Loyal Solutions AS (OSTO:LOYAL) FCF Margin %: 10.80% (As of Dec. 2025)

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OSTO:LOYAL Loyal Solutions AS OSTO:LOYAL
56 GF Score
Price kr7.60
GF Value kr11.27
Valuation Possible Value Trap
! 9 Warning Signs
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What is Loyal Solutions AS FCF Margin %?

Loyal Solutions AS OSTO:LOYAL +1.88% 56 FCF Margin % is 10.80% as of Dec. 2025. GuruFocus rates OSTO:LOYAL with a GF Score™ of 56/100 and a GF Value™ of kr11.27 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 2,818 Software companies, Loyal Solutions AS ranks better than 52.16% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Loyal Solutions AS's Free Cash Flow for the six months ended in Dec. 2025 was kr4.49 Mil. Loyal Solutions AS's Revenue for the six months ended in Dec. 2025 was kr41.57 Mil. Therefore, Loyal Solutions AS's FCF Margin % for the quarter that ended in Dec. 2025 was 10.80%.

As of today, Loyal Solutions AS's current FCF Yield % is 3.05%.

The historical rank and industry rank for Loyal Solutions AS's FCF Margin % or its related term are showing as below:

OSTO:LOYAL' s FCF Margin % Range Over the Past 10 Years
Min: -97.07   Med: -31.24   Max: 3.04
Current: 3.04


During the past 8 years, the highest FCF Margin % of Loyal Solutions AS was 3.04%. The lowest was -97.07%. And the median was -31.24%.

OSTO:LOYAL's FCF Margin % is ranked better than
52.16% of 2818 companies
in the Software industry
Industry Median: 2.225 vs OSTO:LOYAL: 3.04


Loyal Solutions AS FCF Margin % Related Terms


Loyal Solutions AS FCF Margin % Historical Data

* Premium members only.

The historical data trend for Loyal Solutions AS's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Loyal Solutions AS FCF Margin % Chart

Loyal Solutions AS Annual Data
Trend Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
FCF Margin %
Get a 7-Day Free Trial -63.98 -97.07 -31.24 -11.16 -10.57

Loyal Solutions AS Semi-Annual Data
Jun18 Jun19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.23 -10.08 -14.19 -7.42 10.80

OSTO:LOYAL vs QH, SHOP, UBER: FCF Margin % Comparison

For the Software - Application subindustry, Loyal Solutions AS's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Loyal Solutions AS FCF Margin % vs Software Industry

For the Software industry and Technology sector, Loyal Solutions AS's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Loyal Solutions AS's FCF Margin % falls into.


OSTO:LOYAL
56GF Score
Loyal Solutions AS OSTO:LOYAL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Loyal Solutions AS FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Loyal Solutions AS's FCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=-6.106/57.756
=-10.57 %

Loyal Solutions AS's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=4.489/41.569
=10.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 10.80% mean?
Loyal Solutions AS (OSTO:LOYAL) has a FCF Margin % of 10.80% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Loyal Solutions AS and its competitors. According to the industry distribution chart, Loyal Solutions AS ranks #1348 out of 2818 companies in the Software industry, placing it in the top 47.8%.
Is Loyal Solutions AS's FCF Margin % too high?
Loyal Solutions AS's current FCF Margin % is 10.80%. The Software industry median FCF Margin % is 2.23. Loyal Solutions AS's value of 10.80% is 385.4% above this industry median. Based on the distribution chart, Loyal Solutions AS ranks #1348 out of 2818 companies in the Software industry, which is above the industry midpoint. Overall, Loyal Solutions AS has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Loyal Solutions AS's FCF Margin % compare to QH and SHOP?
According to the Software industry distribution chart, Loyal Solutions AS ranks #1348 out of 2818 companies for FCF Margin %. This puts Loyal Solutions AS in the upper half of its industry. The industry median FCF Margin % is 2.23. Loyal Solutions AS's value of 10.80% is 385.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.23, based on 2,818 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Loyal Solutions AS's current FCF Margin % of 10.80% is 385.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Loyal Solutions AS and its competitors. For the Software industry, the median FCF Margin % is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Loyal Solutions AS's current FCF Margin % is 10.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loyal Solutions AS stock overvalued right now?
Based on GuruFocus' analysis, Loyal Solutions AS (OSTO:LOYAL) is currently considered Possible Value Trap. The stock's GF Value™ is kr11.27, compared to a current price of kr7.60 — trading 32.6% below its estimated fair value. The current FCF Margin % is 10.80% and 385.4% above the Software industry median of 2.23. Loyal Solutions AS's overall GF Score™ is 56/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Loyal Solutions AS (OSTO:LOYAL), the current FCF Margin % is 10.80% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Loyal Solutions AS (OSTO:LOYAL) Overvalued in 2026?

Based on GuruFocus' analysis, Loyal Solutions AS stock appears to be undervalued. The current stock price of kr7.60 is trading 32.6% below its estimated GF Value™ of kr11.27. GuruFocus considers Loyal Solutions AS to be Possible Value Trap.

Key valuation signals for OSTO:LOYAL:

  • FCF Margin %: 10.80%
  • GF Value™: kr11.27 vs. price of kr7.60 (32.6% below fair value)
  • GF Score™: 56/100 with 9 warning signs
  • Industry Position: 385.4% above the Software median (#1348 of 2818)

No single metric tells the full story. See the OSTO:LOYAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Loyal Solutions AS Business Description

Address Edvard Thomsens Vej 10, 6th floor, Copenhagen S, DNK, DK-2300
Loyal Solutions A/S is a software-as-a-service company. The company is engaged in the development and implementation of bespoke loyalty schemes that enhance customer retention and brand engagement. Their core business revolves around creating loyalty solution platforms that provide customer engagement programs across industries such as airlines, financial services, malls, hospitality, telecom, and media. LoyalTfacts is its proprietary SaaS end-to-end platform.
56GF Score

Get the complete analysis for OSTO:LOYAL

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr7.60
Price
kr11.27
GF Value