NNGPF (NN Group NV) LT-Debt-to-Total-Asset: 0.07 (As of Dec. 2025)

What is NN Group NV LT-Debt-to-Total-Asset?

NN Group NV NNGPF +1.78% 53 LT-Debt-to-Total-Asset is 0.07 as of Dec. 2025. GuruFocus rates NNGPF with a GF Score™ of 53/100 and a GF Value™ of $58.72 (Significantly Overvalued). The stock has 11 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. NN Group NV's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.07.

NN Group NV's long-term debt to total assets ratio increased from Dec. 2024 (0.06) to Dec. 2025 (0.07). It may suggest that NN Group NV is progressively becoming more dependent on debt to grow their business.

NN Group NV (OTCPK:NNGPF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

NN Group NV LT-Debt-to-Total-Asset Related Terms

NN Group NV LT-Debt-to-Total-Asset Historical Data

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The historical data trend for NN Group NV's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NN Group NV LT-Debt-to-Total-Asset Chart

NN Group NV Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.05

0.07

0.06

0.07

NN Group NV Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.07	0.06	0.06	0.07	0.07

53GF Score

NN Group NV NNGPF

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NN Group NV LT-Debt-to-Total-Asset Calculation

NN Group NV's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	16029.274	/	239943.794
	=	0.07

NN Group NV's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	16029.274	/	239943.794
	=	0.07

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.07 mean?

NN Group NV (NNGPF) has a LT-Debt-to-Total-Asset of 0.07 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on NN Group NV and its competitors.

Is NN Group NV's LT-Debt-to-Total-Asset too high?

NN Group NV's current LT-Debt-to-Total-Asset is 0.07. Overall, NN Group NV has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does NN Group NV's LT-Debt-to-Total-Asset compare to BRK.A and AIG?

NN Group NV's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on NN Group NV and its competitors. NN Group NV's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is NN Group NV stock overvalued right now?

Based on GuruFocus' analysis, NN Group NV (NNGPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.72, compared to a current price of $88.96 — trading 51.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. NN Group NV's overall GF Score™ is 53/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For NN Group NV (NNGPF), the current LT-Debt-to-Total-Asset is 0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NN Group NV (NNGPF) Overvalued in 2026?

Based on GuruFocus' analysis, NN Group NV stock appears to be overvalued. The current stock price of $88.96 is trading 51.5% above its estimated GF Value™ of $58.72. GuruFocus considers NN Group NV to be Significantly Overvalued.

Key valuation signals for NNGPF:

LT-Debt-to-Total-Asset: 0.07
GF Value™: $58.72 vs. price of $88.96 (51.5% above fair value)
GF Score™: 53/100 with 11 warning signs

No single metric tells the full story. See the NNGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NN Group NV Business Description

Industry Financial Services Insurance

Comparable Companies XAMS:ASRNL XAMS:AGN BRK.A XTER:ALV XSWX:ZURN XPAR:CS MIL:G TSX:SLF AIG HIG ACGL XTER:TLX XSWX:SLHN OHEL:SAMPO XSWX:HBAN LSE:AV.XBRU:AGS XMAD:MAP BSP:BBSE3 XTAE:PHOE

Other Exchanges NNGRY:USA NN:Netherlands NNa:UK 0QVV:UK 2NN:Germany NN:Austria

Address Schenkkade 65, The Hague, ZH, NLD, 2595 AS

Website https://www.nn-group.com

NN Group is a European insurance company that primarily sells long-term savings in the Netherlands. The business is made up of four divisions: Netherlands life, Netherlands nonlife, insurance Europe, and Japan life. The Netherlands life business is the biggest division and tends to generate around three-quarters of operating income. That business sells traditional spread-based long-term savings and more modern defined-contribution savings. Since 2022, assets that are managed to support the traditional savings products and in-house part of defined-contribution products are managed by Goldman Sachs Asset Management. Since around 2013, NN has closed its domestic individual life insurance products to new business.

53GF Score

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$88.96

Price

$58.72

GF Value

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