NNGPF (NN Group NV) EV-to-OCF: -10.70 (As of Aug. 11, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NNGPF NN Group NV NNGPF
54 GF Score
Price $91.05
GF Value $57.48
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is NN Group NV EV-to-OCF?

NN Group NV NNGPF -3.88% 54 EV-to-OCF is -10.70 as of Aug. 11, 2026. GuruFocus rates NNGPF with a GF Score™ of 54/100 and a GF Value™ of $57.48 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 507 Insurance companies, NN Group NV ranks better than 90.93% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, NN Group NV's Enterprise Value is $29,729 Mil. NN Group NV's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $-2,779 Mil. Therefore, NN Group NV's EV-to-OCF for today is -10.70.

The historical rank and industry rank for NN Group NV's EV-to-OCF or its related term are showing as below:

NNGPF' s EV-to-OCF Range Over the Past 10 Years
Min: -56.84   Med: -2.62   Max: 304.22
Current: -10.7

During the past 13 years, the highest EV-to-OCF of NN Group NV was 304.22. The lowest was -56.84. And the median was -2.62.

NNGPF's EV-to-OCF is ranked better than
90.93% of 507 companies
in the Insurance industry
Industry Median: 6.73 vs NNGPF: -10.70

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-11), NN Group NV's stock price is $91.045. NN Group NV's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $7.865. Therefore, NN Group NV's PE Ratio (TTM) for today is 11.58.


NN Group NV  (OTCPK:NNGPF) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

NN Group NV's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=91.045/7.865
=11.58

NN Group NV's share price for today is $91.045.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. NN Group NV's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $7.865.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


NN Group NV EV-to-OCF Related Terms


NN Group NV EV-to-OCF Historical Data

* Premium members only.

The historical data trend for NN Group NV's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NN Group NV EV-to-OCF Chart

NN Group NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.64 -2.41 254.23 -40.31 -10.49

NN Group NV Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -40.31 0.00 -10.49 0.00

NNGPF vs BRK.A, AIG, HIG: EV-to-OCF Comparison

For the Insurance - Diversified subindustry, NN Group NV's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NN Group NV EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, NN Group NV's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where NN Group NV's EV-to-OCF falls into.


NNGPF
54GF Score
NN Group NV NNGPF
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NN Group NV EV-to-OCF Calculation

NN Group NV's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=29728.684/-2779.123
=-10.70

NN Group NV's current Enterprise Value is $29,729 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. NN Group NV's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $-2,779 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -10.70 mean?
NN Group NV (NNGPF) has a EV-to-OCF of -10.70 as of Aug. 11, 2026. According to the industry distribution chart, NN Group NV ranks #46 out of 507 companies in the Insurance industry, placing it in the top 9.1%.
Is NN Group NV's EV-to-OCF too high?
NN Group NV's current EV-to-OCF is -10.70. Based on the distribution chart, NN Group NV ranks #46 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, NN Group NV has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NN Group NV's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NN Group NV ranks #46 out of 507 companies for EV-to-OCF. This places NN Group NV in the top 9% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 6.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.73, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NN Group NV's current EV-to-OCF is -10.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NN Group NV stock overvalued right now?
Based on GuruFocus' analysis, NN Group NV (NNGPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $57.48, compared to a current price of $91.05 — trading 58.4% above its estimated fair value. The current EV-to-OCF is -10.70. NN Group NV's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For NN Group NV (NNGPF), the current EV-to-OCF is -10.70 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NN Group NV (NNGPF) Overvalued in 2026?

Based on GuruFocus' analysis, NN Group NV stock appears to be overvalued. The current stock price of $91.05 is trading 58.4% above its estimated GF Value™ of $57.48. GuruFocus considers NN Group NV to be Significantly Overvalued.

Key valuation signals for NNGPF:

  • EV-to-OCF: -10.70
  • GF Value™: $57.48 vs. price of $91.05 (58.4% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the NNGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NN Group NV Business Description

Address Schenkkade 65, The Hague, ZH, NLD, 2595 AS
NN Group is a European insurance company that primarily sells long-term savings in the Netherlands. The business is made up of four divisions: Netherlands life, Netherlands nonlife, insurance Europe, and Japan life. The Netherlands life business is the biggest division and tends to generate around three-quarters of operating income. That business sells traditional spread-based long-term savings and more modern defined-contribution savings. Since 2022, assets that are managed to support the traditional savings products and in-house part of defined-contribution products are managed by Goldman Sachs Asset Management. Since around 2013, NN has closed its domestic individual life insurance products to new business.
54GF Score

Get the complete analysis for NNGPF

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$91.05
Price
$57.48
GF Value