Steadfast Group (ASX:SDF) FCF Margin %: 25.29% (As of Dec. 2025) — 22% Below Median


ASX:SDF Steadfast Group Ltd ASX:SDF
83 GF Score
Price A$5.08
GF Value A$6.54
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Steadfast Group FCF Margin %?

Steadfast Group ASX:SDF +2.63% 83 FCF Margin % is 25.29% as of Dec. 2025, which is 22% below its 10-year median of 32.57. GuruFocus rates ASX:SDF with a GF Score™ of 83/100 and a GF Value™ of A$6.54 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, Steadfast Group ranks better than 89.62% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Steadfast Group's Free Cash Flow for the six months ended in Dec. 2025 was A$191 Mil. Steadfast Group's Revenue for the six months ended in Dec. 2025 was A$755 Mil. Therefore, Steadfast Group's FCF Margin % for the quarter that ended in Dec. 2025 was 25.29%.

As of today, Steadfast Group's current FCF Yield % is 9.54%.

The historical rank and industry rank for Steadfast Group's FCF Margin % or its related term are showing as below:

ASX:SDF' s FCF Margin % Range Over the Past 10 Years
Min: 23.93   Med: 32.57   Max: 41.17
Current: 36.32


During the past 12 years, the highest FCF Margin % of Steadfast Group was 41.17%. The lowest was 23.93%. And the median was 32.57%.

ASX:SDF's FCF Margin % is ranked better than
89.62% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs ASX:SDF: 36.32


Steadfast Group FCF Margin % Related Terms


Steadfast Group FCF Margin % Historical Data

* Premium members only.

The historical data trend for Steadfast Group's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Steadfast Group FCF Margin % Chart

Steadfast Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37.48 30.16 40.50 23.93 37.14

Steadfast Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.58 48.38 26.10 48.38 25.29

ASX:SDF vs MRSH, AON, AJG: FCF Margin % Comparison

For the Insurance Brokers subindustry, Steadfast Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Steadfast Group FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Steadfast Group's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Steadfast Group's FCF Margin % falls into.


ASX:SDF
83GF Score
Steadfast Group Ltd ASX:SDF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Steadfast Group FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Steadfast Group's FCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=490.3/1320.2
=37.14 %

Steadfast Group's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=191/755.1
=25.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 25.29% mean?
Steadfast Group (ASX:SDF) has a FCF Margin % of 25.29% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Steadfast Group and its competitors. This is 22% below median its historical median of 32.57. Over the past decade, Steadfast Group's FCF Margin % has ranged from 23.93 to 41.17. According to the industry distribution chart, Steadfast Group ranks #52 out of 501 companies in the Insurance industry, placing it in the top 10.4%.
Is Steadfast Group's FCF Margin % too high?
Steadfast Group's current FCF Margin % of 25.29% is 22% below median its 10-year median of 32.57. Over the past 10 years, this metric has ranged from a low of 23.93 to a high of 41.17. The Insurance industry median FCF Margin % is 9.60. Steadfast Group's value of 25.29% is 163.4% above this industry median. Based on the distribution chart, Steadfast Group ranks #52 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Steadfast Group has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Steadfast Group's FCF Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, Steadfast Group ranks #52 out of 501 companies for FCF Margin %. This places Steadfast Group in the top 10% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. Steadfast Group's value of 25.29% is 163.4% above this benchmark. Historically, Steadfast Group's own FCF Margin % has ranged from 23.93 to 41.17 over the past decade. While the company's 10-year median is 32.57 vs. the industry median of 9.60, Steadfast Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Steadfast Group's current FCF Margin % of 25.29% is 163.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Steadfast Group and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Steadfast Group's current FCF Margin % is 25.29%, which is 22% below median its own 10-year median of 32.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steadfast Group stock overvalued right now?
Based on GuruFocus' analysis, Steadfast Group (ASX:SDF) is currently considered Modestly Undervalued. The stock's GF Value™ is A$6.54, compared to a current price of A$5.08 — trading 22.3% below its estimated fair value. The current FCF Margin % is 25.29%, which is 22% below median its 10-year median of 32.57 and 163.4% above the Insurance industry median of 9.60. Steadfast Group's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Steadfast Group (ASX:SDF), the current FCF Margin % is 25.29% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Steadfast Group (ASX:SDF) Overvalued in 2026?

Based on GuruFocus' analysis, Steadfast Group stock appears to be undervalued. The current stock price of A$5.08 is trading 22.3% below its estimated GF Value™ of A$6.54. GuruFocus considers Steadfast Group to be Modestly Undervalued.

Key valuation signals for ASX:SDF:

  • FCF Margin %: 25.29% (22% below median its 10-year median of 32.57)
  • GF Value™: A$6.54 vs. price of A$5.08 (22.3% below fair value)
  • GF Score™: 83/100 with 2 warning signs
  • Industry Position: 163.4% above the Insurance median (#52 of 501)

No single metric tells the full story. See the ASX:SDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Steadfast Group Business Description

Other Exchanges SFGLF:USA
Address 99 Bathurst Street, Level 4, Sydney, NSW, AUS, 2000
Steadfast Group is the largest general insurance broker network in Australia and New Zealand, with over 400 brokers and around 1,800 offices in Australia, New Zealand, Singapore, and London. Steadfast operates as both a broker and a consolidator via equity interests in insurance broker businesses, generating over AUD 12 billion of network broker gross written premium annually. Steadfast also co-owns and consolidates underwriting agencies and other complementary businesses.
83GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$5.08
Price
A$6.54
GF Value