Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
NN Group NVNNGPF +1.47%53 3-Year EBITDA Growth Rate is 31.90% as of Jun. 2026, which is 210% above its 10-year median of 10.30. GuruFocus rates NNGPF with a GF Score™ of 53/100 and a GF Value™ of $55.38 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 292 Insurance companies, NN Group NV ranks better than 72.95% on this metric.
During the past 12 months, NN Group NV's average EBITDA Per Share Growth Rate was 22.80% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 31.90% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 3.20% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 4.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of NN Group NV was 67.40% per year. The lowest was -20.60% per year. And the median was 10.30% per year.
NN Group NV (OTCPK:NNGPF) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
NN Group NV 3-Year EBITDA Growth Rate Related Terms
NNGPF vs BRK.A, AIG, HIG: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Diversified subindustry, NN Group NV's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NN Group NV 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, NN Group NV's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where NN Group NV's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 31.90% mean?
NN Group NV (NNGPF) has a 3-Year EBITDA Growth Rate of 31.90% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for NN Group NV and its competitors. This is 210% above median its historical median of 10.30. According to the industry distribution chart, NN Group NV ranks #79 out of 292 companies in the Insurance industry, placing it in the top 27.1%.
Is NN Group NV's 3-Year EBITDA Growth Rate too high?
NN Group NV's current 3-Year EBITDA Growth Rate of 31.90% is 210% above median its 10-year median of 10.30. The Insurance industry median 3-Year EBITDA Growth Rate is 16.50. NN Group NV's value of 31.90% is 93.3% above this industry median. Based on the distribution chart, NN Group NV ranks #79 out of 292 companies in the Insurance industry, which is above the industry midpoint. Overall, NN Group NV has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NN Group NV's 3-Year EBITDA Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NN Group NV ranks #79 out of 292 companies for 3-Year EBITDA Growth Rate. This puts NN Group NV in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.50. NN Group NV's value of 31.90% is 93.3% above this benchmark. While the company's 10-year median is 10.30 vs. the industry median of 16.50, NN Group NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.50, based on 292 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NN Group NV's current 3-Year EBITDA Growth Rate of 31.90% is 93.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for NN Group NV and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NN Group NV's current 3-Year EBITDA Growth Rate is 31.90%, which is 210% above median its own 10-year median of 10.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NN Group NV stock overvalued right now?
Based on GuruFocus' analysis, NN Group NV (NNGPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $55.38, compared to a current price of $92.38 — trading 66.8% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 31.90%, which is 210% above median its 10-year median of 10.30 and 93.3% above the Insurance industry median of 16.50. NN Group NV's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For NN Group NV (NNGPF), the current 3-Year EBITDA Growth Rate is 31.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NN Group NV (NNGPF) Overvalued in 2026?
Based on GuruFocus' analysis, NN Group NV stock appears to be overvalued.
The current stock price of $92.38 is trading 66.8% above its estimated GF Value™ of $55.38.
GuruFocus considers NN Group NV to be Significantly Overvalued.
Key valuation signals for NNGPF:
3-Year EBITDA Growth Rate: 31.90% (210% above median its 10-year median of 10.30)
GF Value™: $55.38 vs. price of $92.38 (66.8% above fair value)
Industry Position: 93.3% above the Insurance median (#79 of 292)
No single metric tells the full story. See the NNGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NN Group is a European insurance company that primarily sells long-term savings in the Netherlands. The business is made up of four divisions: Netherlands life, Netherlands nonlife, insurance Europe, and Japan life. The Netherlands life business is the biggest division and tends to generate around three-quarters of operating income. That business sells traditional spread-based long-term savings and more modern defined-contribution savings. Since 2022, assets that are managed to support the traditional savings products and in-house part of defined-contribution products are managed by Goldman Sachs Asset Management. Since around 2013, NN has closed its domestic individual life insurance products to new business.
53GF Score
Get the complete analysis for NNGPF
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NNGPF has been successfully added to your 
