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Steadfast GroupASX:SDF +0.96%87 Debt-to-Equity is 0.85 as of Dec. 2025, which is 44% above its 10-year median of 0.59. GuruFocus rates ASX:SDF with a GF Score™ of 87/100 and a GF Value™ of A$6.56 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 407 Insurance companies, Steadfast Group ranks worse than 90.66% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Steadfast Group's Debt-to-Equity or its related term are showing as below:
ASX:SDF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.22 Med: 0.59 Max: 1.18
Current: 0.85
During the past 12 years, the highest Debt-to-Equity Ratio of Steadfast Group was 1.18. The lowest was 0.22. And the median was 0.59.
ASX:SDF's Debt-to-Equity is ranked worse than 90.66% of 407
companies
in the Insurance industry
Industry Median: 0.2
vs ASX:SDF: 0.85
Steadfast Group (ASX:SDF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Steadfast Group Debt-to-Equity Related Terms
Steadfast Group Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Steadfast Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:SDF vs MRSH, AON, AJG: Debt-to-Equity Comparison
For the Insurance Brokers subindustry, Steadfast Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Steadfast Group Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Steadfast Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Steadfast Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Steadfast Group (ASX:SDF) has a Debt-to-Equity of 0.85 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Steadfast Group and its competitors. This is 44% above median its historical median of 0.59. Over the past decade, Steadfast Group's Debt-to-Equity has ranged from 0.22 to 1.18. According to the industry distribution chart, Steadfast Group ranks #369 out of 407 companies in the Insurance industry, placing it in the top 90.7%.
Is Steadfast Group's Debt-to-Equity too high?
Steadfast Group's current Debt-to-Equity of 0.85 is 44% above median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 1.18. The Insurance industry median Debt-to-Equity is 0.20. Steadfast Group's value of 0.85 is 325% above this industry median. Based on the distribution chart, Steadfast Group ranks #369 out of 407 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Steadfast Group has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Steadfast Group's Debt-to-Equity compare to MRSH and AON?
According to the Insurance industry distribution chart, Steadfast Group ranks #369 out of 407 companies for Debt-to-Equity. This places Steadfast Group in the lower half of its industry. The industry median Debt-to-Equity is 0.20. Steadfast Group's value of 0.85 is 325% above this benchmark. Historically, Steadfast Group's own Debt-to-Equity has ranged from 0.22 to 1.18 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 0.20, Steadfast Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 407 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Steadfast Group's current Debt-to-Equity of 0.85 is 325% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Steadfast Group and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Steadfast Group's current Debt-to-Equity is 0.85, which is 44% above median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steadfast Group stock overvalued right now?
Based on GuruFocus' analysis, Steadfast Group (ASX:SDF) is currently considered Modestly Undervalued. The stock's GF Value™ is A$6.56, compared to a current price of A$5.24 — trading 20.1% below its estimated fair value. The current Debt-to-Equity is 0.85, which is 44% above median its 10-year median of 0.59 and 325% above the Insurance industry median of 0.20. Steadfast Group's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Steadfast Group (ASX:SDF), the current Debt-to-Equity is 0.85 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Steadfast Group (ASX:SDF) Overvalued in 2026?
Based on GuruFocus' analysis, Steadfast Group stock appears to be undervalued.
The current stock price of A$5.24 is trading 20.1% below its estimated GF Value™ of A$6.56.
GuruFocus considers Steadfast Group to be Modestly Undervalued.
Key valuation signals for ASX:SDF:
Debt-to-Equity: 0.85 (44% above median its 10-year median of 0.59)
GF Value™: A$6.56 vs. price of A$5.24 (20.1% below fair value)
Industry Position: 325% above the Insurance median (#369 of 407)
No single metric tells the full story. See the ASX:SDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Steadfast Group is the largest general insurance broker network in Australia and New Zealand, with over 400 brokers and around 1,800 offices in Australia, New Zealand, Singapore, and London. Steadfast operates as both a broker and a consolidator via equity interests in insurance broker businesses, generating over AUD 12 billion of network broker gross written premium annually. Steadfast also co-owns and consolidates underwriting agencies and other complementary businesses.
87GF Score
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