Steadfast GroupASX:SDF +2.63%83 Interest Coverage is 7.23 as of Dec. 2025, which is 42% below its 10-year median of 12.39. GuruFocus rates ASX:SDF with a GF Score™ of 83/100 and a GF Value™ of A$6.54 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 351 Insurance companies, Steadfast Group ranks worse than 63.53% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Steadfast Group's
EBIT
for the
six
months ended in Dec. 2025 was A$278 Mil. Steadfast Group's Interest Expense for the
six
months ended in Dec. 2025 was A$-38 Mil.
Steadfast Group's interest coverage for the quarter that ended in Dec. 2025 was 7.23.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Steadfast Group's Interest Coverage or its related term are showing as below:
ASX:SDF'
s Interest Coverage Range Over the Past 10 Years
Min: 1.54 Med: 12.39 Max: 17.29
Current: 9.91
ASX:SDF's Interest Coverage is ranked worse than 63.53% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs ASX:SDF: 9.91
Steadfast Group (ASX:SDF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Steadfast Group Interest Coverage Related Terms
Steadfast Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Steadfast Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ASX:SDF vs MRSH, AON, AJG: Interest Coverage Comparison
For the Insurance Brokers subindustry, Steadfast Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Steadfast Group Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Steadfast Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Steadfast Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Steadfast Group (ASX:SDF) has a Interest Coverage of 7.23 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Steadfast Group and its competitors. This is 42% below median its historical median of 12.39. Over the past decade, Steadfast Group's Interest Coverage has ranged from 1.54 to 17.29. According to the industry distribution chart, Steadfast Group ranks #223 out of 351 companies in the Insurance industry, placing it in the top 63.5%.
Is Steadfast Group's Interest Coverage too high?
Steadfast Group's current Interest Coverage of 7.23 is 42% below median its 10-year median of 12.39. Over the past 10 years, this metric has ranged from a low of 1.54 to a high of 17.29. The Insurance industry median Interest Coverage is 16.23. Steadfast Group's value of 7.23 is 55.5% below this industry median. Based on the distribution chart, Steadfast Group ranks #223 out of 351 companies in the Insurance industry, which is below the industry midpoint. Overall, Steadfast Group has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Steadfast Group's Interest Coverage compare to MRSH and AON?
According to the Insurance industry distribution chart, Steadfast Group ranks #223 out of 351 companies for Interest Coverage. This places Steadfast Group in the lower half of its industry. The industry median Interest Coverage is 16.23. Steadfast Group's value of 7.23 is 55.5% below this benchmark. Historically, Steadfast Group's own Interest Coverage has ranged from 1.54 to 17.29 over the past decade. While the company's 10-year median is 12.39 vs. the industry median of 16.23, Steadfast Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Steadfast Group's current Interest Coverage of 7.23 is 55.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Steadfast Group and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Steadfast Group's current Interest Coverage is 7.23, which is 42% below median its own 10-year median of 12.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steadfast Group stock overvalued right now?
Based on GuruFocus' analysis, Steadfast Group (ASX:SDF) is currently considered Modestly Undervalued. The stock's GF Value™ is A$6.54, compared to a current price of A$5.08 — trading 22.3% below its estimated fair value. The current Interest Coverage is 7.23, which is 42% below median its 10-year median of 12.39 and 55.5% below the Insurance industry median of 16.23. Steadfast Group's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Steadfast Group (ASX:SDF), the current Interest Coverage is 7.23 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Steadfast Group (ASX:SDF) Overvalued in 2026?
Based on GuruFocus' analysis, Steadfast Group stock appears to be undervalued.
The current stock price of A$5.08 is trading 22.3% below its estimated GF Value™ of A$6.54.
GuruFocus considers Steadfast Group to be Modestly Undervalued.
Key valuation signals for ASX:SDF:
Interest Coverage: 7.23 (42% below median its 10-year median of 12.39)
GF Value™: A$6.54 vs. price of A$5.08 (22.3% below fair value)
Industry Position: 55.5% below the Insurance median (#223 of 351)
No single metric tells the full story. See the ASX:SDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Steadfast Group is the largest general insurance broker network in Australia and New Zealand, with over 400 brokers and around 1,800 offices in Australia, New Zealand, Singapore, and London. Steadfast operates as both a broker and a consolidator via equity interests in insurance broker businesses, generating over AUD 12 billion of network broker gross written premium annually. Steadfast also co-owns and consolidates underwriting agencies and other complementary businesses.
83GF Score
Get the complete analysis for ASX:SDF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:SDF has been successfully added to your 
