Loyal Solutions AS (OSTO:LOYAL) Change In Receivables: kr-2.18 Mil (TTM As of Dec. 2025)

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OSTO:LOYAL Loyal Solutions AS OSTO:LOYAL
56 GF Score
Price kr7.58
GF Value kr11.28
Valuation Possible Value Trap
! 9 Warning Signs
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What is Loyal Solutions AS Change In Receivables?

Loyal Solutions AS OSTO:LOYAL -2.07% 56 Change In Receivables is kr-2.18 Mil as of Dec. 2025. GuruFocus rates OSTO:LOYAL with a GF Score™ of 56/100 and a GF Value™ of kr11.28 (Possible Value Trap). The stock has 9 warning signs investors should review.

Loyal Solutions AS's change in receivables for the quarter that ended in Dec. 2025 was kr-5.40 Mil. It means Loyal Solutions AS's Accounts Receivable increased by kr5.40 Mil from Jun. 2025 to Dec. 2025 .

Loyal Solutions AS's change in receivables for the fiscal year that ended in Jun. 2025 was kr4.57 Mil. It means Loyal Solutions AS's Accounts Receivable declined by kr4.57 Mil from Jun. 2024 to Jun. 2025 .

Loyal Solutions AS's Accounts Receivable for the quarter that ended in Dec. 2025 was kr15.30 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Loyal Solutions AS's Days Sales Outstanding for the six months ended in Dec. 2025 was 67.17.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Loyal Solutions AS's liquidation value for the six months ended in Dec. 2025 was kr-56.48 Mil.


Loyal Solutions AS  (OSTO:LOYAL) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Loyal Solutions AS's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=15.299/41.569*91
=67.17

2. In Ben Graham's calculation of liquidation value, Loyal Solutions AS's accounts receivable are only considered to be worth 75% of book value:

Loyal Solutions AS's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=9.542-77.492+0.75 * 15.299+0.5 * 0
=-56.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Loyal Solutions AS Change In Receivables Related Terms


Loyal Solutions AS Change In Receivables Historical Data

* Premium members only.

The historical data trend for Loyal Solutions AS's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Loyal Solutions AS Change In Receivables Chart

Loyal Solutions AS Annual Data
Trend Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Change In Receivables
Get a 7-Day Free Trial 1.21 4.44 0.23 -3.68 4.57

Loyal Solutions AS Semi-Annual Data
Jun18 Jun19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.30 3.68 1.42 3.22 -5.40
OSTO:LOYAL
56GF Score
Loyal Solutions AS OSTO:LOYAL
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Loyal Solutions AS Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was kr-2.18 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of kr-2.18 Mil mean?
Loyal Solutions AS (OSTO:LOYAL) has a Change In Receivables of kr-2.18 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Loyal Solutions AS and its competitors.
Is Loyal Solutions AS's Change In Receivables too high?
Loyal Solutions AS's current Change In Receivables is kr-2.18 Mil. Overall, Loyal Solutions AS has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Loyal Solutions AS's Change In Receivables compare to QH and SHOP?
Loyal Solutions AS's Change In Receivables of kr-2.18 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Software company?
A good Change In Receivables depends on the Software industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Loyal Solutions AS and its competitors. Loyal Solutions AS's current Change In Receivables is kr-2.18 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loyal Solutions AS stock overvalued right now?
Based on GuruFocus' analysis, Loyal Solutions AS (OSTO:LOYAL) is currently considered Possible Value Trap. The stock's GF Value™ is kr11.28, compared to a current price of kr7.58 — trading 32.8% below its estimated fair value. The current Change In Receivables is kr-2.18 Mil. Loyal Solutions AS's overall GF Score™ is 56/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Loyal Solutions AS (OSTO:LOYAL), the current Change In Receivables is kr-2.18 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Loyal Solutions AS (OSTO:LOYAL) Overvalued in 2026?

Based on GuruFocus' analysis, Loyal Solutions AS stock appears to be undervalued. The current stock price of kr7.58 is trading 32.8% below its estimated GF Value™ of kr11.28. GuruFocus considers Loyal Solutions AS to be Possible Value Trap.

Key valuation signals for OSTO:LOYAL:

  • Change In Receivables: kr-2.18 Mil
  • GF Value™: kr11.28 vs. price of kr7.58 (32.8% below fair value)
  • GF Score™: 56/100 with 9 warning signs

No single metric tells the full story. See the OSTO:LOYAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Loyal Solutions AS Business Description

Address Edvard Thomsens Vej 10, 6th floor, Copenhagen S, DNK, DK-2300
Loyal Solutions A/S is a software-as-a-service company. The company is engaged in the development and implementation of bespoke loyalty schemes that enhance customer retention and brand engagement. Their core business revolves around creating loyalty solution platforms that provide customer engagement programs across industries such as airlines, financial services, malls, hospitality, telecom, and media. LoyalTfacts is its proprietary SaaS end-to-end platform.
56GF Score

Get the complete analysis for OSTO:LOYAL

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr7.58
Price
kr11.28
GF Value