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NN Group NVNNGPF 53 5-Year Yield-on-Cost % is 8.40 as of Jul. 14, 2026, which is 5% below its 10-year median of 8.82. GuruFocus rates NNGPF with a GF Score™ of 53/100 and a GF Value™ of $60.47 (Significantly Overvalued). The stock has 11 warning signs investors should review. Among 420 Insurance companies, NN Group NV ranks better than 85% on this metric.
NN Group NV's yield on cost for the quarter that ended in Dec. 2025 was 8.40.
The historical rank and industry rank for NN Group NV's 5-Year Yield-on-Cost % or its related term are showing as below:
NNGPF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 5.1 Med: 8.82 Max: 14.64
Current: 8.4
During the past 13 years, NN Group NV's highest Yield on Cost was 14.64. The lowest was 5.10. And the median was 8.82.
NNGPF's 5-Year Yield-on-Cost % is ranked better than 85% of 420
companies
in the Insurance industry
Industry Median: 3.94
vs NNGPF: 8.40
NN Group NV (OTCPK:NNGPF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
NN Group NV 5-Year Yield-on-Cost % Related Terms
NNGPF vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, NN Group NV's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NN Group NV 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, NN Group NV's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where NN Group NV's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of NN Group NV is calculated as
NN Group NV (NNGPF) has a 5-Year Yield-on-Cost % of 8.40 as of Jul. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on NN Group NV and its competitors. This is near median its historical median of 8.82. Over the past decade, NN Group NV's 5-Year Yield-on-Cost % has ranged from 5.10 to 14.64. According to the industry distribution chart, NN Group NV ranks #63 out of 420 companies in the Insurance industry, placing it in the top 15%.
Is NN Group NV's 5-Year Yield-on-Cost % too high?
NN Group NV's current 5-Year Yield-on-Cost % of 8.40 is near median its 10-year median of 8.82. Over the past 10 years, this metric has ranged from a low of 5.10 to a high of 14.64. The Insurance industry median 5-Year Yield-on-Cost % is 3.94. NN Group NV's value of 8.40 is 113.2% above this industry median. Based on the distribution chart, NN Group NV ranks #63 out of 420 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, NN Group NV has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NN Group NV's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NN Group NV ranks #63 out of 420 companies for 5-Year Yield-on-Cost %. This places NN Group NV in the top 15% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.94. NN Group NV's value of 8.40 is 113.2% above this benchmark. Historically, NN Group NV's own 5-Year Yield-on-Cost % has ranged from 5.10 to 14.64 over the past decade. While the company's 10-year median is 8.82 vs. the industry median of 3.94, NN Group NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.94, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NN Group NV's current 5-Year Yield-on-Cost % of 8.40 is 113.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on NN Group NV and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NN Group NV's current 5-Year Yield-on-Cost % is 8.40, which is near median its own 10-year median of 8.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NN Group NV stock overvalued right now?
Based on GuruFocus' analysis, NN Group NV (NNGPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $60.47, compared to a current price of $86.97 — trading 43.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 8.40, which is near median its 10-year median of 8.82 and 113.2% above the Insurance industry median of 3.94. NN Group NV's overall GF Score™ is 53/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For NN Group NV (NNGPF), the current 5-Year Yield-on-Cost % is 8.40 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NN Group NV (NNGPF) Overvalued in 2026?
Based on GuruFocus' analysis, NN Group NV stock appears to be overvalued.
The current stock price of $86.97 is trading 43.8% above its estimated GF Value™ of $60.47.
GuruFocus considers NN Group NV to be Significantly Overvalued.
Key valuation signals for NNGPF:
5-Year Yield-on-Cost %: 8.40 (near median its 10-year median of 8.82)
GF Value™: $60.47 vs. price of $86.97 (43.8% above fair value)
Industry Position: 113.2% above the Insurance median (#63 of 420)
No single metric tells the full story. See the NNGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NN Group is a European insurance company that primarily sells long-term savings in the Netherlands. The business is made up of four divisions: Netherlands life, Netherlands nonlife, insurance Europe, and Japan life. The Netherlands life business is the biggest division and tends to generate around three-quarters of operating income. That business sells traditional spread-based long-term savings and more modern defined-contribution savings. Since 2022, assets that are managed to support the traditional savings products and in-house part of defined-contribution products are managed by Goldman Sachs Asset Management. Since around 2013, NN has closed its domestic individual life insurance products to new business.
53GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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