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Octave Specialty GroupOSG +1.05%65 Debt-to-Equity is 0.16 as of Mar. 2026, which is 97% below its 10-year median of 5.93. GuruFocus rates OSG with a GF Score™ of 65/100 and a GF Value™ of $7.57 (Modestly Undervalued). Among 407 Insurance companies, Octave Specialty Group ranks better than 57.49% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Octave Specialty Group's Debt-to-Equity or its related term are showing as below:
OSG'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.16 Med: 5.93 Max: 9.52
Current: 0.16
During the past 13 years, the highest Debt-to-Equity Ratio of Octave Specialty Group was 9.52. The lowest was 0.16. And the median was 5.93.
OSG's Debt-to-Equity is ranked better than 57.49% of 407
companies
in the Insurance industry
Industry Median: 0.2
vs OSG: 0.16
Octave Specialty Group (NYSE:OSG) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Octave Specialty Group Debt-to-Equity Related Terms
Octave Specialty Group Debt-to-Equity Historical Data
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The historical data trend for Octave Specialty Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Octave Specialty Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Octave Specialty Group Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Octave Specialty Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Octave Specialty Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Octave Specialty Group (OSG) has a Debt-to-Equity of 0.16 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Octave Specialty Group and its competitors. This is 97% below median its historical median of 5.93. Over the past decade, Octave Specialty Group's Debt-to-Equity has ranged from 0.16 to 9.52. According to the industry distribution chart, Octave Specialty Group ranks #173 out of 407 companies in the Insurance industry, placing it in the top 42.5%.
Is Octave Specialty Group's Debt-to-Equity too high?
Octave Specialty Group's current Debt-to-Equity of 0.16 is 97% below median its 10-year median of 5.93. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 9.52. The Insurance industry median Debt-to-Equity is 0.20. Octave Specialty Group's value of 0.16 is 20% below this industry median. Based on the distribution chart, Octave Specialty Group ranks #173 out of 407 companies in the Insurance industry, which is above the industry midpoint. Overall, Octave Specialty Group has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Octave Specialty Group's Debt-to-Equity compare to JRVR and MBI?
According to the Insurance industry distribution chart, Octave Specialty Group ranks #173 out of 407 companies for Debt-to-Equity. This puts Octave Specialty Group in the upper half of its industry. The industry median Debt-to-Equity is 0.20. Octave Specialty Group's value of 0.16 is 20% below this benchmark. Historically, Octave Specialty Group's own Debt-to-Equity has ranged from 0.16 to 9.52 over the past decade. While the company's 10-year median is 5.93 vs. the industry median of 0.20, Octave Specialty Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 407 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Octave Specialty Group's current Debt-to-Equity of 0.16 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Octave Specialty Group and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Octave Specialty Group's current Debt-to-Equity is 0.16, which is 97% below median its own 10-year median of 5.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Octave Specialty Group stock overvalued right now?
Based on GuruFocus' analysis, Octave Specialty Group (OSG) is currently considered Modestly Undervalued. The stock's GF Value™ is $7.57, compared to a current price of $5.80 — trading 23.4% below its estimated fair value. The current Debt-to-Equity is 0.16, which is 97% below median its 10-year median of 5.93 and 20% below the Insurance industry median of 0.20. Octave Specialty Group's overall GF Score™ is 65/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Octave Specialty Group (OSG), the current Debt-to-Equity is 0.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Octave Specialty Group (OSG) Overvalued in 2026?
Based on GuruFocus' analysis, Octave Specialty Group stock appears to be undervalued.
The current stock price of $5.80 is trading 23.4% below its estimated GF Value™ of $7.57.
GuruFocus considers Octave Specialty Group to be Modestly Undervalued.
Key valuation signals for OSG:
Debt-to-Equity: 0.16 (97% below median its 10-year median of 5.93)
GF Value™: $7.57 vs. price of $5.80 (23.4% below fair value)
Industry Position: 20% below the Insurance median (#173 of 407)
No single metric tells the full story. See the OSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Octave Specialty Group Inc is a world-wide specialty insurance firm that provides strategic direction, risk oversight, data and technology solutions, and capital support to MGA businesses operating across the U.S., U.K., and Bermuda. The company operates in two segments: Specialty Property and Casualty Insurance and ID.
65GF Score
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