AVBC (Avidia Bancorp) OCF Yield %: 9.96 (As of Jul. 05, 2026) — Near Median


AVBC Avidia Bancorp Inc AVBC
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What is Avidia Bancorp OCF Yield %?

Avidia Bancorp AVBC -1.95% 10 OCF Yield % is 9.96 as of Jul. 05, 2026, which is 2% below its 10-year median of 10.17. GuruFocus rates AVBC with a GF Score™ of 10/100. The stock has 1 warning sign investors should review. Among 1,502 Banks companies, Avidia Bancorp ranks better than 53.6% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Avidia Bancorp's Trailing 12-Month Cash Flow from Operations is $39.0 Mil, and Market Cap is $391.3 Mil. Therefore, Avidia Bancorp's OCF Yield % for today is 9.96%.

The historical rank and industry rank for Avidia Bancorp's OCF Yield % or its related term are showing as below:

AVBC' s OCF Yield % Range Over the Past 10 Years
Min: 5.67   Med: 10.17   Max: 14.63
Current: 9.96


During the past 3 years, the highest OCF Yield % of Avidia Bancorp was 14.63%. The lowest was 5.67%. And the median was 10.17%.

AVBC's OCF Yield % is ranked better than
53.6% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs AVBC: 9.96

Avidia Bancorp's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Avidia Bancorp OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Avidia Bancorp OCF Yield % Related Terms


Avidia Bancorp OCF Yield % Historical Data

* Premium members only.

The historical data trend for Avidia Bancorp's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Avidia Bancorp OCF Yield % Chart

Avidia Bancorp Annual Data
Trend Dec23 Dec24 Dec25
OCF Yield %
0.00 0.00 9.10

Avidia Bancorp Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 34.86 11.31 9.17

AVBC vs RVRF, MVBF, USCB: OCF Yield % Comparison

For the Banks - Regional subindustry, Avidia Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Avidia Bancorp OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Avidia Bancorp's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Avidia Bancorp's OCF Yield % falls into.


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Avidia Bancorp OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Avidia Bancorp's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=28.371 / 311.8255
=9.10%

Avidia Bancorp's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=8.376 * 4 / 365.29157
=9.17%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 9.96 mean?
Avidia Bancorp (AVBC) has a OCF Yield % of 9.96 as of Jul. 05, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Avidia Bancorp and its competitors. This is near median its historical median of 10.17. Over the past decade, Avidia Bancorp's OCF Yield % has ranged from 5.67 to 14.63. According to the industry distribution chart, Avidia Bancorp ranks #697 out of 1502 companies in the Banks industry, placing it in the top 46.4%.
Is Avidia Bancorp's OCF Yield % too high?
Avidia Bancorp's current OCF Yield % of 9.96 is near median its 10-year median of 10.17. Over the past 10 years, this metric has ranged from a low of 5.67 to a high of 14.63. The Banks industry median OCF Yield % is 9.24. Avidia Bancorp's value of 9.96 is 7.8% above this industry median. Based on the distribution chart, Avidia Bancorp ranks #697 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Avidia Bancorp has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Avidia Bancorp's OCF Yield % compare to RVRF and MVBF?
According to the Banks industry distribution chart, Avidia Bancorp ranks #697 out of 1502 companies for OCF Yield %. This puts Avidia Bancorp in the upper half of its industry. The industry median OCF Yield % is 9.24. Avidia Bancorp's value of 9.96 is 7.8% above this benchmark. Historically, Avidia Bancorp's own OCF Yield % has ranged from 5.67 to 14.63 over the past decade. While the company's 10-year median is 10.17 vs. the industry median of 9.24, Avidia Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Avidia Bancorp's current OCF Yield % of 9.96 is 7.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Avidia Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Avidia Bancorp's current OCF Yield % is 9.96, which is near median its own 10-year median of 10.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avidia Bancorp stock overvalued right now?
Avidia Bancorp (AVBC) has a current OCF Yield % of 9.96. The current OCF Yield % is 9.96, which is near median its 10-year median of 10.17 and 7.8% above the Banks industry median of 9.24. Avidia Bancorp's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Avidia Bancorp (AVBC), the current OCF Yield % is 9.96 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Avidia Bancorp Business Description

Address 42 Main Street, Hudson, MA, USA, 01749
Avidia Bancorp Inc business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial and industrial loans, one-to four-family residential mortgage loans, and commercial real estate loans.
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