UBOH (United Bancshares) EPS (Basic): $4.42 (TTM As of Mar. 2026)


UBOH United Bancshares Inc UBOH
46 GF Score
Price $38.00
GF Value $28.88
Valuation Significantly Overvalued
! 1 Warning Sign
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What is United Bancshares EPS (Basic)?

United Bancshares UBOH 46 EPS (Basic) is $4.42 as of Mar. 2026. GuruFocus rates UBOH with a GF Score™ of 46/100 and a GF Value™ of $28.88 (Significantly Overvalued). The stock has 1 warning sign investors should review.

United Bancshares's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $1.32. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.42.

United Bancshares's EPS (Diluted) for the three months ended in Mar. 2026 was $1.32. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.42.

United Bancshares's EPS without NRI for the three months ended in Mar. 2026 was $1.32. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 4.42.

During the past 12 months, United Bancshares's average EPS without NRIGrowth Rate was 30.40% per year. During the past 3 years, the average EPS without NRI Growth Rate was 4.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was -3.60% per year. During the past 10 years, the average EPS without NRI Growth Rate was 9.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, United Bancshares's highest 3-Year average EPS without NRI Growth Rate was 52.20% per year. The lowest was -23.50% per year. And the median was 4.90% per year.

United Bancshares  (OTCPK:UBOH) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

United Bancshares EPS (Basic) Related Terms

United Bancshares EPS (Basic) Historical Data

* Premium members only.

The historical data trend for United Bancshares's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancshares EPS (Basic) Chart

United Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.14 3.47 2.80 3.06 4.04

United Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 1.05 1.01 1.04 1.32
UBOH
46GF Score
United Bancshares Inc UBOH
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bancshares EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

United Bancshares's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(11.995-0)/2.967
=4.04

United Bancshares's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(3.678-0)/2.785
=1.32

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $4.42 mean?
United Bancshares (UBOH) has a EPS (Basic) of $4.42 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on United Bancshares and its competitors.
Is United Bancshares' EPS (Basic) too high?
United Bancshares' current EPS (Basic) is $4.42. Overall, United Bancshares has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancshares' EPS (Basic) compare to BORT and CZBS?
United Bancshares' EPS (Basic) of $4.42 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on United Bancshares and its competitors. United Bancshares's current EPS (Basic) is $4.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancshares stock overvalued right now?
Based on GuruFocus' analysis, United Bancshares (UBOH) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.88, compared to a current price of $38.00 — trading 31.6% above its estimated fair value. The current EPS (Basic) is $4.42. United Bancshares' overall GF Score™ is 46/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For United Bancshares (UBOH), the current EPS (Basic) is $4.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bancshares (UBOH) Overvalued in 2026?

Based on GuruFocus' analysis, United Bancshares stock appears to be overvalued. The current stock price of $38.00 is trading 31.6% above its estimated GF Value™ of $28.88. GuruFocus considers United Bancshares to be Significantly Overvalued.

Key valuation signals for UBOH:

  • EPS (Basic): $4.42
  • GF Value™: $28.88 vs. price of $38.00 (31.6% above fair value)
  • GF Score™: 46/100 with 1 warning sign

No single metric tells the full story. See the UBOH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bancshares Business Description

Address 105 Progressive Drive, Columbus Grove, OH, USA, 45830
United Bancshares Inc is a financial holding company engaged in the business of full-service community banking, offering a full range of commercial and consumer banking services. It provides products including residential, commercial and multi-family real estate, commercial, and consumer loans, along with securities portfolio management. Its services include deposit services, lending, and risk management. The Bank offers a range of commercial banking services, including checking, savings, money market accounts, time certificates of deposit, and automated teller machines; as well as commercial, consumer, agricultural, residential mortgage, and home equity loans; online and mobile banking; remote and mobile deposit; safe deposit box rentals; and other personalized banking services.
46GF Score

Get the complete analysis for UBOH

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.00
Price
$28.88
GF Value