OSG (Octave Specialty Group) 10-Year RORE % : 15.25% (As of Mar. 2026)


OSG Octave Specialty Group Inc OSG
62 GF Score
Price $6.19
GF Value $7.47
Valuation Modestly Undervalued
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What is Octave Specialty Group 10-Year RORE %?

Octave Specialty Group OSG -2.60% 62 10-Year RORE % is 15.25 as of Mar. 2026. GuruFocus rates OSG with a GF Score™ of 62/100 and a GF Value™ of $7.47 (Modestly Undervalued). Among 383 Insurance companies, Octave Specialty Group ranks better than 56.14% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Octave Specialty Group's 10-Year RORE % for the quarter that ended in Mar. 2026 was 15.25%.

The industry rank for Octave Specialty Group's 10-Year RORE % or its related term are showing as below:

OSG's 10-Year RORE % is ranked better than
56.14% of 383 companies
in the Insurance industry
Industry Median: 12.82 vs OSG: 15.25

Octave Specialty Group  (NYSE:OSG) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Octave Specialty Group 10-Year RORE % Related Terms


Octave Specialty Group 10-Year RORE % Historical Data

* Premium members only.

The historical data trend for Octave Specialty Group's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Octave Specialty Group 10-Year RORE % Chart

Octave Specialty Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
10-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.44 25.40 -63.09 361.67 33.39

Octave Specialty Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 164.72 84.32 219.37 33.39 15.25

OSG vs MBI, JRVR, FACO: 10-Year RORE % Comparison

For the Insurance - Specialty subindustry, Octave Specialty Group's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Octave Specialty Group 10-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Octave Specialty Group's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Octave Specialty Group's 10-Year RORE % falls into.


OSG
62GF Score
Octave Specialty Group Inc OSG
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Octave Specialty Group 10-Year RORE % Calculation

Octave Specialty Group's 10-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( -4.86--1.35 )/( -23.01-0 )
=-3.51/-23.01
=15.25 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of 15.25 mean?
Octave Specialty Group (OSG) has a 10-Year RORE % of 15.25 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Octave Specialty Group and its competitors. According to the industry distribution chart, Octave Specialty Group ranks #168 out of 383 companies in the Insurance industry, placing it in the top 43.9%.
Is Octave Specialty Group's 10-Year RORE % too high?
Octave Specialty Group's current 10-Year RORE % is 15.25. The Insurance industry median 10-Year RORE % is 12.82. Octave Specialty Group's value of 15.25 is 19% above this industry median. Based on the distribution chart, Octave Specialty Group ranks #168 out of 383 companies in the Insurance industry, which is above the industry midpoint. Overall, Octave Specialty Group has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Octave Specialty Group's 10-Year RORE % compare to MBI and JRVR?
According to the Insurance industry distribution chart, Octave Specialty Group ranks #168 out of 383 companies for 10-Year RORE %. This puts Octave Specialty Group in the upper half of its industry. The industry median 10-Year RORE % is 12.82. Octave Specialty Group's value of 15.25 is 19% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for an Insurance company?
The median 10-Year RORE % among Insurance companies is 12.82, based on 383 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Octave Specialty Group's current 10-Year RORE % of 15.25 is 19% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Octave Specialty Group and its competitors. For the Insurance industry, the median 10-Year RORE % is 12.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Octave Specialty Group's current 10-Year RORE % is 15.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Octave Specialty Group stock overvalued right now?
Based on GuruFocus' analysis, Octave Specialty Group (OSG) is currently considered Modestly Undervalued. The stock's GF Value™ is $7.47, compared to a current price of $6.19 — trading 17.2% below its estimated fair value. The current 10-Year RORE % is 15.25 and 19% above the Insurance industry median of 12.82. Octave Specialty Group's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Octave Specialty Group (OSG), the current 10-Year RORE % is 15.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Octave Specialty Group (OSG) Overvalued in 2026?

Based on GuruFocus' analysis, Octave Specialty Group stock appears to be undervalued. The current stock price of $6.19 is trading 17.2% below its estimated GF Value™ of $7.47. GuruFocus considers Octave Specialty Group to be Modestly Undervalued.

Key valuation signals for OSG:

  • 10-Year RORE %: 15.25
  • GF Value™: $7.47 vs. price of $6.19 (17.2% below fair value)
  • GF Score™: 62/100
  • Industry Position: 19% above the Insurance median (#168 of 383)

No single metric tells the full story. See the OSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Octave Specialty Group Business Description

Other Exchanges FGPN:Germany
Address 40 Wall Street, New York, NY, USA, 10005
Octave Specialty Group Inc is a world-wide specialty insurance firm that provides strategic direction, risk oversight, data and technology solutions, and capital support to MGA businesses operating across the U.S., U.K., and Bermuda. The company operates in two segments: Specialty Property and Casualty Insurance and ID.
62GF Score

Get the complete analysis for OSG

10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.19
Price
$7.47
GF Value