NNGPF (NN Group NV) Claims Ratio %: 0.00% (As of . 20)

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NNGPF NN Group NV NNGPF
53 GF Score
Price $92.16
GF Value $57.12
Valuation Significantly Overvalued
! 6 Warning Signs
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What is NN Group NV Claims Ratio %?

NN Group NV NNGPF +0.31% 53 Claims Ratio % is 0.00% as of . 20. GuruFocus rates NNGPF with a GF Score™ of 53/100 and a GF Value™ of $57.12 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Claims Ratio % is the percentage of claims costs incurred in relation to the premiums earned.

The historical rank and industry rank for NN Group NV's Claims Ratio % or its related term are showing as below:

NNGPF's Claims Ratio % is not ranked *
in the Insurance industry.
Industry Median:
* Ranked among companies with meaningful Claims Ratio % only.

NN Group NV  (OTCPK:NNGPF) Claims Ratio % Explanation

Claims Ratio % the percentage of claims costs incurred in relation to the premiums earned during the period. It is the equivalent of gross profit margin for an insurance company.

It's important to note that insurance is the business of managing risks and, to do that well, the insurer needs a thorough understanding of the incurred claims ratio. If the value is higher than expected or above established norms, then further investigation is required to figure out why that is (eg: fraud). If it is lower than expected, it could indicate irrelevant products or difficulties in claiming, possibly affecting customer satisfaction.

NN Group NV Claims Ratio % Related Terms

NN Group NV Claims Ratio % Historical Data

* Premium members only.

The historical data trend for NN Group NV's Claims Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NN Group NV Claims Ratio % Chart


NNGPF
53GF Score
NN Group NV NNGPF
Claims Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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NN Group NV  (OTCPK:NNGPF) Claims Ratio % Calculation

Claims Ratio % is calculated as

Claims Ratio %=Total Claims / Total Premiums Earned * 100%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Claims Ratio % of 0.00% mean?
NN Group NV (NNGPF) has a Claims Ratio % of 0.00% as of . 20. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on NN Group NV and its competitors.
Is NN Group NV's Claims Ratio % too high?
NN Group NV's current Claims Ratio % is 0.00%. Overall, NN Group NV has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NN Group NV's Claims Ratio % compare to BRK.A and AIG?
NN Group NV's Claims Ratio % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Claims Ratio % for an Insurance company?
A good Claims Ratio % depends on the Insurance industry context. However, Claims Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Claims Ratio % mean?
A high Claims Ratio % can signal that a stock is expensive relative to its fundamentals. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on NN Group NV and its competitors. NN Group NV's current Claims Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NN Group NV stock overvalued right now?
Based on GuruFocus' analysis, NN Group NV (NNGPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $57.12, compared to a current price of $92.16 — trading 61.3% above its estimated fair value. The current Claims Ratio % is 0.00%. NN Group NV's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Claims Ratio % calculated?
Claims Ratio % is calculated from a company's financial statements. For NN Group NV (NNGPF), the current Claims Ratio % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NN Group NV (NNGPF) Overvalued in 2026?

Based on GuruFocus' analysis, NN Group NV stock appears to be overvalued. The current stock price of $92.16 is trading 61.3% above its estimated GF Value™ of $57.12. GuruFocus considers NN Group NV to be Significantly Overvalued.

Key valuation signals for NNGPF:

  • Claims Ratio %: 0.00%
  • GF Value™: $57.12 vs. price of $92.16 (61.3% above fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the NNGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NN Group NV Business Description

Address Schenkkade 65, The Hague, ZH, NLD, 2595 AS
NN Group is a European insurance company that primarily sells long-term savings in the Netherlands. The business is made up of four divisions: Netherlands life, Netherlands nonlife, insurance Europe, and Japan life. The Netherlands life business is the biggest division and tends to generate around three-quarters of operating income. That business sells traditional spread-based long-term savings and more modern defined-contribution savings. Since 2022, assets that are managed to support the traditional savings products and in-house part of defined-contribution products are managed by Goldman Sachs Asset Management. Since around 2013, NN has closed its domestic individual life insurance products to new business.
53GF Score

Get the complete analysis for NNGPF

Claims Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$92.16
Price
$57.12
GF Value