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The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Loyal Solutions AS's Revenue for the
six
months ended in Dec. 2025 was kr41.57 Mil. Loyal Solutions AS's average Accounts Receivable for the
six
months ended in Dec. 2025 was kr12.84 Mil.
Hence, Loyal Solutions AS's Receivables Turnover for the
six
months ended in Dec. 2025 was 3.24.
Loyal Solutions AS (OSTO:LOYAL) Receivables Turnover Explanation
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Loyal Solutions AS Receivables Turnover Related Terms
Loyal Solutions AS Receivables Turnover Historical Data
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The historical data trend for Loyal Solutions AS's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSTO:LOYAL vs UBER, SHOP, CRM: Receivables Turnover Comparison
For the Software - Application subindustry, Loyal Solutions AS's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Loyal Solutions AS Receivables Turnover vs Software Industry
For the Software industry and Technology sector, Loyal Solutions AS's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Loyal Solutions AS's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Loyal Solutions AS (OSTO:LOYAL) has a Receivables Turnover of 3.24 as of Dec. 2025. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Loyal Solutions AS and its competitors. According to the industry distribution chart, Loyal Solutions AS ranks #1435 out of 2782 companies in the Software industry, placing it in the top 51.6%.
Is Loyal Solutions AS's Receivables Turnover too high?
Loyal Solutions AS's current Receivables Turnover is 3.24. The Software industry median Receivables Turnover is 5.73. Loyal Solutions AS's value of 3.24 is 43.5% below this industry median. Based on the distribution chart, Loyal Solutions AS ranks #1435 out of 2782 companies in the Software industry, which is below the industry midpoint. Overall, Loyal Solutions AS has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Loyal Solutions AS's Receivables Turnover compare to UBER and SHOP?
According to the Software industry distribution chart, Loyal Solutions AS ranks #1435 out of 2782 companies for Receivables Turnover. This places Loyal Solutions AS in the lower half of its industry. The industry median Receivables Turnover is 5.73. Loyal Solutions AS's value of 3.24 is 43.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Software company?
The median Receivables Turnover among Software companies is 5.73, based on 2,782 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Loyal Solutions AS's current Receivables Turnover of 3.24 is 43.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Loyal Solutions AS and its competitors. For the Software industry, the median Receivables Turnover is 5.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Loyal Solutions AS's current Receivables Turnover is 3.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loyal Solutions AS stock overvalued right now?
Based on GuruFocus' analysis, Loyal Solutions AS (OSTO:LOYAL) is currently considered Possible Value Trap. The stock's GF Value™ is kr11.12, compared to a current price of kr7.02 — trading 36.9% below its estimated fair value. The current Receivables Turnover is 3.24 and 43.5% below the Software industry median of 5.73. Loyal Solutions AS's overall GF Score™ is 52/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Loyal Solutions AS (OSTO:LOYAL), the current Receivables Turnover is 3.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Loyal Solutions AS (OSTO:LOYAL) Overvalued in 2026?
Based on GuruFocus' analysis, Loyal Solutions AS stock appears to be undervalued.
The current stock price of kr7.02 is trading 36.9% below its estimated GF Value™ of kr11.12.
GuruFocus considers Loyal Solutions AS to be Possible Value Trap.
Key valuation signals for OSTO:LOYAL:
Receivables Turnover: 3.24
GF Value™: kr11.12 vs. price of kr7.02 (36.9% below fair value)
Industry Position: 43.5% below the Software median (#1435 of 2782)
No single metric tells the full story. See the OSTO:LOYAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Loyal Solutions A/S is a software-as-a-service company. The company is engaged in the development and implementation of bespoke loyalty schemes that enhance customer retention and brand engagement. Their core business revolves around creating loyalty solution platforms that provide customer engagement programs across industries such as airlines, financial services, malls, hospitality, telecom, and media. LoyalTfacts is its proprietary SaaS end-to-end platform.
52GF Score
Get the complete analysis for OSTO:LOYAL
Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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