AVBC (Avidia Bancorp) Owner Earnings per Share (TTM): (As of Mar. 2026)

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AVBC Avidia Bancorp Inc AVBC
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Price $20.38
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What is Avidia Bancorp Owner Earnings per Share (TTM)?

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

Avidia Bancorp does not have enough data to calculate Owner Earnings per Share (TTM), so as Price-to-Owner-Earnings ratio.


The historical rank and industry rank for Avidia Bancorp's Owner Earnings per Share (TTM) or its related term are showing as below:



AVBC's Price-to-Owner-Earnings is not ranked *
in the Banks industry.
Industry Median: 10.37
* Ranked among companies with meaningful Price-to-Owner-Earnings only.

Avidia Bancorp's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $0.32. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.75. It's PE Ratio (TTM) ratio for today is 27.07.

Avidia Bancorp's EPS without NRI for the three months ended in Mar. 2026 was $0.32. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $0.75. It's PE Ratio without NRI ratio for today is 27.07.


Be Aware

Assumption: Companies usually do not report maintenance capital expenditures and growth capital expenditures separately. Here we use estimated numbers and average them over 5 years. The method to estimate maintenance capital expenditures can be found in above part 4.

Note: GuruFocus' Change In Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And it includes non-current parts of assets and liabilities.


Avidia Bancorp Owner Earnings per Share (TTM) Related Terms


Avidia Bancorp Owner Earnings per Share (TTM) Historical Data

* Premium members only.

The historical data trend for Avidia Bancorp's Owner Earnings per Share (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Avidia Bancorp Owner Earnings per Share (TTM) Chart

Avidia Bancorp Annual Data
Trend Dec23 Dec24 Dec25
Owner Earnings per Share (TTM)
0.00 0.00 0.00

Avidia Bancorp Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Owner Earnings per Share (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

AVBC vs RVRF, MVBF, USCB: Owner Earnings per Share (TTM) Comparison

For the Banks - Regional subindustry, Avidia Bancorp's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Avidia Bancorp Price-to-Owner-Earnings vs Banks Industry

For the Banks industry and Financial Services sector, Avidia Bancorp's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where Avidia Bancorp's Price-to-Owner-Earnings falls into.


AVBC
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Avidia Bancorp Inc AVBC
Owner Earnings per Share (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
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Avidia Bancorp Owner Earnings per Share (TTM) Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

To make it simple, then you will have:

Owner Earnings per Share (TTM) = (Net Income + Depreciation, Depletion and Amortization + Change In Deferred Tax - 5Y Average of Maintenance Capital Expenditure + Change In Working Capital) / Shares Outstanding (Diluted Average)

Avidia Bancorp does not have enough data to calculate Owner Earnings per Share (TTM). Please check Wal-Mart Stores Inc, as your reference.


Avidia Bancorp Business Description

Address 42 Main Street, Hudson, MA, USA, 01749
Avidia Bancorp Inc business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial and industrial loans, one-to four-family residential mortgage loans, and commercial real estate loans.
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Owner Earnings per Share (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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