AVBC (Avidia Bancorp) Change In Receivables: $-1.7 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AVBC Avidia Bancorp Inc AVBC
10 GF Score
Price $20.31
! 1 Warning Sign
View Full Analysis

What is Avidia Bancorp Change In Receivables?

Avidia Bancorp AVBC -2.07% 10 Change In Receivables is $-1.7 Mil as of Mar. 2026. GuruFocus rates AVBC with a GF Score™ of 10/100. The stock has 1 warning sign investors should review.

Avidia Bancorp's change in receivables for the quarter that ended in Mar. 2026 was $-0.1 Mil. It means Avidia Bancorp's Accounts Receivable increased by $0.1 Mil from Dec. 2025 to Mar. 2026 .

Avidia Bancorp's change in receivables for the fiscal year that ended in Dec. 2025 was $-1.5 Mil. It means Avidia Bancorp's Accounts Receivable increased by $1.5 Mil from Dec. 2024 to Dec. 2025 .

Avidia Bancorp's Accounts Receivable for the quarter that ended in Mar. 2026 was $8.7 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Avidia Bancorp's Days Sales Outstanding for the three months ended in Mar. 2026 was 28.40.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Avidia Bancorp's liquidation value for the three months ended in Mar. 2026 was $-2,111.5 Mil.

Avidia Bancorp  (NYSE:AVBC) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Avidia Bancorp's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=8.683/27.901*91
=28.40

2. In Ben Graham's calculation of liquidation value, Avidia Bancorp's accounts receivable are only considered to be worth 75% of book value:

Avidia Bancorp's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=305.863-2423.896+0.75 * 8.683+0.5 * 0
=-2,111.5

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Avidia Bancorp Change In Receivables Related Terms

Avidia Bancorp Change In Receivables Historical Data

* Premium members only.

The historical data trend for Avidia Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Avidia Bancorp Change In Receivables Chart

Avidia Bancorp Annual Data
Trend Dec23 Dec24 Dec25
Change In Receivables
-1.31 -0.28 -1.46

Avidia Bancorp Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 -5.85 -0.37 4.66 -0.15
AVBC
10GF Score
Avidia Bancorp Inc AVBC
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Avidia Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-1.7 Mil mean?
Avidia Bancorp (AVBC) has a Change In Receivables of $-1.7 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Avidia Bancorp and its competitors.
Is Avidia Bancorp's Change In Receivables too high?
Avidia Bancorp's current Change In Receivables is $-1.7 Mil. Overall, Avidia Bancorp has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Avidia Bancorp's Change In Receivables compare to RVRF and MVBF?
Avidia Bancorp's Change In Receivables of $-1.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Avidia Bancorp and its competitors. Avidia Bancorp's current Change In Receivables is $-1.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avidia Bancorp stock overvalued right now?
Avidia Bancorp (AVBC) has a current Change In Receivables of $-1.7 Mil. The current Change In Receivables is $-1.7 Mil. Avidia Bancorp's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Avidia Bancorp (AVBC), the current Change In Receivables is $-1.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Avidia Bancorp Business Description

Address 42 Main Street, Hudson, MA, USA, 01749
Avidia Bancorp Inc business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial and industrial loans, one-to four-family residential mortgage loans, and commercial real estate loans.
10GF Score

Get the complete analysis for AVBC

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.31
Price