UBOH (United Bancshares) Construction Loans (USD Mil): 0.00 (As of Dec. 2022)

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UBOH United Bancshares Inc UBOH
49 GF Score
Price $39.25
GF Value $32.31
Valuation Modestly Overvalued
! 3 Warning Signs
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What is United Bancshares Construction Loans (USD Mil)?

United Bancshares UBOH -0.41% 49 Construction Loans (USD Mil) is 0.00 as of Dec. 2022. GuruFocus rates UBOH with a GF Score™ of 49/100 and a GF Value™ of $32.31 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

The historical rank and industry rank for United Bancshares's Construction Loans (USD Mil) or its related term are showing as below:

United Bancshares Construction Loans (USD Mil) Historical Data

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The historical data trend for United Bancshares's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancshares Construction Loans (USD Mil) Chart

United Bancshares Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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United BancsharesQuarterly Data
Trend Sep16 Mar17 Jun17 Sep17 Mar18 Jun18 Sep18 Mar19 Jun19 Sep19 Mar20 Jun20 Sep20 Mar21 Jun21 Sep21 Mar22 Jun22 Sep22 Dec22
Construction Loans (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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UBOH vs STBK, PFBX, GSBX: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, United Bancshares's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UBOH
49GF Score
United Bancshares Inc UBOH
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Construction Loans (USD Mil) of 0.00 mean?
United Bancshares (UBOH) has a Construction Loans (USD Mil) of 0.00 as of Dec. 2022. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on United Bancshares and its competitors.
Is United Bancshares' Construction Loans (USD Mil) too high?
United Bancshares' current Construction Loans (USD Mil) is 0.00. Overall, United Bancshares has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancshares' Construction Loans (USD Mil) compare to STBK and PFBX?
United Bancshares' Construction Loans (USD Mil) of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on United Bancshares and its competitors. United Bancshares's current Construction Loans (USD Mil) is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancshares stock overvalued right now?
Based on GuruFocus' analysis, United Bancshares (UBOH) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.31, compared to a current price of $39.25 — trading 21.5% above its estimated fair value. The current Construction Loans (USD Mil) is 0.00. United Bancshares' overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For United Bancshares (UBOH), the current Construction Loans (USD Mil) is 0.00 as of Dec. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bancshares (UBOH) Overvalued in 2026?

Based on GuruFocus' analysis, United Bancshares stock appears to be overvalued. The current stock price of $39.25 is trading 21.5% above its estimated GF Value™ of $32.31. GuruFocus considers United Bancshares to be Modestly Overvalued.

Key valuation signals for UBOH:

  • Construction Loans (USD Mil): 0.00
  • GF Value™: $32.31 vs. price of $39.25 (21.5% above fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the UBOH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bancshares Business Description

Address 105 Progressive Drive, Columbus Grove, OH, USA, 45830
United Bancshares Inc is a financial holding company engaged in the business of full-service community banking, offering a full range of commercial and consumer banking services. It provides products including residential, commercial and multi-family real estate, commercial, and consumer loans, along with securities portfolio management. Its services include deposit services, lending, and risk management. The Bank offers a range of commercial banking services, including checking, savings, money market accounts, time certificates of deposit, and automated teller machines; as well as commercial, consumer, agricultural, residential mortgage, and home equity loans; online and mobile banking; remote and mobile deposit; safe deposit box rentals; and other personalized banking services.
49GF Score

Get the complete analysis for UBOH

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.25
Price
$32.31
GF Value