Loyal Solutions AS (OSTO:LOYAL) GF Score: 52/100 (As of Aug. 22, 2026) — 225% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSTO:LOYAL Loyal Solutions AS OSTO:LOYAL
52 GF Score
Price kr7.40
GF Value kr11.30
Valuation Possible Value Trap
! 9 Warning Signs
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What is Loyal Solutions AS GF Score?

Loyal Solutions AS OSTO:LOYAL +1.65% 52 GF Score is 52 as of Aug. 22, 2026, which is 225% above its 10-year median of 16.00. GuruFocus rates OSTO:LOYAL with a GF Score™ of 52/100 and a GF Value™ of kr11.30 (Possible Value Trap). The stock has 9 warning signs investors should review.

Loyal Solutions AS has the GF Score of 52, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 3/10
3. Growth Rank : 5/10
4. GF Value Rank : 4/10
5. Momentum Rank : 3/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Loyal Solutions AS might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Loyal Solutions AS  (OSTO:LOYAL) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Loyal Solutions AS GF Score Related Terms


OSTO:LOYAL vs QH, SHOP, UBER: GF Score Comparison

For the Software - Application subindustry, Loyal Solutions AS's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Loyal Solutions AS GF Score vs Software Industry

For the Software industry and Technology sector, Loyal Solutions AS's GF Score distribution charts can be found below:

* The bar in red indicates where Loyal Solutions AS's GF Score falls into.


OSTO:LOYAL
52GF Score
Loyal Solutions AS OSTO:LOYAL
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 52 mean?
Loyal Solutions AS (OSTO:LOYAL) has a GF Score of 52 as of Aug. 22, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Loyal Solutions AS and its competitors. This is 225% above median its historical median of 16.00. Over the past decade, Loyal Solutions AS's GF Score has ranged from 4.00 to 69.00.
Is Loyal Solutions AS's GF Score too high?
Loyal Solutions AS's current GF Score of 52 is 225% above median its 10-year median of 16.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 69.00. Overall, Loyal Solutions AS has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Loyal Solutions AS's GF Score compare to QH and SHOP?
Loyal Solutions AS's GF Score of 52 can be compared against companies in the Software industry. Historically, Loyal Solutions AS's own GF Score has ranged from 4.00 to 69.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Software company?
A good GF Score depends on the Software industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Loyal Solutions AS and its competitors. Loyal Solutions AS's current GF Score is 52, which is 225% above median its own 10-year median of 16.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loyal Solutions AS stock overvalued right now?
Based on GuruFocus' analysis, Loyal Solutions AS (OSTO:LOYAL) is currently considered Possible Value Trap. The stock's GF Value™ is kr11.30, compared to a current price of kr7.40 — trading 34.5% below its estimated fair value. The current GF Score is 52, which is 225% above median its 10-year median of 16.00. Loyal Solutions AS's overall GF Score™ is 52/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Loyal Solutions AS (OSTO:LOYAL), the current GF Score is 52 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Loyal Solutions AS (OSTO:LOYAL) Overvalued in 2026?

Based on GuruFocus' analysis, Loyal Solutions AS stock appears to be undervalued. The current stock price of kr7.40 is trading 34.5% below its estimated GF Value™ of kr11.30. GuruFocus considers Loyal Solutions AS to be Possible Value Trap.

Key valuation signals for OSTO:LOYAL:

  • GF Score: 52 (225% above median its 10-year median of 16.00)
  • GF Value™: kr11.30 vs. price of kr7.40 (34.5% below fair value)
  • GF Score™: 52/100 with 9 warning signs

No single metric tells the full story. See the OSTO:LOYAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Loyal Solutions AS Business Description

Address Edvard Thomsens Vej 10, 6th floor, Copenhagen S, DNK, DK-2300
Loyal Solutions A/S is a software-as-a-service company. The company is engaged in the development and implementation of bespoke loyalty schemes that enhance customer retention and brand engagement. Their core business revolves around creating loyalty solution platforms that provide customer engagement programs across industries such as airlines, financial services, malls, hospitality, telecom, and media. LoyalTfacts is its proprietary SaaS end-to-end platform.
52GF Score

Get the complete analysis for OSTO:LOYAL

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr7.40
Price
kr11.30
GF Value