NN Group NVNNGPF 53 OCF Margin % is -40.73% as of Dec. 2025. GuruFocus rates NNGPF with a GF Score™ of 53/100 and a GF Value™ of $59.47 (Significantly Overvalued). The stock has 11 warning signs investors should review. Among 502 Insurance companies, NN Group NV ranks worse than 95.62% on this metric.
The historical rank and industry rank for NN Group NV's OCF Margin % or its related term are showing as below:
NNGPF'
s OCF Margin % Range Over the Past 10 Years
Min: -29.48 Med: -8.09 Max: 1169.88
Current: -27.5
During the past 13 years, the highest OCF Margin % of NN Group NV was 1169.88%. The lowest was -29.48%. And the median was -8.09%.
NNGPF's OCF Margin % is ranked worse than 95.62% of 502
companies
in the Insurance industry
Industry Median: 10.855
vs NNGPF: -27.50
NN Group NV OCF Margin % Related Terms
NN Group NV OCF Margin % Historical Data
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The historical data trend for NN Group NV's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, NN Group NV's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NN Group NV OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, NN Group NV's OCF Margin % distribution charts can be found below:
* The bar in red indicates where NN Group NV's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NN Group NV (NNGPF) has a OCF Margin % of -40.73% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on NN Group NV and its competitors. According to the industry distribution chart, NN Group NV ranks #480 out of 502 companies in the Insurance industry, placing it in the top 95.6%.
Is NN Group NV's OCF Margin % too high?
NN Group NV's current OCF Margin % is -40.73%. Based on the distribution chart, NN Group NV ranks #480 out of 502 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, NN Group NV has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NN Group NV's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NN Group NV ranks #480 out of 502 companies for OCF Margin %. This places NN Group NV in the lower half of its industry. The industry median OCF Margin % is 10.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on NN Group NV and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NN Group NV's current OCF Margin % is -40.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NN Group NV stock overvalued right now?
Based on GuruFocus' analysis, NN Group NV (NNGPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $59.47, compared to a current price of $87.52 — trading 47.2% above its estimated fair value. The current OCF Margin % is -40.73%. NN Group NV's overall GF Score™ is 53/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For NN Group NV (NNGPF), the current OCF Margin % is -40.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NN Group NV (NNGPF) Overvalued in 2026?
Based on GuruFocus' analysis, NN Group NV stock appears to be overvalued.
The current stock price of $87.52 is trading 47.2% above its estimated GF Value™ of $59.47.
GuruFocus considers NN Group NV to be Significantly Overvalued.
Key valuation signals for NNGPF:
OCF Margin %: -40.73%
GF Value™: $59.47 vs. price of $87.52 (47.2% above fair value)
No single metric tells the full story. See the NNGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NN Group is a European insurance company that primarily sells long-term savings in the Netherlands. The business is made up of four divisions: Netherlands life, Netherlands nonlife, insurance Europe, and Japan life. The Netherlands life business is the biggest division and tends to generate around three-quarters of operating income. That business sells traditional spread-based long-term savings and more modern defined-contribution savings. Since 2022, assets that are managed to support the traditional savings products and in-house part of defined-contribution products are managed by Goldman Sachs Asset Management. Since around 2013, NN has closed its domestic individual life insurance products to new business.
53GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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