to-Debt has ranged from 0.02 to 0.14. According to the industry distribution chart, General Mills ranks #1781 out of 1947 companies in the Consumer Packaged Goods industry, placing it in the top 91.5%.
Is General Mills' Cash-to-Debt too high?
General Mills' current Cash-to-Debt of 0.03 is 40% below median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.14. The Consumer Packaged Goods industry median Cash-to-Debt is 0.50. General Mills' value of 0.03 is 94% below this industry median. Based on the distribution chart, General Mills ranks #1781 out of 1947 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, General Mills has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does General Mills' Cash-to-Debt compare to MKC and JBS?
According to the Consumer Packaged Goods industry distribution chart, General Mills ranks #1781 out of 1947 companies for Cash-to-Debt. This places General Mills in the lower half of its industry. The industry median Cash-to-Debt is 0.50. General Mills' value of 0.03 is 94% below this benchmark. Historically, General Mills' own Cash-to-Debt has ranged from 0.02 to 0.14 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 0.50, General Mills has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Consumer Packaged Goods company?
The median Cash-to-Debt among Consumer Packaged Goods companies is 0.50, based on 1,947 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. General Mills's current Cash-to-Debt of 0.03 is 94% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Consumer Packaged Goods industry, the median Cash-to-Debt is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Mills's current Cash-to-Debt is 0.03, which is 40% below median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Mills stock overvalued right now?
General Mills (XSWX:GIS) has a current Cash-to-Debt of 0.03. The stock's GF Value™ is CHF49.54, compared to a current price of CHF29.44 — trading 40.6% below its estimated fair value. The current Cash-to-Debt is 0.03, which is 40% below median its 10-year median of 0.05 and 94% below the Consumer Packaged Goods industry median of 0.50. General Mills' overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For General Mills (XSWX:GIS), the current Cash-to-Debt is 0.03 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Mills (XSWX:GIS) Overvalued in 2026?
Based on GuruFocus' analysis, General Mills stock appears to be undervalued.
The current stock price of CHF29.44 is trading 40.6% below its estimated GF Value™ of CHF49.54.
Key valuation signals for XSWX:GIS:
Cash-to-Debt: 0.03 (40% below median its 10-year median of 0.05)
GF Value™: CHF49.54 vs. price of CHF29.44 (40.6% below fair value)
Industry Position: 94% below the Consumer Packaged Goods median (#1781 of 1947)
No single metric tells the full story. See the XSWX:GIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Mills is a global packaged-food company that produces snacks, cereal, convenient meals, dough, baking mixes and ingredients, pet food, and superpremium ice cream. Its largest brands are Nature Valley, Cheerios, Old El Paso, Pillsbury, Betty Crocker, Blue Buffalo, and Haagen-Dazs. In fiscal 2025, 81% of its revenue was derived from the United States, although the company also operates in Canada, Europe, Australia, Asia, and Latin America. Although most of General Mills' products are sold through retail stores to consumers, the company also sells products to the foodservice channel and the commercial baking industry.
52GF Score
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