Avidia BancorpAVBC -1.95%10 5-Year Yield-on-Cost % is 0.47 as of Jul. 05, 2026, which is 88% above its 10-year median of 0.25. GuruFocus rates AVBC with a GF Score™ of 10/100. The stock has 1 warning sign investors should review. Among 1,251 Banks companies, Avidia Bancorp ranks worse than 96.48% on this metric.
Avidia Bancorp's yield on cost for the quarter that ended in Mar. 2026 was 0.47.
The historical rank and industry rank for Avidia Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
AVBC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.24 Med: 0.25 Max: 0.47
Current: 0.47
During the past 3 years, Avidia Bancorp's highest Yield on Cost was 0.47. The lowest was 0.24. And the median was 0.25.
AVBC's 5-Year Yield-on-Cost % is ranked worse than 96.48% of 1251
companies
in the Banks industry
Industry Median: 3.93
vs AVBC: 0.47
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Avidia Bancorp 5-Year Yield-on-Cost % Related Terms
AVBC vs RVRF, MVBF, USCB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Avidia Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Avidia Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Avidia Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Avidia Bancorp's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Avidia Bancorp is calculated as
Avidia Bancorp (AVBC) has a 5-Year Yield-on-Cost % of 0.47 as of Jul. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Avidia Bancorp and its competitors. This is 88% above median its historical median of 0.25. Over the past decade, Avidia Bancorp's 5-Year Yield-on-Cost % has ranged from 0.24 to 0.47. According to the industry distribution chart, Avidia Bancorp ranks #1207 out of 1251 companies in the Banks industry, placing it in the top 96.5%.
Is Avidia Bancorp's 5-Year Yield-on-Cost % too high?
Avidia Bancorp's current 5-Year Yield-on-Cost % of 0.47 is 88% above median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.47. The Banks industry median 5-Year Yield-on-Cost % is 3.93. Avidia Bancorp's value of 0.47 is 88% below this industry median. Based on the distribution chart, Avidia Bancorp ranks #1207 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Avidia Bancorp has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Avidia Bancorp's 5-Year Yield-on-Cost % compare to RVRF and MVBF?
According to the Banks industry distribution chart, Avidia Bancorp ranks #1207 out of 1251 companies for 5-Year Yield-on-Cost %. This places Avidia Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.93. Avidia Bancorp's value of 0.47 is 88% below this benchmark. Historically, Avidia Bancorp's own 5-Year Yield-on-Cost % has ranged from 0.24 to 0.47 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 3.93, Avidia Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.93, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Avidia Bancorp's current 5-Year Yield-on-Cost % of 0.47 is 88% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Avidia Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Avidia Bancorp's current 5-Year Yield-on-Cost % is 0.47, which is 88% above median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avidia Bancorp stock overvalued right now?
Avidia Bancorp (AVBC) has a current 5-Year Yield-on-Cost % of 0.47. The current 5-Year Yield-on-Cost % is 0.47, which is 88% above median its 10-year median of 0.25 and 88% below the Banks industry median of 3.93. Avidia Bancorp's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Avidia Bancorp (AVBC), the current 5-Year Yield-on-Cost % is 0.47 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Avidia Bancorp Inc business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial and industrial loans, one-to four-family residential mortgage loans, and commercial real estate loans.
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