AVBC (Avidia Bancorp) Enterprise Value: $531.1 Mil (As of Jul. 05, 2026) ***


AVBC Avidia Bancorp Inc AVBC
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What is Avidia Bancorp Enterprise Value?

Avidia Bancorp AVBC -1.95% 10 Enterprise Value is $531.1 Mil as of Jul. 05, 2026. GuruFocus rates AVBC with a GF Score™ of 10/100. The stock has 1 warning sign investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Avidia Bancorp's Enterprise Value is $531.1 Mil. Avidia Bancorp's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $106.7 Mil. Therefore, Avidia Bancorp's EV-to-Revenue ratio for today is 4.98.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Avidia Bancorp's Enterprise Value is $531.1 Mil. Avidia Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $39.0 Mil. Therefore, Avidia Bancorp's EV-to-OCF ratio for today is 13.63.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Avidia Bancorp's Enterprise Value is $531.1 Mil. Avidia Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $35.7 Mil. Therefore, Avidia Bancorp's EV-to-FCF ratio for today is 14.88.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Avidia Bancorp  (NYSE:AVBC) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Avidia Bancorp's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=531.109/106.705
=4.98

Avidia Bancorp's current Enterprise Value is $531.1 Mil.
Avidia Bancorp's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $106.7 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Avidia Bancorp's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=531.109/38.974
=13.63

Avidia Bancorp's current Enterprise Value is $531.1 Mil.
Avidia Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $39.0 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Avidia Bancorp's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=531.109/35.689
=14.88

Avidia Bancorp's current Enterprise Value is $531.1 Mil.
Avidia Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $35.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Avidia Bancorp Enterprise Value Related Terms


Avidia Bancorp Enterprise Value Historical Data

* Premium members only.

The historical data trend for Avidia Bancorp's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Avidia Bancorp Enterprise Value Chart

Avidia Bancorp Annual Data
Trend Dec23 Dec24 Dec25
Enterprise Value
0.00 0.00 454.19

Avidia Bancorp Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 452.75 454.19 505.12

AVBC vs RVRF, MVBF, USCB: Enterprise Value Comparison

For the Banks - Regional subindustry, Avidia Bancorp's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Avidia Bancorp Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Avidia Bancorp's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Avidia Bancorp's Enterprise Value falls into.


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Avidia Bancorp Inc AVBC
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Avidia Bancorp Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Avidia Bancorp's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Avidia Bancorp's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $531.1 Mil mean?
Avidia Bancorp (AVBC) has a Enterprise Value of $531.1 Mil as of Jul. 05, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Avidia Bancorp and its competitors.
Is Avidia Bancorp's Enterprise Value too high?
Avidia Bancorp's current Enterprise Value is $531.1 Mil. Overall, Avidia Bancorp has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Avidia Bancorp's Enterprise Value compare to RVRF and MVBF?
Avidia Bancorp's Enterprise Value of $531.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Avidia Bancorp and its competitors. Avidia Bancorp's current Enterprise Value is $531.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avidia Bancorp stock overvalued right now?
Avidia Bancorp (AVBC) has a current Enterprise Value of $531.1 Mil. The current Enterprise Value is $531.1 Mil. Avidia Bancorp's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Avidia Bancorp (AVBC), the current Enterprise Value is $531.1 Mil as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Avidia Bancorp Business Description

Address 42 Main Street, Hudson, MA, USA, 01749
Avidia Bancorp Inc business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial and industrial loans, one-to four-family residential mortgage loans, and commercial real estate loans.
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