OSG (Octave Specialty Group) Claims Ratio %: 0.00% (As of Jun. 2026)

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OSG Octave Specialty Group Inc OSG
57 GF Score
Price $4.73
GF Value $7.15
Valuation Significantly Undervalued
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What is Octave Specialty Group Claims Ratio %?

Octave Specialty Group OSG -4.25% 57 Claims Ratio % is 0.00% as of Jun. 2026. GuruFocus rates OSG with a GF Score™ of 57/100 and a GF Value™ of $7.15 (Significantly Undervalued).

Claims Ratio % is the percentage of claims costs incurred in relation to the premiums earned.

The historical rank and industry rank for Octave Specialty Group's Claims Ratio % or its related term are showing as below:

OSG's Claims Ratio % is not ranked *
in the Insurance industry.
Industry Median:
* Ranked among companies with meaningful Claims Ratio % only.

Octave Specialty Group  (NYSE:OSG) Claims Ratio % Explanation

Claims Ratio % the percentage of claims costs incurred in relation to the premiums earned during the period. It is the equivalent of gross profit margin for an insurance company.

It's important to note that insurance is the business of managing risks and, to do that well, the insurer needs a thorough understanding of the incurred claims ratio. If the value is higher than expected or above established norms, then further investigation is required to figure out why that is (eg: fraud). If it is lower than expected, it could indicate irrelevant products or difficulties in claiming, possibly affecting customer satisfaction.

Octave Specialty Group Claims Ratio % Related Terms

Octave Specialty Group Claims Ratio % Historical Data

* Premium members only.

The historical data trend for Octave Specialty Group's Claims Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Octave Specialty Group Claims Ratio % Chart

Octave Specialty Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Claims Ratio %
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Octave Specialty GroupQuarterly Data
Trend Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Claims Ratio %
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OSG vs FACO, JRVR, MBI: Claims Ratio % Comparison

For the Insurance - Specialty subindustry, Octave Specialty Group's Claims Ratio %, along with its competitors' market caps and Claims Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OSG
57GF Score
Octave Specialty Group Inc OSG
Claims Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Octave Specialty Group  (NYSE:OSG) Claims Ratio % Calculation

Claims Ratio % is calculated as

Claims Ratio %=Total Claims / Total Premiums Earned * 100%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Claims Ratio % of 0.00% mean?
Octave Specialty Group (OSG) has a Claims Ratio % of 0.00% as of Jun. 2026. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on Octave Specialty Group and its competitors.
Is Octave Specialty Group's Claims Ratio % too high?
Octave Specialty Group's current Claims Ratio % is 0.00%. Overall, Octave Specialty Group has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Octave Specialty Group's Claims Ratio % compare to FACO and JRVR?
Octave Specialty Group's Claims Ratio % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Claims Ratio % for an Insurance company?
A good Claims Ratio % depends on the Insurance industry context. However, Claims Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Claims Ratio % mean?
A high Claims Ratio % can signal that a stock is expensive relative to its fundamentals. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on Octave Specialty Group and its competitors. Octave Specialty Group's current Claims Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Octave Specialty Group stock overvalued right now?
Based on GuruFocus' analysis, Octave Specialty Group (OSG) is currently considered Significantly Undervalued. The stock's GF Value™ is $7.15, compared to a current price of $4.73 — trading 33.8% below its estimated fair value. The current Claims Ratio % is 0.00%. Octave Specialty Group's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Claims Ratio % calculated?
Claims Ratio % is calculated from a company's financial statements. For Octave Specialty Group (OSG), the current Claims Ratio % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Octave Specialty Group (OSG) Overvalued in 2026?

Based on GuruFocus' analysis, Octave Specialty Group stock appears to be undervalued. The current stock price of $4.73 is trading 33.8% below its estimated GF Value™ of $7.15. GuruFocus considers Octave Specialty Group to be Significantly Undervalued.

Key valuation signals for OSG:

  • Claims Ratio %: 0.00%
  • GF Value™: $7.15 vs. price of $4.73 (33.8% below fair value)
  • GF Score™: 57/100

No single metric tells the full story. See the OSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Octave Specialty Group Business Description

Other Exchanges FGPN:Germany
Address 40 Wall Street, New York, NY, USA, 10005
Octave Specialty Group Inc is a world-wide specialty insurance firm that provides strategic direction, risk oversight, data and technology solutions, and capital support to MGA businesses operating across the U.S., U.K., and Bermuda. The company operates in two segments: Specialty Property and Casualty Insurance and ID.
57GF Score

Get the complete analysis for OSG

Claims Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.73
Price
$7.15
GF Value