Octave Specialty GroupOSG +0.79%62 3-Year ROIIC % is 0.78 as of Dec. 2025, which is 6% below its 10-year median of 0.83. GuruFocus rates OSG with a GF Score™ of 62/100 and a GF Value™ of $7.47 (Modestly Undervalued). Among 335 Insurance companies, Octave Specialty Group ranks worse than 70.45% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Octave Specialty Group's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 0.78%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Octave Specialty Group's 3-Year ROIIC % or its related term are showing as below:
OSG's 3-Year ROIIC % is ranked worse than 70.45% of 335
companies
in the Insurance industry
Industry Median: 5.2
vs OSG: 0.78
Octave Specialty Group (NYSE:OSG) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Octave Specialty Group 3-Year ROIIC % Related Terms
Octave Specialty Group 3-Year ROIIC % Historical Data
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The historical data trend for Octave Specialty Group's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Octave Specialty Group's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Octave Specialty Group 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Octave Specialty Group's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Octave Specialty Group's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Octave Specialty Group (OSG) has a 3-Year ROIIC % of 0.78 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Octave Specialty Group and its competitors. This is near median its historical median of 0.83. According to the industry distribution chart, Octave Specialty Group ranks #236 out of 335 companies in the Insurance industry, placing it in the top 70.4%.
Is Octave Specialty Group's 3-Year ROIIC % too high?
Octave Specialty Group's current 3-Year ROIIC % of 0.78 is near median its 10-year median of 0.83. The Insurance industry median 3-Year ROIIC % is 5.20. Octave Specialty Group's value of 0.78 is 85% below this industry median. Based on the distribution chart, Octave Specialty Group ranks #236 out of 335 companies in the Insurance industry, which is below the industry midpoint. Overall, Octave Specialty Group has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Octave Specialty Group's 3-Year ROIIC % compare to MBI and JRVR?
According to the Insurance industry distribution chart, Octave Specialty Group ranks #236 out of 335 companies for 3-Year ROIIC %. This places Octave Specialty Group in the lower half of its industry. The industry median 3-Year ROIIC % is 5.20. Octave Specialty Group's value of 0.78 is 85% below this benchmark. While the company's 10-year median is 0.83 vs. the industry median of 5.20, Octave Specialty Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.20, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Octave Specialty Group's current 3-Year ROIIC % of 0.78 is 85% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Octave Specialty Group and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Octave Specialty Group's current 3-Year ROIIC % is 0.78, which is near median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Octave Specialty Group stock overvalued right now?
Based on GuruFocus' analysis, Octave Specialty Group (OSG) is currently considered Modestly Undervalued. The stock's GF Value™ is $7.47, compared to a current price of $6.39 — trading 14.5% below its estimated fair value. The current 3-Year ROIIC % is 0.78, which is near median its 10-year median of 0.83 and 85% below the Insurance industry median of 5.20. Octave Specialty Group's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Octave Specialty Group (OSG), the current 3-Year ROIIC % is 0.78 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Octave Specialty Group (OSG) Overvalued in 2026?
Based on GuruFocus' analysis, Octave Specialty Group stock appears to be undervalued.
The current stock price of $6.39 is trading 14.5% below its estimated GF Value™ of $7.47.
GuruFocus considers Octave Specialty Group to be Modestly Undervalued.
Key valuation signals for OSG:
3-Year ROIIC %: 0.78 (near median its 10-year median of 0.83)
GF Value™: $7.47 vs. price of $6.39 (14.5% below fair value)
Industry Position: 85% below the Insurance median (#236 of 335)
No single metric tells the full story. See the OSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Octave Specialty Group Inc is a world-wide specialty insurance firm that provides strategic direction, risk oversight, data and technology solutions, and capital support to MGA businesses operating across the U.S., U.K., and Bermuda. The company operates in two segments: Specialty Property and Casualty Insurance and ID.
62GF Score
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