Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Steadfast GroupASX:SDF 93 3-Year FCF Growth Rate is 0.10% as of Jun. 2026, which is 99% below its 10-year median of 15.55. GuruFocus rates ASX:SDF with a GF Score™ of 93/100 and a GF Value™ of A$7.85 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 343 Insurance companies, Steadfast Group ranks worse than 69.97% on this metric.
During the past 12 months, Steadfast Group's average Free Cash Flow per Share Growth Rate was -10.10% per year.
During the past 3 years, the average Free Cash Flow per Share Growth Rate was 0.10% per year.
During the past 5 years, the average Free Cash Flow per Share Growth Rate was 9.60% per year.
During the past 10 years, the average Free Cash Flow per Share Growth Rate was 13.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
During the past 13 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of Steadfast Group was 165.50% per year. The lowest was -1.00% per year. And the median was 15.55% per year.
Steadfast Group (ASX:SDF) 3-Year FCF Growth Rate Explanation
Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.
Steadfast Group 3-Year FCF Growth Rate Related Terms
ASX:SDF vs MRSH, AON, AJG: 3-Year FCF Growth Rate Comparison
For the Insurance Brokers subindustry, Steadfast Group's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Steadfast Group 3-Year FCF Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Steadfast Group's 3-Year FCF Growth Rate distribution charts can be found below:
* The bar in red indicates where Steadfast Group's 3-Year FCF Growth Rate falls into.
Steadfast Group 3-Year FCF Growth Rate Calculation
This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
Steadfast Group (ASX:SDF) has a 3-Year FCF Growth Rate of 0.10% as of Jun. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Steadfast Group and its competitors. This is 99% below median its historical median of 15.55. According to the industry distribution chart, Steadfast Group ranks #240 out of 343 companies in the Insurance industry, placing it in the top 70%.
Is Steadfast Group's 3-Year FCF Growth Rate too high?
Steadfast Group's current 3-Year FCF Growth Rate of 0.10% is 99% below median its 10-year median of 15.55. The Insurance industry median 3-Year FCF Growth Rate is 12.50. Steadfast Group's value of 0.10% is 99.2% below this industry median. Based on the distribution chart, Steadfast Group ranks #240 out of 343 companies in the Insurance industry, which is below the industry midpoint. Overall, Steadfast Group has a GF Score™ of 93/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Steadfast Group's 3-Year FCF Growth Rate compare to MRSH and AON?
According to the Insurance industry distribution chart, Steadfast Group ranks #240 out of 343 companies for 3-Year FCF Growth Rate. This places Steadfast Group in the lower half of its industry. The industry median 3-Year FCF Growth Rate is 12.50. Steadfast Group's value of 0.10% is 99.2% below this benchmark. While the company's 10-year median is 15.55 vs. the industry median of 12.50, Steadfast Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for an Insurance company?
The median 3-Year FCF Growth Rate among Insurance companies is 12.50, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Steadfast Group's current 3-Year FCF Growth Rate of 0.10% is 99.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Steadfast Group and its competitors. For the Insurance industry, the median 3-Year FCF Growth Rate is 12.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Steadfast Group's current 3-Year FCF Growth Rate is 0.10%, which is 99% below median its own 10-year median of 15.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steadfast Group stock overvalued right now?
Based on GuruFocus' analysis, Steadfast Group (ASX:SDF) is currently considered Modestly Undervalued. The stock's GF Value™ is A$7.85, compared to a current price of A$5.72 — trading 27.1% below its estimated fair value. The current 3-Year FCF Growth Rate is 0.10%, which is 99% below median its 10-year median of 15.55 and 99.2% below the Insurance industry median of 12.50. Steadfast Group's overall GF Score™ is 93/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For Steadfast Group (ASX:SDF), the current 3-Year FCF Growth Rate is 0.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Steadfast Group (ASX:SDF) Overvalued in 2026?
Based on GuruFocus' analysis, Steadfast Group stock appears to be undervalued.
The current stock price of A$5.72 is trading 27.1% below its estimated GF Value™ of A$7.85.
GuruFocus considers Steadfast Group to be Modestly Undervalued.
Key valuation signals for ASX:SDF:
3-Year FCF Growth Rate: 0.10% (99% below median its 10-year median of 15.55)
GF Value™: A$7.85 vs. price of A$5.72 (27.1% below fair value)
Industry Position: 99.2% below the Insurance median (#240 of 343)
No single metric tells the full story. See the ASX:SDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Steadfast Group is the largest general insurance broker network in Australia and New Zealand, with over 400 brokers and around 1,800 offices in Australia, New Zealand, Singapore, and London. Steadfast operates as both a broker and a consolidator via equity interests in insurance broker businesses, generating over AUD 12 billion of network broker gross written premium annually. Steadfast also co-owns and consolidates underwriting agencies and other complementary businesses.
93GF Score
Get the complete analysis for ASX:SDF
3-Year FCF Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:SDF has been successfully added to your 
