Loyal Solutions AS (OSTO:LOYAL) Payments of Debt: kr-1.42 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSTO:LOYAL Loyal Solutions AS OSTO:LOYAL
52 GF Score
Price kr6.98
GF Value kr11.09
Valuation Possible Value Trap
! 9 Warning Signs
View Full Analysis

What is Loyal Solutions AS Payments of Debt?

Loyal Solutions AS OSTO:LOYAL -0.29% 52 Payments of Debt is kr-1.42 Mil as of Dec. 2025. GuruFocus rates OSTO:LOYAL with a GF Score™ of 52/100 and a GF Value™ of kr11.09 (Possible Value Trap). The stock has 9 warning signs investors should review.

Loyal Solutions AS's Payments of Debt for the six months ended in Dec. 2025 was kr-0.81 Mil.

Loyal Solutions AS's Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was kr-1.42 Mil.

Loyal Solutions AS Payments of Debt Related Terms

Loyal Solutions AS Payments of Debt Historical Data

* Premium members only.

The historical data trend for Loyal Solutions AS's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Loyal Solutions AS Payments of Debt Chart

Loyal Solutions AS Annual Data
Trend Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Payments of Debt
Get a 7-Day Free Trial -0.63 -2.66 -2.72 -1.53 -1.47

Loyal Solutions AS Semi-Annual Data
Jun18 Jun19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.08 -0.44 -0.89 -0.62 -0.81
OSTO:LOYAL
52GF Score
Loyal Solutions AS OSTO:LOYAL
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Loyal Solutions AS Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was kr-1.42 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of kr-1.42 Mil mean?
Loyal Solutions AS (OSTO:LOYAL) has a Payments of Debt of kr-1.42 Mil as of Dec. 2025. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Loyal Solutions AS and its competitors.
Is Loyal Solutions AS's Payments of Debt too high?
Loyal Solutions AS's current Payments of Debt is kr-1.42 Mil. Overall, Loyal Solutions AS has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Loyal Solutions AS's Payments of Debt compare to UBER and SHOP?
Loyal Solutions AS's Payments of Debt of kr-1.42 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Software company?
A good Payments of Debt depends on the Software industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Loyal Solutions AS and its competitors. Loyal Solutions AS's current Payments of Debt is kr-1.42 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loyal Solutions AS stock overvalued right now?
Based on GuruFocus' analysis, Loyal Solutions AS (OSTO:LOYAL) is currently considered Possible Value Trap. The stock's GF Value™ is kr11.09, compared to a current price of kr6.98 — trading 37.1% below its estimated fair value. The current Payments of Debt is kr-1.42 Mil. Loyal Solutions AS's overall GF Score™ is 52/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For Loyal Solutions AS (OSTO:LOYAL), the current Payments of Debt is kr-1.42 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Loyal Solutions AS (OSTO:LOYAL) Overvalued in 2026?

Based on GuruFocus' analysis, Loyal Solutions AS stock appears to be undervalued. The current stock price of kr6.98 is trading 37.1% below its estimated GF Value™ of kr11.09. GuruFocus considers Loyal Solutions AS to be Possible Value Trap.

Key valuation signals for OSTO:LOYAL:

  • Payments of Debt: kr-1.42 Mil
  • GF Value™: kr11.09 vs. price of kr6.98 (37.1% below fair value)
  • GF Score™: 52/100 with 9 warning signs

No single metric tells the full story. See the OSTO:LOYAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Loyal Solutions AS Business Description

Address Edvard Thomsens Vej 10, 6th floor, Copenhagen S, DNK, DK-2300
Loyal Solutions A/S is a software-as-a-service company. The company is engaged in the development and implementation of bespoke loyalty schemes that enhance customer retention and brand engagement. Their core business revolves around creating loyalty solution platforms that provide customer engagement programs across industries such as airlines, financial services, malls, hospitality, telecom, and media. LoyalTfacts is its proprietary SaaS end-to-end platform.
52GF Score

Get the complete analysis for OSTO:LOYAL

Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr6.98
Price
kr11.09
GF Value